%PDF-1.5 1 0 obj <> endobj 3 0 obj <> endobj 4 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 512.55 772.60 Td (Exhibit 99.1) Tj ET Q /GS0 gs q 112.00 0 0 67.00 250.00 682.00 cm /I1 Do Q BT /F1 10.00 Tf ET BT /F2 14.00 Tf ET 0 0 0 RG /GS0 gs 1.33 w 0 i [] 0 d 1 J 1 j 3 M 83.35 658.00908203125 m 303.38857421875 658.00908203125 l s q 0 0 0 rg BT 83.35 660.20 Td (Atlas Financial Holdings ) Tj ET Q q 0 0 0 rg BT 233.88 660.20 Td (Announces ) Tj ET Q BT /F2 14.00 Tf ET 0 0 0 RG /GS0 gs 1.33 w 0 i [] 0 d 1 J 1 j 3 M 303.38857421875 658.00908203125 m 422.00234375 658.00908203125 l s q 0 0 0 rg BT 303.26 660.20 Td (Third Quarter) Tj ET Q q 0 0 0 rg BT 390.50 660.20 Td ( 2018) Tj ET Q BT /F2 14.00 Tf ET 0 0 0 RG /GS0 gs 1.33 w 0 i [] 0 d 1 J 1 j 3 M 422.00234375 658.00908203125 m 528.5677734375 658.00908203125 l s q 0 0 0 rg BT 422.00 660.20 Td ( Financial Results) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 114.85 641.00 Td (Company to Hold Confer) Tj ET Q q 0 0 0 rg BT 234.13 641.00 Td (ence Call on ) Tj ET Q q 0 0 0 rg BT 294.12 641.00 Td (T) Tj ET Q q 0 0 0 rg BT 300.44 641.00 Td (uesday) Tj ET Q q 0 0 0 rg BT 332.23 641.00 Td (, ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 337.73 641.00 Td (November) Tj ET Q q 0 0 0 rg BT 386.41 641.00 Td ( 6, 2018) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 422.16 641.00 Td ( at 8:30 a.m. ET) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 621.80 Td (Third ) Tj ET Q q 0 0 0 rg BT 80.26 621.80 Td (Quarter) Tj ET Q q 0 0 0 rg BT 118.55 621.80 Td ( ) Tj ET Q q 0 0 0 rg BT 121.30 621.80 Td (2018) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 143.30 621.80 Td ( ) Tj ET Q q 0 0 0 rg BT 146.05 621.80 Td (Financial ) Tj ET Q q 0 0 0 rg BT 192.80 621.80 Td (Performance ) Tj ET Q q 0 0 0 rg BT 256.63 621.80 Td (Summary ) Tj ET Q q 0 0 0 rg BT 305.82 621.80 Td (\(comparisons ) Tj ET Q q 0 0 0 rg BT 371.51 621.80 Td (to ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 383.23 621.80 Td (Third ) Tj ET Q q 0 0 0 rg BT 413.49 621.80 Td (Quarter) Tj ET Q q 0 0 0 rg BT 451.77 621.80 Td ( ) Tj ET Q q 0 0 0 rg BT 454.52 621.80 Td (2017) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 476.52 621.80 Td ( ) Tj ET Q q 0 0 0 rg BT 479.27 621.80 Td (unless ) Tj ET Q q 0 0 0 rg BT 510.76 621.80 Td (noted\):) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 54.00 608.65 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 608.65 Td (Gross ) Tj ET Q q 0 0 0 rg BT 100.74 608.65 Td (premiums ) Tj ET Q q 0 0 0 rg BT 147.81 608.65 Td (written ) Tj ET Q q 0 0 0 rg BT 182.04 608.65 Td (was ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 202.22 608.65 Td ($75.9 ) Tj ET Q q 0 0 0 rg BT 230.05 608.65 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 261.83 608.65 Td ( ) Tj ET Q q 0 0 0 rg BT 264.90 608.65 Td (for ) Tj ET Q q 0 0 0 rg BT 280.80 608.65 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 297.31 608.65 Td (three ) Tj ET Q q 0 0 0 rg BT 322.37 608.65 Td (months ) Tj ET Q q 0 0 0 rg BT 357.84 608.65 Td (ended ) Tj ET Q q 0 0 0 rg BT 387.18 608.65 Td (September ) Tj ET Q q 0 0 0 rg BT 437.29 608.65 Td (30, ) Tj ET Q q 0 0 0 rg BT 454.11 608.65 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 476.11 608.65 Td ( ) Tj ET Q q 0 0 0 rg BT 479.19 608.65 Td (compared ) Tj ET Q q 0 0 0 rg BT 525.63 608.65 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 537.26 608.65 Td ($65.9 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 595.40 Td (million) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 103.78 595.40 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 54.00 582.20 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 582.20 Td (In-force ) Tj ET Q q 0 0 0 rg BT 110.17 582.20 Td (premium ) Tj ET Q q 0 0 0 rg BT 152.63 582.20 Td (as ) Tj ET Q q 0 0 0 rg BT 164.54 582.20 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 176.46 582.20 Td (September30, ) Tj ET Q q 0 0 0 rg BT 242.75 582.20 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 264.75 582.20 Td ( ) Tj ET Q q 0 0 0 rg BT 267.50 582.20 Td (increased ) Tj ET Q q 0 0 0 rg BT 311.78 582.20 Td (7.7% ) Tj ET Q q 0 0 0 rg BT 337.44 582.20 Td (to ) Tj ET Q q 0 0 0 rg BT 348.75 582.20 Td ($286.7 ) Tj ET Q q 0 0 0 rg BT 381.75 582.20 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 54.00 569.05 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 569.05 Td (T) Tj ET Q q 0 0 0 rg BT 77.95 569.05 Td (otal ) Tj ET Q q 0 0 0 rg BT 97.20 569.05 Td (revenue ) Tj ET Q q 0 0 0 rg BT 134.76 569.05 Td (for ) Tj ET Q q 0 0 0 rg BT 150.33 569.05 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 166.52 569.05 Td (three ) Tj ET Q q 0 0 0 rg BT 191.25 569.05 Td (months ) Tj ET Q q 0 0 0 rg BT 226.40 569.05 Td (ended ) Tj ET Q q 0 0 0 rg BT 255.41 569.05 Td (September ) Tj ET Q q 0 0 0 rg BT 305.20 569.05 Td (30, ) Tj ET Q q 0 0 0 rg BT 321.70 569.05 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 343.70 569.05 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 346.45 569.05 Td (decrease) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 384.31 569.05 Td (d ) Tj ET Q q 0 0 0 rg BT 392.56 569.05 Td (by ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 406.31 569.05 Td (2.9%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 429.22 569.05 Td ( ) Tj ET Q q 0 0 0 rg BT 431.97 569.05 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 443.28 569.05 Td ($55.8 ) Tj ET Q q 0 0 0 rg BT 470.78 569.05 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 502.56 569.05 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 54.00 555.85 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 555.85 Td (Underwriting ) Tj ET Q q 0 0 0 rg BT 134.01 555.85 Td (income ) Tj ET Q q 0 0 0 rg BT 169.14 555.85 Td (for ) Tj ET Q q 0 0 0 rg BT 184.72 555.85 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 200.91 555.85 Td (third ) Tj ET Q q 0 0 0 rg BT 224.43 555.85 Td (quarter ) Tj ET Q q 0 0 0 rg BT 258.33 555.85 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 280.33 555.85 Td ( ) Tj ET Q q 0 0 0 rg BT 283.08 555.85 Td (was ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 302.94 555.85 Td ($6.3 ) Tj ET Q q 0 0 0 rg BT 324.94 555.85 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 356.72 555.85 Td ( ) Tj ET Q q 0 0 0 rg BT 359.47 555.85 Td (compared ) Tj ET Q q 0 0 0 rg BT 405.58 555.85 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 416.89 555.85 Td ($6.8 ) Tj ET Q q 0 0 0 rg BT 438.89 555.85 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 470.67 555.85 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 54.00 542.65 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 542.65 Td (The ) Tj ET Q q 0 0 0 rg BT 91.85 542.65 Td (combined ) Tj ET Q q 0 0 0 rg BT 137.98 542.65 Td (ratio ) Tj ET Q q 0 0 0 rg BT 160.89 542.65 Td (for ) Tj ET Q q 0 0 0 rg BT 176.46 542.65 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 192.65 542.65 Td (third ) Tj ET Q q 0 0 0 rg BT 216.18 542.65 Td (quarter ) Tj ET Q q 0 0 0 rg BT 250.07 542.65 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 272.07 542.65 Td ( ) Tj ET Q q 0 0 0 rg BT 274.82 542.65 Td (was ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 294.68 542.65 Td (88.5%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 323.09 542.65 Td ( ) Tj ET Q q 0 0 0 rg BT 325.84 542.65 Td (compared ) Tj ET Q q 0 0 0 rg BT 371.96 542.65 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 383.27 542.65 Td (87.9%) Tj ET Q BT /F1 11.00 Tf ET BT /F1 11.00 Tf ET q 0 0 0 rg BT 54.00 529.45 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 529.45 Td (Net ) Tj ET Q q 0 0 0 rg BT 90.65 529.45 Td (income ) Tj ET Q q 0 0 0 rg BT 125.80 529.45 Td (for ) Tj ET Q q 0 0 0 rg BT 141.39 529.45 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 157.60 529.45 Td (third ) Tj ET Q q 0 0 0 rg BT 181.14 529.45 Td (quarter ) Tj ET Q q 0 0 0 rg BT 215.06 529.45 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 237.06 529.45 Td ( ) Tj ET Q q 0 0 0 rg BT 239.83 529.45 Td (was ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 259.71 529.45 Td ($5.6 ) Tj ET Q q 0 0 0 rg BT 281.72 529.45 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 313.51 529.45 Td (, ) Tj ET Q q 0 0 0 rg BT 319.02 529.45 Td (or ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 330.96 529.45 Td ($0.47) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 355.71 529.45 Td ( ) Tj ET Q q 0 0 0 rg BT 358.48 529.45 Td (earnings ) Tj ET Q q 0 0 0 rg BT 398.51 529.45 Td (per ) Tj ET Q q 0 0 0 rg BT 415.32 529.45 Td (common ) Tj ET Q q 0 0 0 rg BT 456.59 529.45 Td (share ) Tj ET Q q 0 0 0 rg BT 482.56 529.45 Td (diluted, ) Tj ET Q q 0 0 0 rg BT 518.63 529.45 Td (compared ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 516.25 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 83.31 516.25 Td ($5.1 ) Tj ET Q q 0 0 0 rg BT 105.31 516.25 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 137.09 516.25 Td (, ) Tj ET Q q 0 0 0 rg BT 142.59 516.25 Td (or ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 154.50 516.25 Td ($0.42) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 179.25 516.25 Td ( ) Tj ET Q q 0 0 0 rg BT 182.00 516.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 222.01 516.25 Td (per ) Tj ET Q q 0 0 0 rg BT 238.81 516.25 Td (common ) Tj ET Q q 0 0 0 rg BT 280.05 516.25 Td (share ) Tj ET Q q 0 0 0 rg BT 306.01 516.25 Td (diluted, ) Tj ET Q q 0 0 0 rg BT 342.06 516.25 Td (representing ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 399.18 516.25 Td (an ) Tj ET Q q 0 0 0 rg BT 412.31 516.25 Td (increase) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 448.34 516.25 Td ( ) Tj ET Q q 0 0 0 rg BT 451.09 516.25 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 463.00 516.25 Td ($0.05) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 487.75 516.25 Td ( ) Tj ET Q q 0 0 0 rg BT 490.50 516.25 Td (or ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 502.42 516.25 Td (1) Tj ET Q q 0 0 0 rg BT 507.51 516.25 Td (1.9%) Tj ET Q BT /F1 11.00 Tf ET BT /F1 11.00 Tf ET q 0 0 0 rg BT 54.00 503.05 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 503.05 Td (Book value per common share as of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 232.98 503.05 Td (September30, 2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 321.27 503.05 Td ( was ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 343.88 503.05 Td ($8.53) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 368.63 503.05 Td (, compared to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 431.55 503.05 Td ($7.42) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 456.30 503.05 Td ( as of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 482.88 503.05 Td (December31, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 489.85 Td (2017) Tj ET Q BT /F1 11.00 Tf ET BT /F1 11.00 Tf ET q 0 0 0 rg BT 54.00 476.65 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 476.65 Td (Annualized ) Tj ET Q q 0 0 0 rg BT 125.45 476.65 Td (return ) Tj ET Q q 0 0 0 rg BT 154.47 476.65 Td (on ) Tj ET Q q 0 0 0 rg BT 168.22 476.65 Td (equity ) Tj ET Q q 0 0 0 rg BT 198.46 476.65 Td (was ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 218.32 476.65 Td (22.6%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 246.73 476.65 Td ( ) Tj ET Q q 0 0 0 rg BT 249.48 476.65 Td (in ) Tj ET Q q 0 0 0 rg BT 260.79 476.65 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 276.98 476.65 Td (third ) Tj ET Q q 0 0 0 rg BT 300.50 476.65 Td (quarter ) Tj ET Q q 0 0 0 rg BT 334.40 476.65 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 356.40 476.65 Td ( ) Tj ET Q q 0 0 0 rg BT 359.15 476.65 Td (compared ) Tj ET Q q 0 0 0 rg BT 405.27 476.65 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 416.57 476.65 Td (14.5%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 444.98 476.65 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 457.45 Td (Chicago, ) Tj ET Q q 0 0 0 rg BT 96.59 457.45 Td (Illinois ) Tj ET Q q 0 0 0 rg BT 134.33 457.45 Td (\() Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 138.00 457.45 Td (November) Tj ET Q q 0 0 0 rg BT 186.67 457.45 Td ( ) Tj ET Q q 0 0 0 rg BT 192.01 457.45 Td (5, ) Tj ET Q q 0 0 0 rg BT 205.60 457.45 Td (2018) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 227.60 457.45 Td (\) ) Tj ET Q q 0 0 0 rg BT 236.60 457.45 Td (- ) Tj ET Q q 0 0 0 rg BT 244.43 457.45 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 274.21 457.45 Td (Financial ) Tj ET Q q 0 0 0 rg BT 323.56 457.45 Td (Holdings, ) Tj ET Q q 0 0 0 rg BT 373.83 457.45 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 397.21 457.45 Td (\(NASDAQ: ) Tj ET Q q 0 0 0 rg BT 455.14 457.45 Td (AFH\) ) Tj ET Q q 0 0 0 rg BT 487.37 457.45 Td (\(Atlas ) Tj ET Q q 0 0 0 rg BT 531.81 457.45 Td (or) Tj ET Q q 0 0 0 rg BT 542.00 457.45 Td ( ) Tj ET Q q 0 0 0 rg BT 547.34 457.45 Td (the ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 444.25 Td (Company\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 110.51 444.25 Td ( ) Tj ET Q q 0 0 0 rg BT 113.26 444.25 Td (today ) Tj ET Q q 0 0 0 rg BT 140.44 444.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 179.84 444.25 Td (its ) Tj ET Q q 0 0 0 rg BT 192.98 444.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 234.21 444.25 Td (results ) Tj ET Q q 0 0 0 rg BT 265.68 444.25 Td (for ) Tj ET Q q 0 0 0 rg BT 281.26 444.25 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 297.45 444.25 Td (third ) Tj ET Q q 0 0 0 rg BT 320.97 444.25 Td (quarter) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 352.12 444.25 Td ( ) Tj ET Q q 0 0 0 rg BT 354.87 444.25 Td (ended ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 383.88 444.25 Td (September ) Tj ET Q q 0 0 0 rg BT 433.67 444.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 450.17 444.25 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 472.17 444.25 Td (.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 425.05 Td (Management ) Tj ET Q q 0 0 0 rg BT 114.46 425.05 Td (Comments) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 405.85 Td (Scott ) Tj ET Q q 0 0 0 rg BT 74.79 405.85 Td (D. ) Tj ET Q q 0 0 0 rg BT 87.50 405.85 Td (W) Tj ET Q q 0 0 0 rg BT 97.01 405.85 Td (ollney) Tj ET Q q 0 0 0 rg BT 123.79 405.85 Td (, ) Tj ET Q q 0 0 0 rg BT 128.23 405.85 Td (Atlas) Tj ET Q q 0 0 0 rg BT 154.30 405.85 Td ( ) Tj ET Q q 0 0 0 rg BT 156.48 405.85 Td (President ) Tj ET Q q 0 0 0 rg BT 199.59 405.85 Td (and ) Tj ET Q q 0 0 0 rg BT 217.66 405.85 Td (CEO, ) Tj ET Q q 0 0 0 rg BT 244.58 405.85 Td (stated, ) Tj ET Q q 0 0 0 rg BT 275.17 405.85 Td (This ) Tj ET Q q 0 0 0 rg BT 301.79 405.85 Td (was ) Tj ET Q q 0 0 0 rg BT 321.07 405.85 Td (a ) Tj ET Q q 0 0 0 rg BT 328.13 405.85 Td (healthy ) Tj ET Q q 0 0 0 rg BT 362.69 405.85 Td (quarter ) Tj ET Q q 0 0 0 rg BT 396.01 405.85 Td (highlighted ) Tj ET Q q 0 0 0 rg BT 448.30 405.85 Td (by ) Tj ET Q q 0 0 0 rg BT 461.48 405.85 Td (favorable ) Tj ET Q q 0 0 0 rg BT 505.18 405.85 Td (underwriting ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 392.65 Td (income ) Tj ET Q q 0 0 0 rg BT 84.55 392.65 Td (and ) Tj ET Q q 0 0 0 rg BT 102.61 392.65 Td (a ) Tj ET Q q 0 0 0 rg BT 109.67 392.65 Td (solid ) Tj ET Q q 0 0 0 rg BT 133.24 392.65 Td (combined ) Tj ET Q q 0 0 0 rg BT 178.80 392.65 Td (ratio, ) Tj ET Q q 0 0 0 rg BT 203.88 392.65 Td (with ) Tj ET Q q 0 0 0 rg BT 225.61 392.65 Td (incremental ) Tj ET Q q 0 0 0 rg BT 279.71 392.65 Td (data ) Tj ET Q q 0 0 0 rg BT 300.20 392.65 Td (supporting ) Tj ET Q q 0 0 0 rg BT 349.44 392.65 Td (our ) Tj ET Q q 0 0 0 rg BT 366.28 392.65 Td (claims ) Tj ET Q q 0 0 0 rg BT 397.17 392.65 Td (processes ) Tj ET Q q 0 0 0 rg BT 441.50 392.65 Td (and ) Tj ET Q q 0 0 0 rg BT 459.56 392.65 Td (trend ) Tj ET Q q 0 0 0 rg BT 484.33 392.65 Td (analysis ) Tj ET Q q 0 0 0 rg BT 521.95 392.65 Td (as ) Tj ET Q q 0 0 0 rg BT 533.29 392.65 Td (shared ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 379.45 Td (in ) Tj ET Q q 0 0 0 rg BT 61.74 379.45 Td (prior ) Tj ET Q q 0 0 0 rg BT 86.31 379.45 Td (periods. ) Tj ET Q q 0 0 0 rg BT 124.40 379.45 Td (W) Tj ET Q q 0 0 0 rg BT 133.90 379.45 Td (e ) Tj ET Q q 0 0 0 rg BT 141.97 379.45 Td (continued ) Tj ET Q q 0 0 0 rg BT 188.53 379.45 Td (to ) Tj ET Q q 0 0 0 rg BT 200.28 379.45 Td (position ) Tj ET Q q 0 0 0 rg BT 238.21 379.45 Td (Atlas) Tj ET Q q 0 0 0 rg BT 264.27 379.45 Td ( ) Tj ET Q q 0 0 0 rg BT 267.46 379.45 Td (insurance ) Tj ET Q q 0 0 0 rg BT 312.79 379.45 Td (companies ) Tj ET Q q 0 0 0 rg BT 363.02 379.45 Td (as ) Tj ET Q q 0 0 0 rg BT 375.37 379.45 Td (price ) Tj ET Q q 0 0 0 rg BT 400.54 379.45 Td (leaders ) Tj ET Q q 0 0 0 rg BT 434.87 379.45 Td (in ) Tj ET Q q 0 0 0 rg BT 446.62 379.45 Td (our ) Tj ET Q q 0 0 0 rg BT 464.47 379.45 Td (niche ) Tj ET Q q 0 0 0 rg BT 491.47 379.45 Td (during ) Tj ET Q q 0 0 0 rg BT 523.38 379.45 Td (this ) Tj ET Q q 0 0 0 rg BT 542.46 379.45 Td (hard ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 366.25 Td (market ) Tj ET Q q 0 0 0 rg BT 82.43 366.25 Td (environment. ) Tj ET Q q 0 0 0 rg BT 142.67 366.25 Td (Continued ) Tj ET Q q 0 0 0 rg BT 190.39 366.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 223.45 366.25 Td (in ) Tj ET Q q 0 0 0 rg BT 233.90 366.25 Td (our ) Tj ET Q q 0 0 0 rg BT 250.45 366.25 Td (livery ) Tj ET Q q 0 0 0 rg BT 278.00 366.25 Td (business ) Tj ET Q q 0 0 0 rg BT 317.18 366.25 Td (related ) Tj ET Q q 0 0 0 rg BT 348.99 366.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 391.81 366.25 Td (due ) Tj ET Q q 0 0 0 rg BT 409.59 366.25 Td (to ) Tj ET Q q 0 0 0 rg BT 420.04 366.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.37 366.25 Td (expansion ) Tj ET Q q 0 0 0 rg BT 481.86 366.25 Td (of ) Tj ET Q q 0 0 0 rg BT 492.92 366.25 Td (business ) Tj ET Q q 0 0 0 rg BT 532.09 366.25 Td (related ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 353.05 Td (to ) Tj ET Q q 0 0 0 rg BT 61.42 353.05 Td (drivers ) Tj ET Q q 0 0 0 rg BT 94.82 353.05 Td (under ) Tj ET Q q 0 0 0 rg BT 122.73 353.05 Td (dispatch ) Tj ET Q q 0 0 0 rg BT 162.25 353.05 Td (with ) Tj ET Q q 0 0 0 rg BT 184.67 353.05 Td (transportation ) Tj ET Q q 0 0 0 rg BT 248.63 353.05 Td (network ) Tj ET Q q 0 0 0 rg BT 287.53 353.05 Td (companies ) Tj ET Q q 0 0 0 rg BT 337.43 353.05 Td (\(TNCs\), ) Tj ET Q q 0 0 0 rg BT 386.42 353.05 Td (including ) Tj ET Q q 0 0 0 rg BT 430.83 353.05 Td (a ) Tj ET Q q 0 0 0 rg BT 438.57 353.05 Td (new ) Tj ET Q q 0 0 0 rg BT 459.76 353.05 Td (program ) Tj ET Q q 0 0 0 rg BT 499.89 353.05 Td (launched ) Tj ET Q q 0 0 0 rg BT 542.45 353.05 Td (with ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 339.85 Td (a ) Tj ET Q q 0 0 0 rg BT 57.32 339.85 Td (leasing ) Tj ET Q q 0 0 0 rg BT 90.91 339.85 Td (company ) Tj ET Q q 0 0 0 rg BT 133.66 339.85 Td (in ) Tj ET Q q 0 0 0 rg BT 144.66 339.85 Td (connection ) Tj ET Q q 0 0 0 rg BT 195.35 339.85 Td (with ) Tj ET Q q 0 0 0 rg BT 217.34 339.85 Td (a ) Tj ET Q q 0 0 0 rg BT 224.66 339.85 Td (major ) Tj ET Q q 0 0 0 rg BT 252.57 339.85 Td (TNC ) Tj ET Q q 0 0 0 rg BT 277.01 339.85 Td (in ) Tj ET Q q 0 0 0 rg BT 288.00 339.85 Td (the ) Tj ET Q q 0 0 0 rg BT 303.87 339.85 Td (quarter) Tj ET Q q 0 0 0 rg BT 334.41 339.85 Td (. ) Tj ET Q q 0 0 0 rg BT 339.60 339.85 Td ( ) Tj ET Q q 0 0 0 rg BT 341.49 339.85 Td (As ) Tj ET Q q 0 0 0 rg BT 356.15 339.85 Td (a ) Tj ET Q q 0 0 0 rg BT 363.47 339.85 Td (result ) Tj ET Q q 0 0 0 rg BT 390.34 339.85 Td (of ) Tj ET Q q 0 0 0 rg BT 401.94 339.85 Td (these ) Tj ET Q q 0 0 0 rg BT 426.98 339.85 Td (factors, ) Tj ET Q q 0 0 0 rg BT 461.55 339.85 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 487.20 339.85 Td (reported ) Tj ET Q q 0 0 0 rg BT 526.29 339.85 Td (a ) Tj ET Q q 0 0 0 rg BT 533.60 339.85 Td (15.2% ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 326.65 Td (increase ) Tj ET Q q 0 0 0 rg BT 89.08 326.65 Td (in ) Tj ET Q q 0 0 0 rg BT 100.69 326.65 Td (gross ) Tj ET Q q 0 0 0 rg BT 126.96 326.65 Td (written ) Tj ET Q q 0 0 0 rg BT 161.17 326.65 Td (premiums. ) Tj ET Q q 0 0 0 rg BT 210.75 326.65 Td (W) Tj ET Q q 0 0 0 rg BT 220.25 326.65 Td (e ) Tj ET Q q 0 0 0 rg BT 228.18 326.65 Td (utilize ) Tj ET Q q 0 0 0 rg BT 258.72 326.65 Td (predictive ) Tj ET Q q 0 0 0 rg BT 305.75 326.65 Td (analytics ) Tj ET Q q 0 0 0 rg BT 347.90 326.65 Td (and ) Tj ET Q q 0 0 0 rg BT 366.83 326.65 Td (technology ) Tj ET Q q 0 0 0 rg BT 418.76 326.65 Td (in ) Tj ET Q q 0 0 0 rg BT 430.36 326.65 Td (pricing ) Tj ET Q q 0 0 0 rg BT 464.57 326.65 Td (our ) Tj ET Q q 0 0 0 rg BT 482.29 326.65 Td (products, ) Tj ET Q q 0 0 0 rg BT 525.97 326.65 Td (and ) Tj ET Q q 0 0 0 rg BT 544.90 326.65 Td (will ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 313.45 Td (continue ) Tj ET Q q 0 0 0 rg BT 90.32 313.45 Td (to ) Tj ET Q q 0 0 0 rg BT 101.32 313.45 Td (leverage ) Tj ET Q q 0 0 0 rg BT 141.01 313.45 Td (these ) Tj ET Q q 0 0 0 rg BT 166.05 313.45 Td (capabilities ) Tj ET Q q 0 0 0 rg BT 218.59 313.45 Td (to ) Tj ET Q q 0 0 0 rg BT 229.58 313.45 Td (provide ) Tj ET Q q 0 0 0 rg BT 265.63 313.45 Td (a ) Tj ET Q q 0 0 0 rg BT 272.95 313.45 Td (substantial ) Tj ET Q q 0 0 0 rg BT 322.45 313.45 Td (competitive ) Tj ET Q q 0 0 0 rg BT 376.82 313.45 Td (and ) Tj ET Q q 0 0 0 rg BT 395.14 313.45 Td (mar) Tj ET Q q 0 0 0 rg BT 412.04 313.45 Td (gin ) Tj ET Q q 0 0 0 rg BT 428.54 313.45 Td (advantage ) Tj ET Q q 0 0 0 rg BT 475.57 313.45 Td (over ) Tj ET Q q 0 0 0 rg BT 497.56 313.45 Td (our ) Tj ET Q q 0 0 0 rg BT 514.66 313.45 Td (peers, ) Tj ET Q q 0 0 0 rg BT 543.06 313.45 Td (who ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 300.25 Td (historically ) Tj ET Q q 0 0 0 rg BT 101.26 300.25 Td (price ) Tj ET Q q 0 0 0 rg BT 125.02 300.25 Td (these ) Tj ET Q q 0 0 0 rg BT 149.39 300.25 Td (products ) Tj ET Q q 0 0 0 rg BT 189.04 300.25 Td (using ) Tj ET Q q 0 0 0 rg BT 214.65 300.25 Td (more ) Tj ET Q q 0 0 0 rg BT 239.02 300.25 Td (traditional ) Tj ET Q q 0 0 0 rg BT 286.00 300.25 Td (commoditized ) Tj ET Q q 0 0 0 rg BT 350.70 300.25 Td (approaches. ) Tj ET Q q 0 0 0 rg BT 404.69 300.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 423.57 300.25 Td (persistency ) Tj ET Q q 0 0 0 rg BT 474.83 300.25 Td (and ) Tj ET Q q 0 0 0 rg BT 492.48 300.25 Td (hit ) Tj ET Q q 0 0 0 rg BT 505.86 300.25 Td (ratios ) Tj ET Q q 0 0 0 rg BT 532.07 300.25 Td (related ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 287.05 Td (to ) Tj ET Q q 0 0 0 rg BT 62.12 287.05 Td (more ) Tj ET Q q 0 0 0 rg BT 88.28 287.05 Td (profitable ) Tj ET Q q 0 0 0 rg BT 134.60 287.05 Td (accounts ) Tj ET Q q 0 0 0 rg BT 176.65 287.05 Td (are ) Tj ET Q q 0 0 0 rg BT 193.63 287.05 Td (dramatically ) Tj ET Q q 0 0 0 rg BT 252.17 287.05 Td (better ) Tj ET Q q 0 0 0 rg BT 280.77 287.05 Td (than ) Tj ET Q q 0 0 0 rg BT 303.27 287.05 Td (those ) Tj ET Q q 0 0 0 rg BT 330.05 287.05 Td (with ) Tj ET Q q 0 0 0 rg BT 353.17 287.05 Td (higher ) Tj ET Q q 0 0 0 rg BT 384.83 287.05 Td (loss ) Tj ET Q q 0 0 0 rg BT 405.51 287.05 Td (costs ) Tj ET Q q 0 0 0 rg BT 431.07 287.05 Td (which ) Tj ET Q q 0 0 0 rg BT 461.51 287.05 Td (should ) Tj ET Q q 0 0 0 rg BT 494.41 287.05 Td (have ) Tj ET Q q 0 0 0 rg BT 518.74 287.05 Td (a ) Tj ET Q q 0 0 0 rg BT 527.18 287.05 Td (positive ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 273.85 Td (impact ) Tj ET Q q 0 0 0 rg BT 82.97 273.85 Td (on ) Tj ET Q q 0 0 0 rg BT 97.01 273.85 Td (future ) Tj ET Q q 0 0 0 rg BT 126.31 273.85 Td (results. ) Tj ET Q q 0 0 0 rg BT 160.60 273.85 Td (W) Tj ET Q q 0 0 0 rg BT 170.10 273.85 Td (e ) Tj ET Q q 0 0 0 rg BT 178.02 273.85 Td (are ) Tj ET Q q 0 0 0 rg BT 194.48 273.85 Td (also ) Tj ET Q q 0 0 0 rg BT 215.24 273.85 Td (optimistic ) Tj ET Q q 0 0 0 rg BT 262.28 273.85 Td (about ) Tj ET Q q 0 0 0 rg BT 289.75 273.85 Td (the ) Tj ET Q q 0 0 0 rg BT 306.23 273.85 Td (impact ) Tj ET Q q 0 0 0 rg BT 339.20 273.85 Td (that ) Tj ET Q q 0 0 0 rg BT 358.73 273.85 Td (the ) Tj ET Q q 0 0 0 rg BT 375.21 273.85 Td (significant ) Tj ET Q q 0 0 0 rg BT 424.68 273.85 Td (focus ) Tj ET Q q 0 0 0 rg BT 451.54 273.85 Td (and ) Tj ET Q q 0 0 0 rg BT 470.46 273.85 Td (investment ) Tj ET Q q 0 0 0 rg BT 521.10 273.85 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 547.36 273.85 Td (has ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 260.65 Td (made ) Tj ET Q q 0 0 0 rg BT 76.57 260.65 Td (in ) Tj ET Q q 0 0 0 rg BT 87.88 260.65 Td (the ) Tj ET Q q 0 0 0 rg BT 104.07 260.65 Td (InsureT) Tj ET Q q 0 0 0 rg BT 137.51 260.65 Td (ech ) Tj ET Q q 0 0 0 rg BT 155.52 260.65 Td (aspects ) Tj ET Q q 0 0 0 rg BT 190.04 260.65 Td (of ) Tj ET Q q 0 0 0 rg BT 201.95 260.65 Td (our ) Tj ET Q q 0 0 0 rg BT 219.36 260.65 Td (business ) Tj ET Q q 0 0 0 rg BT 259.39 260.65 Td (are ) Tj ET Q q 0 0 0 rg BT 275.57 260.65 Td (beginning ) Tj ET Q q 0 0 0 rg BT 322.31 260.65 Td (to ) Tj ET Q q 0 0 0 rg BT 333.62 260.65 Td (deliver) Tj ET Q q 0 0 0 rg BT 363.55 260.65 Td (.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 241.45 Td (Financial ) Tj ET Q q 0 0 0 rg BT 96.76 241.45 Td (and ) Tj ET Q q 0 0 0 rg BT 117.24 241.45 Td (Operational ) Tj ET Q q 0 0 0 rg BT 176.82 241.45 Td (Review) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 222.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 60.59 222.25 Td (emiums ) Tj ET Q q 0 0 0 rg BT 95.71 222.25 Td (W) Tj ET Q q 0 0 0 rg BT 104.27 222.25 Td (ritten: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 133.28 222.25 Td (Gross ) Tj ET Q q 0 0 0 rg BT 160.46 222.25 Td (premiums ) Tj ET Q q 0 0 0 rg BT 205.97 222.25 Td (written ) Tj ET Q q 0 0 0 rg BT 238.64 222.25 Td (was ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 257.27 222.25 Td ($75.9 ) Tj ET Q q 0 0 0 rg BT 283.53 222.25 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 315.31 222.25 Td ( ) Tj ET Q q 0 0 0 rg BT 316.83 222.25 Td (for ) Tj ET Q q 0 0 0 rg BT 331.17 222.25 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 346.12 222.25 Td (three ) Tj ET Q q 0 0 0 rg BT 369.62 222.25 Td (months ) Tj ET Q q 0 0 0 rg BT 403.53 222.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 431.30 222.25 Td (September ) Tj ET Q q 0 0 0 rg BT 479.86 222.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 495.12 222.25 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 517.12 222.25 Td ( ) Tj ET Q q 0 0 0 rg BT 518.64 222.25 Td (compared ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 209.05 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 61.31 209.05 Td ($65.9 ) Tj ET Q q 0 0 0 rg BT 88.81 209.05 Td (million) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 120.59 209.05 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 123.34 209.05 Td (for ) Tj ET Q q 0 0 0 rg BT 138.91 209.05 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 155.10 209.05 Td (three ) Tj ET Q q 0 0 0 rg BT 179.84 209.05 Td (months ) Tj ET Q q 0 0 0 rg BT 214.98 209.05 Td (ended ) Tj ET Q q 0 0 0 rg BT 243.99 209.05 Td (September ) Tj ET Q q 0 0 0 rg BT 293.78 209.05 Td (30, ) Tj ET Q q 0 0 0 rg BT 310.28 209.05 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 332.28 209.05 Td (. ) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 189.85 Td (Geographic ) Tj ET Q q 0 0 0 rg BT 105.04 189.85 Td (Distribution: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 164.98 189.85 Td (The ) Tj ET Q q 0 0 0 rg BT 184.58 189.85 Td (Company ) Tj ET Q q 0 0 0 rg BT 229.85 189.85 Td (is ) Tj ET Q q 0 0 0 rg BT 239.68 189.85 Td (licensed ) Tj ET Q q 0 0 0 rg BT 278.21 189.85 Td (in ) Tj ET Q q 0 0 0 rg BT 289.26 189.85 Td (49 ) Tj ET Q q 0 0 0 rg BT 302.75 189.85 Td (states ) Tj ET Q q 0 0 0 rg BT 329.69 189.85 Td (and ) Tj ET Q q 0 0 0 rg BT 348.06 189.85 Td (the ) Tj ET Q q 0 0 0 rg BT 363.99 189.85 Td (District ) Tj ET Q q 0 0 0 rg BT 399.48 189.85 Td (of ) Tj ET Q q 0 0 0 rg BT 411.14 189.85 Td (Columbia. ) Tj ET Q q 0 0 0 rg BT 459.22 189.85 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 484.93 189.85 Td (actively ) Tj ET Q q 0 0 0 rg BT 522.24 189.85 Td (writes ) Tj ET Q q 0 0 0 rg BT 551.62 189.85 Td (its ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 176.65 Td (core ) Tj ET Q q 0 0 0 rg BT 71.60 176.65 Td (business ) Tj ET Q q 0 0 0 rg BT 111.55 176.65 Td (in ) Tj ET Q q 0 0 0 rg BT 122.77 176.65 Td (42 ) Tj ET Q q 0 0 0 rg BT 136.44 176.65 Td (of ) Tj ET Q q 0 0 0 rg BT 148.27 176.65 Td (these ) Tj ET Q q 0 0 0 rg BT 173.55 176.65 Td (states ) Tj ET Q q 0 0 0 rg BT 200.65 176.65 Td (plus ) Tj ET Q q 0 0 0 rg BT 221.66 176.65 Td (the ) Tj ET Q q 0 0 0 rg BT 237.77 176.65 Td (District ) Tj ET Q q 0 0 0 rg BT 273.43 176.65 Td (of ) Tj ET Q q 0 0 0 rg BT 285.26 176.65 Td (Columbia. ) Tj ET Q q 0 0 0 rg BT 334.07 176.65 Td (Compared ) Tj ET Q q 0 0 0 rg BT 382.56 176.65 Td (to ) Tj ET Q q 0 0 0 rg BT 393.79 176.65 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 409.90 176.65 Td (three ) Tj ET Q q 0 0 0 rg BT 434.55 176.65 Td (months ) Tj ET Q q 0 0 0 rg BT 469.61 176.65 Td (ended ) Tj ET Q q 0 0 0 rg BT 498.55 176.65 Td (September ) Tj ET Q q 0 0 0 rg BT 548.25 176.65 Td (30, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 163.45 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 163.45 Td (, ) Tj ET Q q 0 0 0 rg BT 76.69 163.45 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 102.40 163.45 Td (experienced ) Tj ET Q q 0 0 0 rg BT 158.02 163.45 Td (growth ) Tj ET Q q 0 0 0 rg BT 191.67 163.45 Td (in ) Tj ET Q q 0 0 0 rg BT 202.72 163.45 Td (gross ) Tj ET Q q 0 0 0 rg BT 228.43 163.45 Td (premiums ) Tj ET Q q 0 0 0 rg BT 274.92 163.45 Td (written ) Tj ET Q q 0 0 0 rg BT 308.56 163.45 Td (in ) Tj ET Q q 0 0 0 rg BT 319.61 163.45 Td (its ) Tj ET Q q 0 0 0 rg BT 332.49 163.45 Td (core ) Tj ET Q q 0 0 0 rg BT 353.91 163.45 Td (business ) Tj ET Q q 0 0 0 rg BT 393.68 163.45 Td (in ) Tj ET Q q 0 0 0 rg BT 404.73 163.45 Td (26 ) Tj ET Q q 0 0 0 rg BT 418.22 163.45 Td (states ) Tj ET Q q 0 0 0 rg BT 445.15 163.45 Td (for ) Tj ET Q q 0 0 0 rg BT 460.46 163.45 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 476.39 163.45 Td (three ) Tj ET Q q 0 0 0 rg BT 500.86 163.45 Td (months ) Tj ET Q q 0 0 0 rg BT 535.75 163.45 Td (ended ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 150.20 Td (September ) Tj ET Q q 0 0 0 rg BT 100.57 150.20 Td (30, ) Tj ET Q q 0 0 0 rg BT 117.86 150.20 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 139.86 150.20 Td (. ) Tj ET Q q 0 0 0 rg BT 146.14 150.20 Td ( ) Tj ET Q q 0 0 0 rg BT 149.67 150.20 Td (Based ) Tj ET Q q 0 0 0 rg BT 180.09 150.20 Td (on ) Tj ET Q q 0 0 0 rg BT 194.62 150.20 Td (the ) Tj ET Q q 0 0 0 rg BT 211.59 150.20 Td (Company) Tj ET Q q 0 0 0 rg BT 257.42 150.20 Td (s ) Tj ET Q q 0 0 0 rg BT 265.23 150.20 Td (commitment ) Tj ET Q q 0 0 0 rg BT 324.37 150.20 Td (to ) Tj ET Q q 0 0 0 rg BT 336.46 150.20 Td (optimize ) Tj ET Q q 0 0 0 rg BT 378.48 150.20 Td (return ) Tj ET Q q 0 0 0 rg BT 408.28 150.20 Td (on ) Tj ET Q q 0 0 0 rg BT 422.81 150.20 Td (deployed ) Tj ET Q q 0 0 0 rg BT 466.66 150.20 Td (capital, ) Tj ET Q q 0 0 0 rg BT 502.26 150.20 Td (the ) Tj ET Q q 0 0 0 rg BT 519.23 150.20 Td (Company ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 137.00 Td (utilizes ) Tj ET Q q 0 0 0 rg BT 87.19 137.00 Td (predictive ) Tj ET Q q 0 0 0 rg BT 136.59 137.00 Td (analytics ) Tj ET Q q 0 0 0 rg BT 181.10 137.00 Td (based ) Tj ET Q q 0 0 0 rg BT 211.57 137.00 Td (pricing ) Tj ET Q q 0 0 0 rg BT 248.14 137.00 Td (coupled ) Tj ET Q q 0 0 0 rg BT 288.38 137.00 Td (with ) Tj ET Q q 0 0 0 rg BT 313.36 137.00 Td (its ) Tj ET Q q 0 0 0 rg BT 329.17 137.00 Td (strong ) Tj ET Q q 0 0 0 rg BT 362.09 137.00 Td (value ) Tj ET Q q 0 0 0 rg BT 391.33 137.00 Td (proposition ) Tj ET Q q 0 0 0 rg BT 446.86 137.00 Td (to ) Tj ET Q q 0 0 0 rg BT 460.83 137.00 Td (grow ) Tj ET Q q 0 0 0 rg BT 488.86 137.00 Td (market ) Tj ET Q q 0 0 0 rg BT 524.82 137.00 Td (share ) Tj ET Q q 0 0 0 rg BT 553.45 137.00 Td (in ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 123.80 Td (environments ) Tj ET Q q 0 0 0 rg BT 112.63 123.80 Td (that ) Tj ET Q q 0 0 0 rg BT 131.87 123.80 Td (are ) Tj ET Q q 0 0 0 rg BT 148.05 123.80 Td (favorable ) Tj ET Q q 0 0 0 rg BT 192.33 123.80 Td (and ) Tj ET Q q 0 0 0 rg BT 210.96 123.80 Td (will ) Tj ET Q q 0 0 0 rg BT 230.82 123.80 Td (reduce ) Tj ET Q q 0 0 0 rg BT 262.88 123.80 Td (exposure ) Tj ET Q q 0 0 0 rg BT 305.34 123.80 Td (to ) Tj ET Q q 0 0 0 rg BT 316.65 123.80 Td (those ) Tj ET Q q 0 0 0 rg BT 342.62 123.80 Td (that ) Tj ET Q q 0 0 0 rg BT 361.86 123.80 Td (are ) Tj ET Q q 0 0 0 rg BT 378.04 123.80 Td (more ) Tj ET Q q 0 0 0 rg BT 403.39 123.80 Td (challenging.) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 104.60 Td (Combined ) Tj ET Q q 0 0 0 rg BT 97.43 104.60 Td (Ratio: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 127.14 104.60 Td (Atlas) Tj ET Q q 0 0 0 rg BT 153.20 104.60 Td ( ) Tj ET Q q 0 0 0 rg BT 155.41 104.60 Td (combined ) Tj ET Q q 0 0 0 rg BT 201.00 104.60 Td (ratio ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 223.37 104.60 Td (increase) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 259.40 104.60 Td (d ) Tj ET Q q 0 0 0 rg BT 267.11 104.60 Td (for ) Tj ET Q q 0 0 0 rg BT 282.15 104.60 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 297.80 104.60 Td (three ) Tj ET Q q 0 0 0 rg BT 322.00 104.60 Td (months ) Tj ET Q q 0 0 0 rg BT 356.60 104.60 Td (ended ) Tj ET Q q 0 0 0 rg BT 385.08 104.60 Td (September ) Tj ET Q q 0 0 0 rg BT 434.33 104.60 Td (30, ) Tj ET Q q 0 0 0 rg BT 450.29 104.60 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 472.29 104.60 Td ( ) Tj ET Q q 0 0 0 rg BT 474.50 104.60 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 485.27 104.60 Td (88.5%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 513.68 104.60 Td (, ) Tj ET Q q 0 0 0 rg BT 518.64 104.60 Td (compared ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 91.40 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 61.31 91.40 Td (87.9%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 89.72 91.40 Td ( ) Tj ET Q q 0 0 0 rg BT 92.47 91.40 Td (in ) Tj ET Q q 0 0 0 rg BT 103.78 91.40 Td (the ) Tj ET Q q 0 0 0 rg BT 119.96 91.40 Td (prior ) Tj ET Q q 0 0 0 rg BT 144.10 91.40 Td (year ) Tj ET Q q 0 0 0 rg BT 165.77 91.40 Td (period.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 72.20 Td ( ) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 86.00 72.20 Td (Loss ) Tj ET Q q 0 0 0 rg BT 109.69 72.20 Td (Ratio: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 140.69 72.20 Td (The ) Tj ET Q q 0 0 0 rg BT 161.30 72.20 Td (loss ) Tj ET Q q 0 0 0 rg BT 181.93 72.20 Td (ratio ) Tj ET Q q 0 0 0 rg BT 205.59 72.20 Td (relating ) Tj ET Q q 0 0 0 rg BT 242.70 72.20 Td (to ) Tj ET Q q 0 0 0 rg BT 254.76 72.20 Td (claims ) Tj ET Q q 0 0 0 rg BT 286.99 72.20 Td (incurred ) Tj ET Q q 0 0 0 rg BT 327.14 72.20 Td (for ) Tj ET Q q 0 0 0 rg BT 343.48 72.20 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 360.43 72.20 Td (three ) Tj ET Q q 0 0 0 rg BT 385.92 72.20 Td (months ) Tj ET Q q 0 0 0 rg BT 421.82 72.20 Td (ended ) Tj ET Q q 0 0 0 rg BT 451.59 72.20 Td (September ) Tj ET Q q 0 0 0 rg BT 502.14 72.20 Td (30, ) Tj ET Q q 0 0 0 rg BT 519.40 72.20 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 541.40 72.20 Td ( ) Tj ET Q q 0 0 0 rg BT 544.91 72.20 Td (was ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 59.00 Td (61.6%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 114.41 59.00 Td (, ) Tj ET Q q 0 0 0 rg BT 119.71 59.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 165.63 59.00 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 176.73 59.00 Td (59.5%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 205.15 59.00 Td ( ) Tj ET Q q 0 0 0 rg BT 207.70 59.00 Td (for ) Tj ET Q q 0 0 0 rg BT 223.07 59.00 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 239.06 59.00 Td (three ) Tj ET Q q 0 0 0 rg BT 263.60 59.00 Td (months ) Tj ET Q q 0 0 0 rg BT 298.54 59.00 Td (ended ) Tj ET Q q 0 0 0 rg BT 327.35 59.00 Td (September ) Tj ET Q q 0 0 0 rg BT 376.94 59.00 Td (30, ) Tj ET Q q 0 0 0 rg BT 393.24 59.00 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 415.24 59.00 Td (. ) Tj ET Q q 0 0 0 rg BT 420.36 59.00 Td (The ) Tj ET Q q 0 0 0 rg BT 440.01 59.00 Td (loss ) Tj ET Q q 0 0 0 rg BT 459.68 59.00 Td (ratio ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 482.38 59.00 Td (increase) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 518.41 59.00 Td (d ) Tj ET Q q 0 0 0 rg BT 526.46 59.00 Td (over ) Tj ET Q q 0 0 0 rg BT 548.56 59.00 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 45.80 Td (prior ) Tj ET Q q 0 0 0 rg BT 110.89 45.80 Td (year ) Tj ET Q q 0 0 0 rg BT 133.33 45.80 Td (period ) Tj ET Q q 0 0 0 rg BT 164.94 45.80 Td (primarily ) Tj ET Q q 0 0 0 rg BT 209.38 45.80 Td (as ) Tj ET Q q 0 0 0 rg BT 222.05 45.80 Td (a ) Tj ET Q q 0 0 0 rg BT 230.44 45.80 Td (result ) Tj ET Q q 0 0 0 rg BT 258.39 45.80 Td (of ) Tj ET Q q 0 0 0 rg BT 271.06 45.80 Td (the ) Tj ET Q q 0 0 0 rg BT 288.01 45.80 Td (Company) Tj ET Q q 0 0 0 rg BT 333.84 45.80 Td (s ) Tj ET Q q 0 0 0 rg BT 341.63 45.80 Td (continued ) Tj ET Q q 0 0 0 rg BT 388.52 45.80 Td (review ) Tj ET Q q 0 0 0 rg BT 421.95 45.80 Td (of ) Tj ET Q q 0 0 0 rg BT 434.62 45.80 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 494.95 45.80 Td (profitability ) Tj ET Q q 0 0 0 rg BT 551.01 45.80 Td (by ) Tj ET Q endstream endobj 5 0 obj <> endobj 6 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 772.60 Td (Exhibit 99.1) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 741.40 Td (product. ) Tj ET Q q 0 0 0 rg BT 125.02 741.40 Td (Excluding ) Tj ET Q q 0 0 0 rg BT 172.89 741.40 Td (the ) Tj ET Q q 0 0 0 rg BT 189.00 741.40 Td (impact ) Tj ET Q q 0 0 0 rg BT 221.59 741.40 Td (of ) Tj ET Q q 0 0 0 rg BT 233.42 741.40 Td (assigned ) Tj ET Q q 0 0 0 rg BT 273.97 741.40 Td (risk ) Tj ET Q q 0 0 0 rg BT 293.13 741.40 Td (business, ) Tj ET Q q 0 0 0 rg BT 335.83 741.40 Td (the ) Tj ET Q q 0 0 0 rg BT 351.93 741.40 Td (loss ) Tj ET Q q 0 0 0 rg BT 371.71 741.40 Td (ratio ) Tj ET Q q 0 0 0 rg BT 394.53 741.40 Td (relating ) Tj ET Q q 0 0 0 rg BT 430.79 741.40 Td (to ) Tj ET Q q 0 0 0 rg BT 442.01 741.40 Td (the ) Tj ET Q q 0 0 0 rg BT 458.11 741.40 Td (net ) Tj ET Q q 0 0 0 rg BT 474.22 741.40 Td (claims ) Tj ET Q q 0 0 0 rg BT 505.60 741.40 Td (incurred ) Tj ET Q q 0 0 0 rg BT 544.91 741.40 Td (was ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 728.20 Td (61.2% ) Tj ET Q q 0 0 0 rg BT 118.66 728.20 Td (for ) Tj ET Q q 0 0 0 rg BT 135.73 728.20 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 153.41 728.20 Td (three ) Tj ET Q q 0 0 0 rg BT 179.64 728.20 Td (months ) Tj ET Q q 0 0 0 rg BT 216.27 728.20 Td (ended ) Tj ET Q q 0 0 0 rg BT 246.78 728.20 Td (September ) Tj ET Q q 0 0 0 rg BT 298.06 728.20 Td (30, ) Tj ET Q q 0 0 0 rg BT 316.06 728.20 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 338.06 728.20 Td (, ) Tj ET Q q 0 0 0 rg BT 345.05 728.20 Td (compared ) Tj ET Q q 0 0 0 rg BT 392.66 728.20 Td (to ) Tj ET Q q 0 0 0 rg BT 405.46 728.20 Td (59.0% ) Tj ET Q q 0 0 0 rg BT 438.12 728.20 Td (for ) Tj ET Q q 0 0 0 rg BT 455.19 728.20 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 472.87 728.20 Td (three ) Tj ET Q q 0 0 0 rg BT 499.10 728.20 Td (months ) Tj ET Q q 0 0 0 rg BT 535.73 728.20 Td (ended ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 715.00 Td (September ) Tj ET Q q 0 0 0 rg BT 135.79 715.00 Td (30, ) Tj ET Q q 0 0 0 rg BT 152.29 715.00 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 174.29 715.00 Td (. ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 68.00 695.80 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 695.80 Td (While ) Tj ET Q q 0 0 0 rg BT 116.04 695.80 Td (the ) Tj ET Q q 0 0 0 rg BT 132.64 695.80 Td (Company) Tj ET Q q 0 0 0 rg BT 178.47 695.80 Td (s ) Tj ET Q q 0 0 0 rg BT 185.91 695.80 Td (year) Tj ET Q q 0 0 0 rg BT 204.62 695.80 Td (-to-date ) Tj ET Q q 0 0 0 rg BT 241.98 695.80 Td (loss ) Tj ET Q q 0 0 0 rg BT 262.26 695.80 Td (ratio ) Tj ET Q q 0 0 0 rg BT 285.58 695.80 Td (for ) Tj ET Q q 0 0 0 rg BT 301.57 695.80 Td (2018 ) Tj ET Q q 0 0 0 rg BT 326.73 695.80 Td (is ) Tj ET Q q 0 0 0 rg BT 337.23 695.80 Td (carried ) Tj ET Q q 0 0 0 rg BT 370.92 695.80 Td (higher ) Tj ET Q q 0 0 0 rg BT 402.18 695.80 Td (than ) Tj ET Q q 0 0 0 rg BT 424.28 695.80 Td (the ) Tj ET Q q 0 0 0 rg BT 440.88 695.80 Td (prior ) Tj ET Q q 0 0 0 rg BT 465.42 695.80 Td (year) Tj ET Q q 0 0 0 rg BT 483.91 695.80 Td (, ) Tj ET Q q 0 0 0 rg BT 489.82 695.80 Td (incremental ) Tj ET Q q 0 0 0 rg BT 544.90 695.80 Td (loss ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 682.60 Td (ratio ) Tj ET Q q 0 0 0 rg BT 108.18 682.60 Td (improvement ) Tj ET Q q 0 0 0 rg BT 168.85 682.60 Td (is ) Tj ET Q q 0 0 0 rg BT 178.21 682.60 Td (expected ) Tj ET Q q 0 0 0 rg BT 219.31 682.60 Td (to ) Tj ET Q q 0 0 0 rg BT 229.89 682.60 Td (generally ) Tj ET Q q 0 0 0 rg BT 272.83 682.60 Td (trend ) Tj ET Q q 0 0 0 rg BT 297.45 682.60 Td (in ) Tj ET Q q 0 0 0 rg BT 308.02 682.60 Td (a ) Tj ET Q q 0 0 0 rg BT 314.93 682.60 Td (positive ) Tj ET Q q 0 0 0 rg BT 351.78 682.60 Td (direction ) Tj ET Q q 0 0 0 rg BT 392.89 682.60 Td (based ) Tj ET Q q 0 0 0 rg BT 419.96 682.60 Td (on ) Tj ET Q q 0 0 0 rg BT 432.98 682.60 Td (prior ) Tj ET Q q 0 0 0 rg BT 456.38 682.60 Td (year ) Tj ET Q q 0 0 0 rg BT 477.33 682.60 Td (and ) Tj ET Q q 0 0 0 rg BT 495.23 682.60 Td (potential ) Tj ET Q q 0 0 0 rg BT 535.74 682.60 Td (future ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 669.40 Td (pricing, ) Tj ET Q q 0 0 0 rg BT 124.30 669.40 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 185.50 669.40 Td (and ) Tj ET Q q 0 0 0 rg BT 205.77 669.40 Td (claims ) Tj ET Q q 0 0 0 rg BT 238.88 669.40 Td (activities. ) Tj ET Q q 0 0 0 rg BT 284.75 669.40 Td (As ) Tj ET Q q 0 0 0 rg BT 301.37 669.40 Td (previously ) Tj ET Q q 0 0 0 rg BT 352.19 669.40 Td (announced, ) Tj ET Q q 0 0 0 rg BT 406.98 669.40 Td (the ) Tj ET Q q 0 0 0 rg BT 424.80 669.40 Td (Company ) Tj ET Q q 0 0 0 rg BT 471.97 669.40 Td (is ) Tj ET Q q 0 0 0 rg BT 483.69 669.40 Td (utilizing ) Tj ET Q q 0 0 0 rg BT 524.74 669.40 Td (machine ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 656.20 Td (learning ) Tj ET Q q 0 0 0 rg BT 124.63 656.20 Td (based ) Tj ET Q q 0 0 0 rg BT 152.26 656.20 Td (predictive ) Tj ET Q q 0 0 0 rg BT 198.82 656.20 Td (analytics ) Tj ET Q q 0 0 0 rg BT 240.50 656.20 Td (in ) Tj ET Q q 0 0 0 rg BT 251.64 656.20 Td (the ) Tj ET Q q 0 0 0 rg BT 267.66 656.20 Td (claim ) Tj ET Q q 0 0 0 rg BT 294.68 656.20 Td (area, ) Tj ET Q q 0 0 0 rg BT 318.33 656.20 Td (in ) Tj ET Q q 0 0 0 rg BT 329.47 656.20 Td (addition ) Tj ET Q q 0 0 0 rg BT 368.10 656.20 Td (to ) Tj ET Q q 0 0 0 rg BT 379.25 656.20 Td (using ) Tj ET Q q 0 0 0 rg BT 405.67 656.20 Td (it ) Tj ET Q q 0 0 0 rg BT 414.36 656.20 Td (as ) Tj ET Q q 0 0 0 rg BT 426.11 656.20 Td (an ) Tj ET Q q 0 0 0 rg BT 439.08 656.20 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 498.49 656.20 Td (tool, ) Tj ET Q q 0 0 0 rg BT 520.93 656.20 Td (to ) Tj ET Q q 0 0 0 rg BT 532.07 656.20 Td (further ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 643.00 Td (benefit ) Tj ET Q q 0 0 0 rg BT 119.19 643.00 Td (from ) Tj ET Q q 0 0 0 rg BT 143.22 643.00 Td (the ) Tj ET Q q 0 0 0 rg BT 159.30 643.00 Td (data ) Tj ET Q q 0 0 0 rg BT 180.27 643.00 Td (and ) Tj ET Q q 0 0 0 rg BT 198.80 643.00 Td (experience ) Tj ET Q q 0 0 0 rg BT 249.07 643.00 Td (within ) Tj ET Q q 0 0 0 rg BT 279.83 643.00 Td (its ) Tj ET Q q 0 0 0 rg BT 292.87 643.00 Td (or) Tj ET Q q 0 0 0 rg BT 301.84 643.00 Td (ganization. ) Tj ET Q q 0 0 0 rg BT 352.46 643.00 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 378.33 643.00 Td (believes ) Tj ET Q q 0 0 0 rg BT 417.02 643.00 Td (this ) Tj ET Q q 0 0 0 rg BT 435.56 643.00 Td (approach ) Tj ET Q q 0 0 0 rg BT 478.51 643.00 Td (amplifies ) Tj ET Q q 0 0 0 rg BT 522.09 643.00 Td (the ) Tj ET Q q 0 0 0 rg BT 538.18 643.00 Td (value ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 629.80 Td (of ) Tj ET Q q 0 0 0 rg BT 98.01 629.80 Td (the ) Tj ET Q q 0 0 0 rg BT 114.29 629.80 Td (assets ) Tj ET Q q 0 0 0 rg BT 142.80 629.80 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 201.22 629.80 Td (over ) Tj ET Q q 0 0 0 rg BT 223.61 629.80 Td (its ) Tj ET Q q 0 0 0 rg BT 236.85 629.80 Td (operating ) Tj ET Q q 0 0 0 rg BT 281.23 629.80 Td (subsidiaries) Tj ET Q q 0 0 0 rg BT 336.02 629.80 Td ( ) Tj ET Q q 0 0 0 rg BT 338.86 629.80 Td (many ) Tj ET Q q 0 0 0 rg BT 366.15 629.80 Td (years ) Tj ET Q q 0 0 0 rg BT 392.20 629.80 Td (spent ) Tj ET Q q 0 0 0 rg BT 418.26 629.80 Td (focusing ) Tj ET Q q 0 0 0 rg BT 458.99 629.80 Td (on ) Tj ET Q q 0 0 0 rg BT 472.83 629.80 Td (niche ) Tj ET Q q 0 0 0 rg BT 499.50 629.80 Td (tar) Tj ET Q q 0 0 0 rg BT 510.90 629.80 Td (get ) Tj ET Q q 0 0 0 rg BT 527.18 629.80 Td (markets ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 616.60 Td (to ) Tj ET Q q 0 0 0 rg BT 97.31 616.60 Td (model ) Tj ET Q q 0 0 0 rg BT 127.55 616.60 Td (potential ) Tj ET Q q 0 0 0 rg BT 168.79 616.60 Td (risk ) Tj ET Q q 0 0 0 rg BT 188.04 616.60 Td (and ) Tj ET Q q 0 0 0 rg BT 206.67 616.60 Td (deliver ) Tj ET Q q 0 0 0 rg BT 239.96 616.60 Td (value ) Tj ET Q q 0 0 0 rg BT 266.53 616.60 Td (for ) Tj ET Q q 0 0 0 rg BT 282.11 616.60 Td (both ) Tj ET Q q 0 0 0 rg BT 304.42 616.60 Td (customers ) Tj ET Q q 0 0 0 rg BT 351.77 616.60 Td (and ) Tj ET Q q 0 0 0 rg BT 370.40 616.60 Td (stakeholders. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 597.40 Td ( ) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 86.00 597.40 Td (Underwriting ) Tj ET Q q 0 0 0 rg BT 148.23 597.40 Td (Expense ) Tj ET Q q 0 0 0 rg BT 187.22 597.40 Td (Ratio: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 217.06 597.40 Td (The ) Tj ET Q q 0 0 0 rg BT 236.50 597.40 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 295.66 597.40 Td (expense ) Tj ET Q q 0 0 0 rg BT 333.43 597.40 Td (ratio ) Tj ET Q q 0 0 0 rg BT 355.92 597.40 Td (for ) Tj ET Q q 0 0 0 rg BT 371.09 597.40 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 386.87 597.40 Td (three ) Tj ET Q q 0 0 0 rg BT 411.19 597.40 Td (months ) Tj ET Q q 0 0 0 rg BT 445.93 597.40 Td (ended ) Tj ET Q q 0 0 0 rg BT 474.53 597.40 Td (September ) Tj ET Q q 0 0 0 rg BT 523.91 597.40 Td (30, ) Tj ET Q q 0 0 0 rg BT 540.00 597.40 Td (2018) Tj ET Q BT /F1 11.00 Tf ET BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 584.20 Td (was ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 106.03 584.20 Td (26.9%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 134.44 584.20 Td ( ) Tj ET Q q 0 0 0 rg BT 137.36 584.20 Td (compared ) Tj ET Q q 0 0 0 rg BT 183.65 584.20 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 195.13 584.20 Td (28.4%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 223.54 584.20 Td ( ) Tj ET Q q 0 0 0 rg BT 226.46 584.20 Td (for ) Tj ET Q q 0 0 0 rg BT 242.21 584.20 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 258.57 584.20 Td (three ) Tj ET Q q 0 0 0 rg BT 283.48 584.20 Td (months ) Tj ET Q q 0 0 0 rg BT 318.79 584.20 Td (ended ) Tj ET Q q 0 0 0 rg BT 347.98 584.20 Td (September ) Tj ET Q q 0 0 0 rg BT 397.94 584.20 Td (30, ) Tj ET Q q 0 0 0 rg BT 414.61 584.20 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 436.61 584.20 Td (. ) Tj ET Q q 0 0 0 rg BT 442.08 584.20 Td (The ) Tj ET Q q 0 0 0 rg BT 462.10 584.20 Td (ratio ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 485.18 584.20 Td (decrease) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 523.03 584.20 Td (d ) Tj ET Q q 0 0 0 rg BT 531.46 584.20 Td (mainly ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 571.00 Td (because ) Tj ET Q q 0 0 0 rg BT 122.60 571.00 Td (of ) Tj ET Q q 0 0 0 rg BT 133.55 571.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 160.38 571.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 210.43 571.00 Td (costs ) Tj ET Q q 0 0 0 rg BT 234.22 571.00 Td (during ) Tj ET Q q 0 0 0 rg BT 264.72 571.00 Td (the ) Tj ET Q q 0 0 0 rg BT 279.95 571.00 Td (quarter) Tj ET Q q 0 0 0 rg BT 310.49 571.00 Td (. ) Tj ET Q q 0 0 0 rg BT 314.63 571.00 Td (As ) Tj ET Q q 0 0 0 rg BT 328.64 571.00 Td (previously ) Tj ET Q q 0 0 0 rg BT 376.87 571.00 Td (indicated, ) Tj ET Q q 0 0 0 rg BT 421.72 571.00 Td (due ) Tj ET Q q 0 0 0 rg BT 439.39 571.00 Td (to ) Tj ET Q q 0 0 0 rg BT 449.73 571.00 Td (seasonality ) Tj ET Q q 0 0 0 rg BT 500.39 571.00 Td (and ) Tj ET Q q 0 0 0 rg BT 518.06 571.00 Td (the ) Tj ET Q q 0 0 0 rg BT 533.28 571.00 Td (timing ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 557.80 Td (of ) Tj ET Q q 0 0 0 rg BT 97.00 557.80 Td (certain ) Tj ET Q q 0 0 0 rg BT 128.76 557.80 Td (expenses, ) Tj ET Q q 0 0 0 rg BT 173.05 557.80 Td (the ) Tj ET Q q 0 0 0 rg BT 188.32 557.80 Td (Company ) Tj ET Q q 0 0 0 rg BT 232.94 557.80 Td (believes ) Tj ET Q q 0 0 0 rg BT 270.81 557.80 Td (the ) Tj ET Q q 0 0 0 rg BT 286.08 557.80 Td (full ) Tj ET Q q 0 0 0 rg BT 303.20 557.80 Td (year ) Tj ET Q q 0 0 0 rg BT 323.96 557.80 Td (expense ) Tj ET Q q 0 0 0 rg BT 361.22 557.80 Td (ratio ) Tj ET Q q 0 0 0 rg BT 383.21 557.80 Td (is ) Tj ET Q q 0 0 0 rg BT 392.39 557.80 Td (a ) Tj ET Q q 0 0 0 rg BT 399.10 557.80 Td (more ) Tj ET Q q 0 0 0 rg BT 423.54 557.80 Td (indicative ) Tj ET Q q 0 0 0 rg BT 468.75 557.80 Td (measure ) Tj ET Q q 0 0 0 rg BT 507.23 557.80 Td (of ) Tj ET Q q 0 0 0 rg BT 518.23 557.80 Td (ef) Tj ET Q q 0 0 0 rg BT 526.58 557.80 Td (ficiency ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 544.60 Td (that ) Tj ET Q q 0 0 0 rg BT 104.22 544.60 Td (the ) Tj ET Q q 0 0 0 rg BT 119.39 544.60 Td (ratio ) Tj ET Q q 0 0 0 rg BT 141.27 544.60 Td (in ) Tj ET Q q 0 0 0 rg BT 151.56 544.60 Td (any ) Tj ET Q q 0 0 0 rg BT 169.17 544.60 Td (given ) Tj ET Q q 0 0 0 rg BT 195.34 544.60 Td (quarter) Tj ET Q q 0 0 0 rg BT 225.88 544.60 Td (. ) Tj ET Q q 0 0 0 rg BT 229.97 544.60 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 254.92 544.60 Td (remains ) Tj ET Q q 0 0 0 rg BT 291.47 544.60 Td (focused ) Tj ET Q q 0 0 0 rg BT 327.41 544.60 Td (on ) Tj ET Q q 0 0 0 rg BT 340.13 544.60 Td (continually ) Tj ET Q q 0 0 0 rg BT 391.35 544.60 Td (enhancing ) Tj ET Q q 0 0 0 rg BT 438.28 544.60 Td (its ) Tj ET Q q 0 0 0 rg BT 450.40 544.60 Td (value ) Tj ET Q q 0 0 0 rg BT 475.95 544.60 Td (proposition ) Tj ET Q q 0 0 0 rg BT 527.79 544.60 Td (through ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 531.40 Td (re-investment ) Tj ET Q q 0 0 0 rg BT 149.96 531.40 Td (into ) Tj ET Q q 0 0 0 rg BT 170.56 531.40 Td (research ) Tj ET Q q 0 0 0 rg BT 210.68 531.40 Td (and ) Tj ET Q q 0 0 0 rg BT 230.04 531.40 Td (development ) Tj ET Q q 0 0 0 rg BT 290.34 531.40 Td (to ) Tj ET Q q 0 0 0 rg BT 302.38 531.40 Td (ensure ) Tj ET Q q 0 0 0 rg BT 334.57 531.40 Td (that ) Tj ET Q q 0 0 0 rg BT 354.55 531.40 Td (its ) Tj ET Q q 0 0 0 rg BT 368.43 531.40 Td (or) Tj ET Q q 0 0 0 rg BT 377.39 531.40 Td (ganization ) Tj ET Q q 0 0 0 rg BT 426.69 531.40 Td (is ) Tj ET Q q 0 0 0 rg BT 437.51 531.40 Td (able ) Tj ET Q q 0 0 0 rg BT 459.32 531.40 Td (to ) Tj ET Q q 0 0 0 rg BT 471.35 531.40 Td (continue ) Tj ET Q q 0 0 0 rg BT 512.72 531.40 Td (leading ) Tj ET Q q 0 0 0 rg BT 548.58 531.40 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 86.00 518.20 Td (industry ) Tj ET Q q 0 0 0 rg BT 124.81 518.20 Td (in ) Tj ET Q q 0 0 0 rg BT 136.11 518.20 Td (terms ) Tj ET Q q 0 0 0 rg BT 163.30 518.20 Td (of ) Tj ET Q q 0 0 0 rg BT 175.21 518.20 Td (existing ) Tj ET Q q 0 0 0 rg BT 212.80 518.20 Td (and ) Tj ET Q q 0 0 0 rg BT 231.43 518.20 Td (developing ) Tj ET Q q 0 0 0 rg BT 283.05 518.20 Td (niche ) Tj ET Q q 0 0 0 rg BT 309.63 518.20 Td (markets ) Tj ET Q q 0 0 0 rg BT 347.20 518.20 Td (on ) Tj ET Q q 0 0 0 rg BT 360.95 518.20 Td (which ) Tj ET Q q 0 0 0 rg BT 389.97 518.20 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 415.94 518.20 Td (focuses.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 499.00 Td (The ) Tj ET Q q 0 0 0 rg BT 69.19 499.00 Td (table ) Tj ET Q q 0 0 0 rg BT 92.65 499.00 Td (below ) Tj ET Q q 0 0 0 rg BT 121.62 499.00 Td (details ) Tj ET Q q 0 0 0 rg BT 152.43 499.00 Td (the ) Tj ET Q q 0 0 0 rg BT 167.95 499.00 Td (comparisons ) Tj ET Q q 0 0 0 rg BT 225.64 499.00 Td (of ) Tj ET Q q 0 0 0 rg BT 236.89 499.00 Td (each ) Tj ET Q q 0 0 0 rg BT 259.13 499.00 Td (component ) Tj ET Q q 0 0 0 rg BT 310.09 499.00 Td (of ) Tj ET Q q 0 0 0 rg BT 321.34 499.00 Td (the ) Tj ET Q q 0 0 0 rg BT 336.87 499.00 Td (Company) Tj ET Q q 0 0 0 rg BT 382.70 499.00 Td (s ) Tj ET Q q 0 0 0 rg BT 389.07 499.00 Td (combined ) Tj ET Q q 0 0 0 rg BT 434.54 499.00 Td (ratio ) Tj ET Q q 0 0 0 rg BT 456.78 499.00 Td (for ) Tj ET Q q 0 0 0 rg BT 471.69 499.00 Td (the ) Tj ET Q q 0 0 0 rg BT 487.22 499.00 Td (periods ) Tj ET Q q 0 0 0 rg BT 521.69 499.00 Td (indicated ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 485.80 Td (\(after ) Tj ET Q q 0 0 0 rg BT 76.56 485.80 Td (accounting ) Tj ET Q q 0 0 0 rg BT 127.57 485.80 Td (for ) Tj ET Q q 0 0 0 rg BT 143.15 485.80 Td (the ) Tj ET Q q 0 0 0 rg BT 159.33 485.80 Td (ef) Tj ET Q q 0 0 0 rg BT 167.68 485.80 Td (fect ) Tj ET Q q 0 0 0 rg BT 186.91 485.80 Td (of ) Tj ET Q q 0 0 0 rg BT 198.83 485.80 Td (quota ) Tj ET Q q 0 0 0 rg BT 226.02 485.80 Td (share ) Tj ET Q q 0 0 0 rg BT 251.97 485.80 Td (reinsurance\):) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 475.29999999999995 m 363.5 475.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 451.29999999999995 m 363.5 451.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 475.29999999999995 m 429.5 475.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 451.29999999999995 m 429.5 451.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 475.29999999999995 m 495.5 475.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 451.29999999999995 m 495.5 451.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 475.29999999999995 m 561.5 475.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 451.29999999999995 m 561.5 451.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 451.29999999999995 m 363.5 451.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 437.29999999999995 m 363.5 437.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 451.29999999999995 m 429.5 451.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 437.29999999999995 m 429.5 437.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 451.29999999999995 m 495.5 451.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 437.29999999999995 m 495.5 437.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 451.29999999999995 m 561.5 451.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 437.29999999999995 m 561.5 437.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 395.29999999999995 m 363.5 395.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 395.29999999999995 m 363.5 395.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 395.29999999999995 m 429.5 395.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 395.29999999999995 m 495.5 395.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 395.29999999999995 m 561.5 395.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 313.29999999999995 m 363.5 313.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 313.29999999999995 m 429.5 313.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 313.29999999999995 m 495.5 313.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 313.29999999999995 m 561.5 313.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 237.29999999999995 m 363.5 237.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 237.29999999999995 m 429.5 237.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 237.29999999999995 m 495.5 237.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 237.29999999999995 m 561.5 237.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 237.29999999999995 m 363.5 237.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 223.29999999999995 m 363.5 223.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 237.29999999999995 m 429.5 237.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 223.29999999999995 m 429.5 223.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 237.29999999999995 m 495.5 237.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 223.29999999999995 m 495.5 223.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 237.29999999999995 m 561.5 237.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 223.29999999999995 m 561.5 223.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 223.29999999999995 m 363.5 223.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 210.29999999999995 m 363.5 210.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 208.29999999999995 m 363.5 208.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 223.29999999999995 m 429.5 223.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 210.29999999999995 m 429.5 210.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 208.29999999999995 m 429.5 208.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 223.29999999999995 m 495.5 223.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 210.29999999999995 m 495.5 210.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 208.29999999999995 m 495.5 208.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 223.29999999999995 m 561.5 223.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 210.29999999999995 m 561.5 210.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 208.29999999999995 m 561.5 208.29999999999995 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.15 465.98 Td (Thr) Tj ET Q q 0 0 0 rg BT 335.73 465.98 Td (ee months ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.50 455.98 Td (September) Tj ET Q q 0 0 0 rg BT 378.51 455.98 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.85 465.98 Td (Nine months ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.50 455.98 Td (September) Tj ET Q q 0 0 0 rg BT 510.51 455.98 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.00 441.98 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.00 441.98 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.00 441.98 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.00 441.98 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 427.87 Td (Loss Ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 413.87 Td (Current accident year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.50 413.87 Td (61.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 413.87 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.50 413.87 Td (59.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 413.87 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.50 413.87 Td (61.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 413.87 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.50 413.87 Td (59.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 413.87 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 399.87 Td (Prior accident years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 399.87 Td (\(0.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 399.87 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 399.87 Td (0.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.50 399.87 Td (0.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.50 399.87 Td (0.4) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 385.98 Td (Loss Ratio) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.50 385.98 Td (61.6) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.50 385.98 Td (59.5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.50 385.98 Td (61.8) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 533.50 385.98 Td (60.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 371.87 Td (Underwriting Expense Ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 357.87 Td ( ) Tj ET Q q 0 0 0 rg BT 56.72 357.87 Td (Acquisition cost ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.50 357.87 Td (10.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.50 357.87 Td (14.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.50 357.87 Td (1) Tj ET Q q 0 0 0 rg BT 472.50 357.87 Td (1.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.50 357.87 Td (12.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 343.87 Td ( Other underwriting expense ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.50 343.87 Td (16.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.50 343.87 Td (13.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.50 343.87 Td (16.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.50 343.87 Td (13.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.50 329.87 Td (Deferred policy acquisition cost \(DP) Tj ET Q q 0 0 0 rg BT 207.11 329.87 Td (AC\) amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.00 317.87 Td (ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 317.97 Td (\(0.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 317.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 317.97 Td (0.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 317.97 Td (\(0.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.00 317.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.50 317.97 Td (0.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.50 303.87 Td (Underwriting expense ratio before expenses related to) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.00 291.87 Td (stock purchase agreements and share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.00 279.92 Td (expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.50 281.97 Td (26.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.50 281.97 Td (27.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.50 281.97 Td (26.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.50 281.97 Td (26.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.50 267.87 Td (Expenses recovered related to stock purchase agreement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.00 255.87 Td (ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.00 255.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.00 255.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 255.97 Td (\(0.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.00 255.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.00 255.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 241.87 Td ( Share-based compensation expense ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.50 241.87 Td (0.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 241.87 Td (0.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.50 241.87 Td (0.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.50 241.87 Td (0.6) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 227.98 Td (Underwriting expense ratio) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.50 227.98 Td (26.9) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 353.00 227.98 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.50 227.98 Td (28.4) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.00 227.98 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.50 227.98 Td (27.1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 485.00 227.98 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 533.50 227.98 Td (27.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 551.00 227.98 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 213.98 Td (T) Tj ET Q q 0 0 0 rg BT 57.75 213.98 Td (otal combined ratio) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.50 213.98 Td (88.5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.50 213.98 Td (87.9) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.50 213.98 Td (88.9) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 533.50 213.98 Td (87.0) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 7 0 obj <> endobj 8 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 772.60 Td (Exhibit 99.1) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 741.40 Td (As ) Tj ET Q q 0 0 0 rg BT 63.69 741.40 Td (the ) Tj ET Q q 0 0 0 rg BT 78.58 741.40 Td (Company ) Tj ET Q q 0 0 0 rg BT 122.82 741.40 Td (continues ) Tj ET Q q 0 0 0 rg BT 166.44 741.40 Td (the ) Tj ET Q q 0 0 0 rg BT 181.34 741.40 Td (use ) Tj ET Q q 0 0 0 rg BT 197.46 741.40 Td (of ) Tj ET Q q 0 0 0 rg BT 208.09 741.40 Td (quota ) Tj ET Q q 0 0 0 rg BT 233.99 741.40 Td (share ) Tj ET Q q 0 0 0 rg BT 258.66 741.40 Td (reinsurance, ) Tj ET Q q 0 0 0 rg BT 313.56 741.40 Td (and ) Tj ET Q q 0 0 0 rg BT 330.90 741.40 Td (potentially ) Tj ET Q q 0 0 0 rg BT 379.41 741.40 Td (changes ) Tj ET Q q 0 0 0 rg BT 416.30 741.40 Td (the ) Tj ET Q q 0 0 0 rg BT 431.20 741.40 Td (percentage ) Tj ET Q q 0 0 0 rg BT 480.29 741.40 Td (of ) Tj ET Q q 0 0 0 rg BT 490.91 741.40 Td (ceded ) Tj ET Q q 0 0 0 rg BT 518.02 741.40 Td (premiums ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 728.20 Td (under ) Tj ET Q q 0 0 0 rg BT 77.46 728.20 Td (its ) Tj ET Q q 0 0 0 rg BT 90.27 728.20 Td (contract, ) Tj ET Q q 0 0 0 rg BT 130.86 728.20 Td (the ) Tj ET Q q 0 0 0 rg BT 146.72 728.20 Td (impact ) Tj ET Q q 0 0 0 rg BT 179.07 728.20 Td (on ) Tj ET Q q 0 0 0 rg BT 192.48 728.20 Td (the ) Tj ET Q q 0 0 0 rg BT 208.34 728.20 Td (individual ) Tj ET Q q 0 0 0 rg BT 255.36 728.20 Td (ratios ) Tj ET Q q 0 0 0 rg BT 282.22 728.20 Td (of ) Tj ET Q q 0 0 0 rg BT 293.80 728.20 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 344.49 728.20 Td (cost ) Tj ET Q q 0 0 0 rg BT 364.62 728.20 Td (and ) Tj ET Q q 0 0 0 rg BT 382.92 728.20 Td (other ) Tj ET Q q 0 0 0 rg BT 407.94 728.20 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 467.18 728.20 Td (expense ) Tj ET Q q 0 0 0 rg BT 505.02 728.20 Td (will ) Tj ET Q q 0 0 0 rg BT 524.55 728.20 Td (vary) Tj ET Q q 0 0 0 rg BT 543.38 728.20 Td (. ) Tj ET Q q 0 0 0 rg BT 548.55 728.20 Td (On ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 715.00 Td (a ) Tj ET Q q 0 0 0 rg BT 58.08 715.00 Td (pro-forma ) Tj ET Q q 0 0 0 rg BT 105.86 715.00 Td (basis, ) Tj ET Q q 0 0 0 rg BT 133.81 715.00 Td (as ) Tj ET Q q 0 0 0 rg BT 146.17 715.00 Td (if ) Tj ET Q q 0 0 0 rg BT 156.08 715.00 Td (there ) Tj ET Q q 0 0 0 rg BT 181.26 715.00 Td (was ) Tj ET Q q 0 0 0 rg BT 201.57 715.00 Td (no ) Tj ET Q q 0 0 0 rg BT 215.76 715.00 Td (quota ) Tj ET Q q 0 0 0 rg BT 243.40 715.00 Td (share ) Tj ET Q q 0 0 0 rg BT 269.80 715.00 Td (reinsurance ) Tj ET Q q 0 0 0 rg BT 323.69 715.00 Td (in ) Tj ET Q q 0 0 0 rg BT 335.44 715.00 Td (place, ) Tj ET Q q 0 0 0 rg BT 364.59 715.00 Td (the ) Tj ET Q q 0 0 0 rg BT 381.22 715.00 Td (components ) Tj ET Q q 0 0 0 rg BT 437.58 715.00 Td (of ) Tj ET Q q 0 0 0 rg BT 449.94 715.00 Td (the ) Tj ET Q q 0 0 0 rg BT 466.57 715.00 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 526.59 715.00 Td (expense ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 701.80 Td (ratio ) Tj ET Q q 0 0 0 rg BT 72.91 701.80 Td (for ) Tj ET Q q 0 0 0 rg BT 88.48 701.80 Td (the ) Tj ET Q q 0 0 0 rg BT 104.67 701.80 Td (periods ) Tj ET Q q 0 0 0 rg BT 139.80 701.80 Td (indicated ) Tj ET Q q 0 0 0 rg BT 182.87 701.80 Td (would ) Tj ET Q q 0 0 0 rg BT 213.12 701.80 Td (have ) Tj ET Q q 0 0 0 rg BT 236.63 701.80 Td (been ) Tj ET Q q 0 0 0 rg BT 260.15 701.80 Td (as ) Tj ET Q q 0 0 0 rg BT 272.06 701.80 Td (follows: ) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 691.3 m 363.5 691.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 691.3 m 429.5 691.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 691.3 m 495.5 691.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 667.3 m 495.5 667.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 691.3 m 561.5 691.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 667.3 m 363.5 667.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 653.3 m 363.5 653.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 667.3 m 429.5 667.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 653.3 m 429.5 653.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 667.3 m 495.5 667.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 653.3 m 495.5 653.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 667.3 m 561.5 667.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 653.3 m 561.5 653.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 653.3 m 363.5 653.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 653.3 m 429.5 653.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 653.3 m 495.5 653.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 581.3 m 429.5 581.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 581.3 m 363.5 581.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 567.3 m 363.5 567.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 565.3 m 363.5 565.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 581.3 m 429.5 581.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 567.3 m 429.5 567.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 565.3 m 429.5 565.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 581.3 m 495.5 581.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 567.3 m 495.5 567.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 565.3 m 495.5 565.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 581.3 m 561.5 581.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 567.3 m 561.5 567.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 565.3 m 561.5 565.3 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.15 681.98 Td (Thr) Tj ET Q q 0 0 0 rg BT 335.73 681.98 Td (ee months ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.50 671.98 Td (September) Tj ET Q q 0 0 0 rg BT 378.51 671.98 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.85 681.98 Td (Nine months ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.50 671.98 Td (September) Tj ET Q q 0 0 0 rg BT 510.51 671.98 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.00 657.98 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.00 657.98 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.00 657.98 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.00 657.98 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 642.97 Td (Acquisition costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 642.97 Td (13.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 642.97 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 642.97 Td (16.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 642.97 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 642.97 Td (15.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 642.97 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 642.97 Td (14.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 642.97 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 627.97 Td (Other insurance general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 627.97 Td (13.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 627.97 Td (1) Tj ET Q q 0 0 0 rg BT 408.15 627.97 Td (1.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 627.97 Td (13.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 627.97 Td (12.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 612.97 Td (DP) Tj ET Q q 0 0 0 rg BT 64.32 612.97 Td (AC amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.80 613.02 Td (\(0.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 612.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.15 612.97 Td (0.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.80 613.02 Td (\(0.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 612.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 612.97 Td (0.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 598.87 Td (Expenses recovered related to stock purchase agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 598.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 598.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.80 598.92 Td (\(0.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 598.87 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 598.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 584.87 Td (Share-based compensation expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 584.87 Td (0.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.15 584.87 Td (0.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 584.87 Td (0.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 584.87 Td (0.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 570.97 Td (T) Tj ET Q q 0 0 0 rg BT 57.41 570.97 Td (otal underwriting expense ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 570.97 Td (27.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 570.97 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 570.97 Td (29.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 570.97 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 570.97 Td (29.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 570.97 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 570.97 Td (28.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 570.97 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 547.60 Td (Underwriting ) Tj ET Q q 0 0 0 rg BT 111.83 547.60 Td (Results: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 149.20 547.60 Td (Underwriting ) Tj ET Q q 0 0 0 rg BT 210.40 547.60 Td (profit ) Tj ET Q q 0 0 0 rg BT 236.77 547.60 Td (was ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 255.82 547.60 Td ($6.3 ) Tj ET Q q 0 0 0 rg BT 277.00 547.60 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 308.78 547.60 Td ( ) Tj ET Q q 0 0 0 rg BT 310.72 547.60 Td (for ) Tj ET Q q 0 0 0 rg BT 325.48 547.60 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 340.85 547.60 Td (three ) Tj ET Q q 0 0 0 rg BT 364.77 547.60 Td (months ) Tj ET Q q 0 0 0 rg BT 399.10 547.60 Td (ended ) Tj ET Q q 0 0 0 rg BT 427.30 547.60 Td (September ) Tj ET Q q 0 0 0 rg BT 476.27 547.60 Td (30, ) Tj ET Q q 0 0 0 rg BT 491.96 547.60 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 513.96 547.60 Td (, ) Tj ET Q q 0 0 0 rg BT 518.64 547.60 Td (compared ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 534.40 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 61.31 534.40 Td ($6.8 ) Tj ET Q q 0 0 0 rg BT 83.31 534.40 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 115.09 534.40 Td ( ) Tj ET Q q 0 0 0 rg BT 117.84 534.40 Td (in ) Tj ET Q q 0 0 0 rg BT 129.14 534.40 Td (the ) Tj ET Q q 0 0 0 rg BT 145.33 534.40 Td (same ) Tj ET Q q 0 0 0 rg BT 170.68 534.40 Td (period ) Tj ET Q q 0 0 0 rg BT 201.53 534.40 Td (of ) Tj ET Q q 0 0 0 rg BT 213.45 534.40 Td (the ) Tj ET Q q 0 0 0 rg BT 229.64 534.40 Td (prior ) Tj ET Q q 0 0 0 rg BT 253.77 534.40 Td (year) Tj ET Q q 0 0 0 rg BT 272.09 534.40 Td (. ) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 515.20 Td (Net ) Tj ET Q q 0 0 0 rg BT 69.37 515.20 Td (Income ) Tj ET Q q 0 0 0 rg BT 105.84 515.20 Td (befor) Tj ET Q q 0 0 0 rg BT 128.65 515.20 Td (e ) Tj ET Q q 0 0 0 rg BT 137.62 515.20 Td (Income ) Tj ET Q q 0 0 0 rg BT 174.09 515.20 Td (T) Tj ET Q q 0 0 0 rg BT 179.20 515.20 Td (axes: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 206.50 515.20 Td (Net ) Tj ET Q q 0 0 0 rg BT 226.48 515.20 Td (income ) Tj ET Q q 0 0 0 rg BT 262.95 515.20 Td (before ) Tj ET Q q 0 0 0 rg BT 295.13 515.20 Td (income ) Tj ET Q q 0 0 0 rg BT 331.60 515.20 Td (taxes ) Tj ET Q q 0 0 0 rg BT 358.30 515.20 Td (was ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 379.50 515.20 Td ($7.1 ) Tj ET Q q 0 0 0 rg BT 402.84 515.20 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 434.63 515.20 Td ( ) Tj ET Q q 0 0 0 rg BT 438.72 515.20 Td (for ) Tj ET Q q 0 0 0 rg BT 455.64 515.20 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 473.17 515.20 Td (three ) Tj ET Q q 0 0 0 rg BT 499.25 515.20 Td (months ) Tj ET Q q 0 0 0 rg BT 535.74 515.20 Td (ended ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 502.00 Td (September ) Tj ET Q q 0 0 0 rg BT 99.79 502.00 Td (30, ) Tj ET Q q 0 0 0 rg BT 116.29 502.00 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 138.29 502.00 Td (, ) Tj ET Q q 0 0 0 rg BT 143.79 502.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 189.91 502.00 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 201.21 502.00 Td ($7.9 ) Tj ET Q q 0 0 0 rg BT 223.21 502.00 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 254.99 502.00 Td ( ) Tj ET Q q 0 0 0 rg BT 257.74 502.00 Td (in ) Tj ET Q q 0 0 0 rg BT 269.05 502.00 Td (the ) Tj ET Q q 0 0 0 rg BT 285.24 502.00 Td (same ) Tj ET Q q 0 0 0 rg BT 310.59 502.00 Td (period ) Tj ET Q q 0 0 0 rg BT 341.44 502.00 Td (of ) Tj ET Q q 0 0 0 rg BT 353.35 502.00 Td (the ) Tj ET Q q 0 0 0 rg BT 369.54 502.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 393.67 502.00 Td (year) Tj ET Q q 0 0 0 rg BT 412.00 502.00 Td (. ) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 482.80 Td (Income ) Tj ET Q q 0 0 0 rg BT 84.66 482.80 Td (T) Tj ET Q q 0 0 0 rg BT 89.76 482.80 Td (axes) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 109.31 482.80 Td (: ) Tj ET Q q 0 0 0 rg BT 114.15 482.80 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 139.65 482.80 Td (recognized ) Tj ET Q q 0 0 0 rg BT 190.18 482.80 Td (tax ) Tj ET Q q 0 0 0 rg BT 205.90 482.80 Td (expense ) Tj ET Q q 0 0 0 rg BT 243.62 482.80 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 255.06 482.80 Td ($1.5 ) Tj ET Q q 0 0 0 rg BT 276.60 482.80 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 308.38 482.80 Td ( ) Tj ET Q q 0 0 0 rg BT 310.66 482.80 Td (for ) Tj ET Q q 0 0 0 rg BT 325.77 482.80 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 341.50 482.80 Td (three ) Tj ET Q q 0 0 0 rg BT 365.76 482.80 Td (months ) Tj ET Q q 0 0 0 rg BT 400.44 482.80 Td (ended ) Tj ET Q q 0 0 0 rg BT 428.99 482.80 Td (September ) Tj ET Q q 0 0 0 rg BT 478.31 482.80 Td (30, ) Tj ET Q q 0 0 0 rg BT 494.35 482.80 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 516.35 482.80 Td ( ) Tj ET Q q 0 0 0 rg BT 518.63 482.80 Td (compared ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 469.60 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 61.31 469.60 Td ($2.8 ) Tj ET Q q 0 0 0 rg BT 83.31 469.60 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 115.09 469.60 Td ( ) Tj ET Q q 0 0 0 rg BT 117.84 469.60 Td (in ) Tj ET Q q 0 0 0 rg BT 129.14 469.60 Td (the ) Tj ET Q q 0 0 0 rg BT 145.33 469.60 Td (same ) Tj ET Q q 0 0 0 rg BT 170.68 469.60 Td (period ) Tj ET Q q 0 0 0 rg BT 201.53 469.60 Td (of ) Tj ET Q q 0 0 0 rg BT 213.45 469.60 Td (the ) Tj ET Q q 0 0 0 rg BT 229.64 469.60 Td (prior ) Tj ET Q q 0 0 0 rg BT 253.77 469.60 Td (year) Tj ET Q q 0 0 0 rg BT 272.09 469.60 Td (.) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 450.40 Td (Net ) Tj ET Q q 0 0 0 rg BT 68.08 450.40 Td (Income: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 106.91 450.40 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 132.94 450.40 Td (reported ) Tj ET Q q 0 0 0 rg BT 172.39 450.40 Td (net ) Tj ET Q q 0 0 0 rg BT 188.63 450.40 Td (income ) Tj ET Q q 0 0 0 rg BT 223.81 450.40 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 235.77 450.40 Td ($5.6 ) Tj ET Q q 0 0 0 rg BT 257.82 450.40 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 289.60 450.40 Td ( ) Tj ET Q q 0 0 0 rg BT 292.41 450.40 Td (for ) Tj ET Q q 0 0 0 rg BT 308.03 450.40 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 324.27 450.40 Td (three ) Tj ET Q q 0 0 0 rg BT 349.06 450.40 Td (months ) Tj ET Q q 0 0 0 rg BT 384.26 450.40 Td (ended ) Tj ET Q q 0 0 0 rg BT 413.32 450.40 Td (September ) Tj ET Q q 0 0 0 rg BT 463.17 450.40 Td (30, ) Tj ET Q q 0 0 0 rg BT 479.72 450.40 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 501.72 450.40 Td (, ) Tj ET Q q 0 0 0 rg BT 507.27 450.40 Td (compared ) Tj ET Q q 0 0 0 rg BT 553.44 450.40 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 437.20 Td ($5.1 ) Tj ET Q q 0 0 0 rg BT 72.00 437.20 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 103.78 437.20 Td ( ) Tj ET Q q 0 0 0 rg BT 106.53 437.20 Td (for ) Tj ET Q q 0 0 0 rg BT 122.11 437.20 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 138.30 437.20 Td (three ) Tj ET Q q 0 0 0 rg BT 163.03 437.20 Td (months ) Tj ET Q q 0 0 0 rg BT 198.17 437.20 Td (ended ) Tj ET Q q 0 0 0 rg BT 227.19 437.20 Td (September ) Tj ET Q q 0 0 0 rg BT 276.98 437.20 Td (30, ) Tj ET Q q 0 0 0 rg BT 293.48 437.20 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 315.48 437.20 Td (.) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 418.00 Td (Earnings ) Tj ET Q q 0 0 0 rg BT 92.78 418.00 Td (per ) Tj ET Q q 0 0 0 rg BT 109.89 418.00 Td (common ) Tj ET Q q 0 0 0 rg BT 149.61 418.00 Td (shar) Tj ET Q q 0 0 0 rg BT 168.76 418.00 Td (e ) Tj ET Q q 0 0 0 rg BT 176.09 418.00 Td (\(EPS\):) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 218.26 418.00 Td ( ) Tj ET Q q 0 0 0 rg BT 220.16 418.00 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 245.83 418.00 Td (generated ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 291.02 418.00 Td ($0.47) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 315.77 418.00 Td ( ) Tj ET Q q 0 0 0 rg BT 318.22 418.00 Td (earnings ) Tj ET Q q 0 0 0 rg BT 357.93 418.00 Td (per ) Tj ET Q q 0 0 0 rg BT 374.42 418.00 Td (common ) Tj ET Q q 0 0 0 rg BT 415.37 418.00 Td (share ) Tj ET Q q 0 0 0 rg BT 441.02 418.00 Td (diluted ) Tj ET Q q 0 0 0 rg BT 474.02 418.00 Td (for ) Tj ET Q q 0 0 0 rg BT 489.29 418.00 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 505.18 418.00 Td (three ) Tj ET Q q 0 0 0 rg BT 529.61 418.00 Td (months ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 404.80 Td (ended ) Tj ET Q q 0 0 0 rg BT 79.01 404.80 Td (September ) Tj ET Q q 0 0 0 rg BT 128.80 404.80 Td (30, ) Tj ET Q q 0 0 0 rg BT 145.30 404.80 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 167.30 404.80 Td ( ) Tj ET Q q 0 0 0 rg BT 170.05 404.80 Td (compared ) Tj ET Q q 0 0 0 rg BT 216.17 404.80 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 227.48 404.80 Td ($0.42) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 252.23 404.80 Td ( ) Tj ET Q q 0 0 0 rg BT 254.98 404.80 Td (for ) Tj ET Q q 0 0 0 rg BT 270.55 404.80 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 286.74 404.80 Td (three ) Tj ET Q q 0 0 0 rg BT 311.48 404.80 Td (months ) Tj ET Q q 0 0 0 rg BT 346.62 404.80 Td (ended ) Tj ET Q q 0 0 0 rg BT 375.63 404.80 Td (September ) Tj ET Q q 0 0 0 rg BT 425.42 404.80 Td (30, ) Tj ET Q q 0 0 0 rg BT 441.92 404.80 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 463.92 404.80 Td (.) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 385.60 Td (Shar) Tj ET Q q 0 0 0 rg BT 70.37 385.60 Td (e ) Tj ET Q q 0 0 0 rg BT 79.35 385.60 Td (Count: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 114.00 385.60 Td (The ) Tj ET Q q 0 0 0 rg BT 135.20 385.60 Td (following ) Tj ET Q q 0 0 0 rg BT 182.06 385.60 Td (chart ) Tj ET Q q 0 0 0 rg BT 208.14 385.60 Td (illustrates ) Tj ET Q q 0 0 0 rg BT 254.10 385.60 Td (Atlas) Tj ET Q q 0 0 0 rg BT 280.17 385.60 Td ( ) Tj ET Q q 0 0 0 rg BT 284.26 385.60 Td (potential ) Tj ET Q q 0 0 0 rg BT 326.85 385.60 Td (dilutive ) Tj ET Q q 0 0 0 rg BT 364.55 385.60 Td (common ) Tj ET Q q 0 0 0 rg BT 407.14 385.60 Td (shares ) Tj ET Q q 0 0 0 rg BT 438.72 385.60 Td (for ) Tj ET Q q 0 0 0 rg BT 455.64 385.60 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 473.17 385.60 Td (three ) Tj ET Q q 0 0 0 rg BT 499.25 385.60 Td (months ) Tj ET Q q 0 0 0 rg BT 535.74 385.60 Td (ended ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 372.40 Td (September ) Tj ET Q q 0 0 0 rg BT 99.79 372.40 Td (30, ) Tj ET Q q 0 0 0 rg BT 116.29 372.40 Td (2018 ) Tj ET Q q 0 0 0 rg BT 141.04 372.40 Td (and ) Tj ET Q q 0 0 0 rg BT 159.67 372.40 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 181.67 372.40 Td (:) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 361.9 m 446.5 361.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 348.9 m 446.5 348.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 361.9 m 561.5 361.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 348.9 m 561.5 348.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 348.9 m 446.5 348.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 334.9 m 446.5 334.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 348.9 m 561.5 348.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 334.9 m 561.5 334.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 334.9 m 446.5 334.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 334.9 m 561.5 334.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 292.9 m 446.5 292.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 279.9 m 446.5 279.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 277.9 m 446.5 277.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 292.9 m 561.5 292.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 279.9 m 561.5 279.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 277.9 m 561.5 277.9 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.45 352.63 Td (Thr) Tj ET Q q 0 0 0 rg BT 387.03 352.63 Td (ee months ended September) Tj ET Q q 0 0 0 rg BT 506.56 352.63 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.50 339.58 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.50 339.58 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 325.47 Td (W) Tj ET Q q 0 0 0 rg BT 61.04 325.47 Td (eighted average common shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 325.47 Td (1) Tj ET Q q 0 0 0 rg BT 402.65 325.47 Td (1,936,970) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 325.47 Td (12,014,817) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 311.47 Td (Dilutive potential ordinary shares:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 297.47 Td (Dilutive stock options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 297.47 Td (14,247) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 297.47 Td (16,921) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 283.47 Td (Dilutive average common shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 283.47 Td (1) Tj ET Q q 0 0 0 rg BT 402.65 283.47 Td (1,951,217) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 283.47 Td (12,031,738) Tj ET Q BT /F1 10.00 Tf ET BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 260.20 Td (The ) Tj ET Q q 0 0 0 rg BT 70.33 260.20 Td (ef) Tj ET Q q 0 0 0 rg BT 78.67 260.20 Td (fects ) Tj ET Q q 0 0 0 rg BT 102.66 260.20 Td (of ) Tj ET Q q 0 0 0 rg BT 115.05 260.20 Td (convertible ) Tj ET Q q 0 0 0 rg BT 167.76 260.20 Td (instruments ) Tj ET Q q 0 0 0 rg BT 222.31 260.20 Td (are ) Tj ET Q q 0 0 0 rg BT 238.97 260.20 Td (excluded ) Tj ET Q q 0 0 0 rg BT 281.90 260.20 Td (from ) Tj ET Q q 0 0 0 rg BT 306.50 260.20 Td (the ) Tj ET Q q 0 0 0 rg BT 323.17 260.20 Td (computation ) Tj ET Q q 0 0 0 rg BT 381.38 260.20 Td (of ) Tj ET Q q 0 0 0 rg BT 393.77 260.20 Td (earnings ) Tj ET Q q 0 0 0 rg BT 434.26 260.20 Td (per ) Tj ET Q q 0 0 0 rg BT 451.53 260.20 Td (common ) Tj ET Q q 0 0 0 rg BT 493.25 260.20 Td (share ) Tj ET Q q 0 0 0 rg BT 519.69 260.20 Td (diluted ) Tj ET Q q 0 0 0 rg BT 553.46 260.20 Td (in ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 247.00 Td (periods ) Tj ET Q q 0 0 0 rg BT 86.15 247.00 Td (in ) Tj ET Q q 0 0 0 rg BT 98.47 247.00 Td (which ) Tj ET Q q 0 0 0 rg BT 129.11 247.00 Td (the ) Tj ET Q q 0 0 0 rg BT 146.31 247.00 Td (ef) Tj ET Q q 0 0 0 rg BT 154.66 247.00 Td (fect ) Tj ET Q q 0 0 0 rg BT 174.91 247.00 Td (would ) Tj ET Q q 0 0 0 rg BT 206.17 247.00 Td (be ) Tj ET Q q 0 0 0 rg BT 220.32 247.00 Td (anti-dilutive. ) Tj ET Q q 0 0 0 rg BT 280.60 247.00 Td (For ) Tj ET Q q 0 0 0 rg BT 299.64 247.00 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 316.84 247.00 Td (three ) Tj ET Q q 0 0 0 rg BT 342.59 247.00 Td (months ) Tj ET Q q 0 0 0 rg BT 378.75 247.00 Td (ended ) Tj ET Q q 0 0 0 rg BT 408.78 247.00 Td (September ) Tj ET Q q 0 0 0 rg BT 459.58 247.00 Td (30, ) Tj ET Q q 0 0 0 rg BT 477.09 247.00 Td (2018 ) Tj ET Q q 0 0 0 rg BT 502.86 247.00 Td (and ) Tj ET Q q 0 0 0 rg BT 522.50 247.00 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 544.50 247.00 Td (, ) Tj ET Q q 0 0 0 rg BT 551.02 247.00 Td (all ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 233.80 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 102.22 233.80 Td (stock ) Tj ET Q q 0 0 0 rg BT 128.19 233.80 Td (options ) Tj ET Q q 0 0 0 rg BT 163.33 233.80 Td (were ) Tj ET Q q 0 0 0 rg BT 187.45 233.80 Td (deemed ) Tj ET Q q 0 0 0 rg BT 224.40 233.80 Td (to ) Tj ET Q q 0 0 0 rg BT 235.71 233.80 Td (be ) Tj ET Q q 0 0 0 rg BT 248.84 233.80 Td (dilutive.) Tj ET Q endstream endobj 9 0 obj <> endobj 10 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 772.60 Td (Exhibit 99.1) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 741.60 Td (Balance ) Tj ET Q q 0 0 0 rg BT 90.03 741.60 Td (Sheet/Investment ) Tj ET Q q 0 0 0 rg BT 174.05 741.60 Td (Overview) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 722.40 Td (Book ) Tj ET Q q 0 0 0 rg BT 74.26 722.40 Td (V) Tj ET Q q 0 0 0 rg BT 79.76 722.40 Td (alue: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 104.02 722.40 Td (Book ) Tj ET Q q 0 0 0 rg BT 129.52 722.40 Td (value ) Tj ET Q q 0 0 0 rg BT 155.00 722.40 Td (per ) Tj ET Q q 0 0 0 rg BT 170.70 722.40 Td (common ) Tj ET Q q 0 0 0 rg BT 210.86 722.40 Td (share ) Tj ET Q q 0 0 0 rg BT 235.73 722.40 Td (was ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 254.49 722.40 Td ($8.53) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 279.24 722.40 Td ( ) Tj ET Q q 0 0 0 rg BT 280.90 722.40 Td (based ) Tj ET Q q 0 0 0 rg BT 307.61 722.40 Td (on ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 320.27 722.40 Td (1) Tj ET Q q 0 0 0 rg BT 325.36 722.40 Td (1,944,378) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 369.36 722.40 Td ( ) Tj ET Q q 0 0 0 rg BT 371.02 722.40 Td (common ) Tj ET Q q 0 0 0 rg BT 411.17 722.40 Td (shares ) Tj ET Q q 0 0 0 rg BT 440.32 722.40 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 493.31 722.40 Td (as ) Tj ET Q q 0 0 0 rg BT 504.14 722.40 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 514.96 722.40 Td (September ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 709.20 Td (30, ) Tj ET Q q 0 0 0 rg BT 66.36 709.20 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 88.36 709.20 Td (, ) Tj ET Q q 0 0 0 rg BT 93.71 709.20 Td (compared ) Tj ET Q q 0 0 0 rg BT 139.69 709.20 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 150.85 709.20 Td ($7.42) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 175.60 709.20 Td ( ) Tj ET Q q 0 0 0 rg BT 178.20 709.20 Td (based ) Tj ET Q q 0 0 0 rg BT 205.86 709.20 Td (on ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 219.46 709.20 Td (12,178,857) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 268.96 709.20 Td ( ) Tj ET Q q 0 0 0 rg BT 271.57 709.20 Td (common ) Tj ET Q q 0 0 0 rg BT 312.67 709.20 Td (shares ) Tj ET Q q 0 0 0 rg BT 342.77 709.20 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 396.70 709.20 Td (as ) Tj ET Q q 0 0 0 rg BT 408.47 709.20 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 420.24 709.20 Td (December ) Tj ET Q q 0 0 0 rg BT 468.04 709.20 Td (31, ) Tj ET Q q 0 0 0 rg BT 484.40 709.20 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 506.40 709.20 Td (. ) Tj ET Q q 0 0 0 rg BT 511.75 709.20 Td (Book ) Tj ET Q q 0 0 0 rg BT 538.20 709.20 Td (value ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 696.00 Td (per ) Tj ET Q q 0 0 0 rg BT 66.80 696.00 Td (common ) Tj ET Q q 0 0 0 rg BT 108.04 696.00 Td (share ) Tj ET Q q 0 0 0 rg BT 134.00 696.00 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 145.91 696.00 Td ($8.53) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 170.66 696.00 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 173.41 696.00 Td (increased) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 214.94 696.00 Td ( ) Tj ET Q q 0 0 0 rg BT 217.69 696.00 Td (by ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 231.44 696.00 Td ($1.1) Tj ET Q q 0 0 0 rg BT 250.28 696.00 Td (1) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 255.78 696.00 Td ( ) Tj ET Q q 0 0 0 rg BT 258.53 696.00 Td (relative ) Tj ET Q q 0 0 0 rg BT 294.26 696.00 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 305.57 696.00 Td (December ) Tj ET Q q 0 0 0 rg BT 353.51 696.00 Td (31, ) Tj ET Q q 0 0 0 rg BT 370.01 696.00 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 392.01 696.00 Td ( ) Tj ET Q q 0 0 0 rg BT 394.76 696.00 Td (as ) Tj ET Q q 0 0 0 rg BT 406.67 696.00 Td (follows:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 581.00 Td ( ) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 595.5 m 126.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 595.5 m 126.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 581.5 m 126.5 581.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 579.5 m 126.5 579.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 675.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.15 675.17 Td (1.37) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 139.00 675.37 Td (increase related to net income after tax and before items indicated below;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.80 660.22 Td (\(0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.65 660.17 Td (\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 139.00 660.37 Td (decrease related to the loss from change in fair value of equity securities;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.15 645.17 Td (0.03) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 139.00 645.37 Td (increase related to the change in net realized investment gains after tax;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.80 630.22 Td (\(0.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.65 630.17 Td (\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 139.00 630.37 Td (decrease related to the change in unrealized gains/losses after tax;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.80 615.22 Td (\(0.09) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.65 615.17 Td (\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 139.00 615.37 Td (decrease related to share repurchases; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.15 600.17 Td (0.06) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 139.00 600.37 Td (increase related to share-based compensation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 585.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.15 585.17 Td (1.1) Tj ET Q q 0 0 0 rg BT 117.65 585.17 Td (1) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 139.00 585.36 Td (total incr) Tj ET Q q 0 0 0 rg BT 179.23 585.36 Td (ease fr) Tj ET Q q 0 0 0 rg BT 208.45 585.36 Td (om) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 221.90 585.36 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.65 585.36 Td (December31, 2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 303.23 585.36 Td ( ) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 305.98 585.36 Td (book value per common shar) Tj ET Q q 0 0 0 rg BT 433.27 585.36 Td (e) Tj ET Q BT /F1 10.00 Tf ET BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 561.80 Td (Cash ) Tj ET Q q 0 0 0 rg BT 75.48 561.80 Td (and ) Tj ET Q q 0 0 0 rg BT 94.84 561.80 Td (Invested ) Tj ET Q q 0 0 0 rg BT 134.15 561.80 Td (Assets) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 161.65 561.80 Td (: ) Tj ET Q q 0 0 0 rg BT 167.56 561.80 Td (Cash ) Tj ET Q q 0 0 0 rg BT 192.43 561.80 Td (and ) Tj ET Q q 0 0 0 rg BT 211.17 561.80 Td (invested ) Tj ET Q q 0 0 0 rg BT 250.69 561.80 Td (assets ) Tj ET Q q 0 0 0 rg BT 279.22 561.80 Td (as ) Tj ET Q q 0 0 0 rg BT 291.25 561.80 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 303.27 561.80 Td (September ) Tj ET Q q 0 0 0 rg BT 353.17 561.80 Td (30, ) Tj ET Q q 0 0 0 rg BT 369.79 561.80 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 391.79 561.80 Td ( ) Tj ET Q q 0 0 0 rg BT 394.65 561.80 Td (totaled ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 427.45 561.80 Td ($217.5 ) Tj ET Q q 0 0 0 rg BT 460.56 561.80 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 492.34 561.80 Td ( ) Tj ET Q q 0 0 0 rg BT 495.20 561.80 Td (as ) Tj ET Q q 0 0 0 rg BT 507.23 561.80 Td (compared ) Tj ET Q q 0 0 0 rg BT 553.46 561.80 Td (to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 548.60 Td ($243.5 ) Tj ET Q q 0 0 0 rg BT 83.00 548.60 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 114.78 548.60 Td ( ) Tj ET Q q 0 0 0 rg BT 117.53 548.60 Td (as ) Tj ET Q q 0 0 0 rg BT 129.44 548.60 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 141.36 548.60 Td (December ) Tj ET Q q 0 0 0 rg BT 189.30 548.60 Td (31, ) Tj ET Q q 0 0 0 rg BT 205.80 548.60 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 227.80 548.60 Td (.) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 529.40 Td (Investment ) Tj ET Q q 0 0 0 rg BT 99.14 529.40 Td (Strategy) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 135.80 529.40 Td (: ) Tj ET Q q 0 0 0 rg BT 140.02 529.40 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 164.73 529.40 Td (aligns ) Tj ET Q q 0 0 0 rg BT 192.50 529.40 Td (its ) Tj ET Q q 0 0 0 rg BT 204.39 529.40 Td (securities ) Tj ET Q q 0 0 0 rg BT 247.43 529.40 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 287.42 529.40 Td (to ) Tj ET Q q 0 0 0 rg BT 297.47 529.40 Td (support ) Tj ET Q q 0 0 0 rg BT 331.96 529.40 Td (the ) Tj ET Q q 0 0 0 rg BT 346.89 529.40 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 389.33 529.40 Td (and ) Tj ET Q q 0 0 0 rg BT 406.70 529.40 Td (operating ) Tj ET Q q 0 0 0 rg BT 449.74 529.40 Td (cash ) Tj ET Q q 0 0 0 rg BT 470.78 529.40 Td (needs ) Tj ET Q q 0 0 0 rg BT 497.32 529.40 Td (of ) Tj ET Q q 0 0 0 rg BT 507.98 529.40 Td (its ) Tj ET Q q 0 0 0 rg BT 519.86 529.40 Td (insurance ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 516.20 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 108.86 516.20 Td (to ) Tj ET Q q 0 0 0 rg BT 121.59 516.20 Td (preserve ) Tj ET Q q 0 0 0 rg BT 163.01 516.20 Td (capital ) Tj ET Q q 0 0 0 rg BT 196.50 516.20 Td (and ) Tj ET Q q 0 0 0 rg BT 216.55 516.20 Td (to ) Tj ET Q q 0 0 0 rg BT 229.28 516.20 Td (generate ) Tj ET Q q 0 0 0 rg BT 270.70 516.20 Td (investment ) Tj ET Q q 0 0 0 rg BT 323.14 516.20 Td (returns. ) Tj ET Q q 0 0 0 rg BT 359.68 516.20 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 387.07 516.20 Td (invests ) Tj ET Q q 0 0 0 rg BT 421.80 516.20 Td (predominantly ) Tj ET Q q 0 0 0 rg BT 490.12 516.20 Td (in ) Tj ET Q q 0 0 0 rg BT 502.85 516.20 Td (fixed ) Tj ET Q q 0 0 0 rg BT 529.62 516.20 Td (income ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 503.00 Td (securities ) Tj ET Q q 0 0 0 rg BT 94.27 503.00 Td (with ) Tj ET Q q 0 0 0 rg BT 116.55 503.00 Td (overall ) Tj ET Q q 0 0 0 rg BT 149.81 503.00 Td (maturities ) Tj ET Q q 0 0 0 rg BT 196.53 503.00 Td (that ) Tj ET Q q 0 0 0 rg BT 215.75 503.00 Td (correlate ) Tj ET Q q 0 0 0 rg BT 256.94 503.00 Td (with ) Tj ET Q q 0 0 0 rg BT 279.23 503.00 Td (the ) Tj ET Q q 0 0 0 rg BT 295.39 503.00 Td (payout ) Tj ET Q q 0 0 0 rg BT 328.06 503.00 Td (patterns ) Tj ET Q q 0 0 0 rg BT 365.60 503.00 Td (of ) Tj ET Q q 0 0 0 rg BT 376.89 503.00 Td (Atlas) Tj ET Q q 0 0 0 rg BT 402.96 503.00 Td ( ) Tj ET Q q 0 0 0 rg BT 405.68 503.00 Td (claims ) Tj ET Q q 0 0 0 rg BT 437.12 503.00 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 480.79 503.00 Td (and ) Tj ET Q q 0 0 0 rg BT 499.39 503.00 Td (other ) Tj ET Q q 0 0 0 rg BT 524.72 503.00 Td (liquidity ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 489.80 Td (needs. ) Tj ET Q q 0 0 0 rg BT 80.84 489.80 Td (Other ) Tj ET Q q 0 0 0 rg BT 108.92 489.80 Td (than ) Tj ET Q q 0 0 0 rg BT 130.90 489.80 Td (fixed ) Tj ET Q q 0 0 0 rg BT 156.55 489.80 Td (income ) Tj ET Q q 0 0 0 rg BT 191.97 489.80 Td (investments ) Tj ET Q q 0 0 0 rg BT 247.56 489.80 Td (are ) Tj ET Q q 0 0 0 rg BT 264.03 489.80 Td (limited ) Tj ET Q q 0 0 0 rg BT 298.23 489.80 Td (to ) Tj ET Q q 0 0 0 rg BT 309.83 489.80 Td (an ) Tj ET Q q 0 0 0 rg BT 323.25 489.80 Td (appropriately ) Tj ET Q q 0 0 0 rg BT 384.94 489.80 Td (small ) Tj ET Q q 0 0 0 rg BT 411.81 489.80 Td (percentage ) Tj ET Q q 0 0 0 rg BT 462.48 489.80 Td (of ) Tj ET Q q 0 0 0 rg BT 474.69 489.80 Td (its ) Tj ET Q q 0 0 0 rg BT 488.12 489.80 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 529.66 489.80 Td (and ) Tj ET Q q 0 0 0 rg BT 548.58 489.80 Td (are ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 476.60 Td (generally ) Tj ET Q q 0 0 0 rg BT 93.04 476.60 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 153.21 476.60 Td (identified ) Tj ET Q q 0 0 0 rg BT 197.48 476.60 Td (through ) Tj ET Q q 0 0 0 rg BT 233.82 476.60 Td (the ) Tj ET Q q 0 0 0 rg BT 249.38 476.60 Td (Company) Tj ET Q q 0 0 0 rg BT 295.21 476.60 Td (s ) Tj ET Q q 0 0 0 rg BT 301.61 476.60 Td (specialty ) Tj ET Q q 0 0 0 rg BT 342.83 476.60 Td (focus ) Tj ET Q q 0 0 0 rg BT 368.77 476.60 Td (or ) Tj ET Q q 0 0 0 rg BT 380.05 476.60 Td (by ) Tj ET Q q 0 0 0 rg BT 393.17 476.60 Td (leveraging ) Tj ET Q q 0 0 0 rg BT 441.71 476.60 Td (the ) Tj ET Q q 0 0 0 rg BT 457.27 476.60 Td (resources ) Tj ET Q q 0 0 0 rg BT 500.93 476.60 Td (of ) Tj ET Q q 0 0 0 rg BT 512.21 476.60 Td (its ) Tj ET Q q 0 0 0 rg BT 524.72 476.60 Td (business ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 463.40 Td (partners. ) Tj ET Q q 0 0 0 rg BT 90.29 463.40 Td (As ) Tj ET Q q 0 0 0 rg BT 105.21 463.40 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 117.08 463.40 Td (September ) Tj ET Q q 0 0 0 rg BT 166.83 463.40 Td (30, ) Tj ET Q q 0 0 0 rg BT 183.28 463.40 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 205.28 463.40 Td (, ) Tj ET Q q 0 0 0 rg BT 210.74 463.40 Td (the ) Tj ET Q q 0 0 0 rg BT 226.88 463.40 Td (average ) Tj ET Q q 0 0 0 rg BT 263.78 463.40 Td (life ) Tj ET Q q 0 0 0 rg BT 281.14 463.40 Td (on ) Tj ET Q q 0 0 0 rg BT 294.84 463.40 Td (the ) Tj ET Q q 0 0 0 rg BT 310.99 463.40 Td (Company) Tj ET Q q 0 0 0 rg BT 356.82 463.40 Td (s ) Tj ET Q q 0 0 0 rg BT 363.80 463.40 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 405.00 463.40 Td (was ) Tj ET Q q 0 0 0 rg BT 424.81 463.40 Td (5.1 ) Tj ET Q q 0 0 0 rg BT 441.27 463.40 Td (years ) Tj ET Q q 0 0 0 rg BT 467.18 463.40 Td (with ) Tj ET Q q 0 0 0 rg BT 489.44 463.40 Td (a ) Tj ET Q q 0 0 0 rg BT 497.03 463.40 Td (duration ) Tj ET Q q 0 0 0 rg BT 536.39 463.40 Td (of ) Tj ET Q q 0 0 0 rg BT 548.26 463.40 Td (3.8 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 450.20 Td (years. ) Tj ET Q q 0 0 0 rg BT 78.14 450.20 Td (The ) Tj ET Q q 0 0 0 rg BT 97.60 450.20 Td (Company) Tj ET Q q 0 0 0 rg BT 143.43 450.20 Td (s ) Tj ET Q q 0 0 0 rg BT 150.07 450.20 Td (investment ) Tj ET Q q 0 0 0 rg BT 200.70 450.20 Td (allocations ) Tj ET Q q 0 0 0 rg BT 250.71 450.20 Td (will ) Tj ET Q q 0 0 0 rg BT 270.18 450.20 Td (be ) Tj ET Q q 0 0 0 rg BT 282.91 450.20 Td (regularly ) Tj ET Q q 0 0 0 rg BT 324.97 450.20 Td (reviewed ) Tj ET Q q 0 0 0 rg BT 367.64 450.20 Td (based ) Tj ET Q q 0 0 0 rg BT 395.04 450.20 Td (on ) Tj ET Q q 0 0 0 rg BT 408.40 450.20 Td (market ) Tj ET Q q 0 0 0 rg BT 441.29 450.20 Td (conditions ) Tj ET Q q 0 0 0 rg BT 489.48 450.20 Td (with ) Tj ET Q q 0 0 0 rg BT 511.40 450.20 Td (a ) Tj ET Q q 0 0 0 rg BT 518.63 450.20 Td (continued ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 437.00 Td (emphasis ) Tj ET Q q 0 0 0 rg BT 93.24 437.00 Td (on ) Tj ET Q q 0 0 0 rg BT 106.54 437.00 Td (capital ) Tj ET Q q 0 0 0 rg BT 138.15 437.00 Td (preservation ) Tj ET Q q 0 0 0 rg BT 194.82 437.00 Td (to ) Tj ET Q q 0 0 0 rg BT 205.68 437.00 Td (support ) Tj ET Q q 0 0 0 rg BT 240.98 437.00 Td (growth ) Tj ET Q q 0 0 0 rg BT 274.44 437.00 Td (in ) Tj ET Q q 0 0 0 rg BT 285.30 437.00 Td (its ) Tj ET Q q 0 0 0 rg BT 297.99 437.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 341.83 437.00 Td (business. ) Tj ET Q q 0 0 0 rg BT 384.16 437.00 Td ( ) Tj ET Q q 0 0 0 rg BT 386.46 437.00 Td (During ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 419.93 437.00 Td (third ) Tj ET Q q 0 0 0 rg BT 443.00 437.00 Td (quarter ) Tj ET Q q 0 0 0 rg BT 476.45 437.00 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 498.45 437.00 Td (, ) Tj ET Q q 0 0 0 rg BT 503.50 437.00 Td (the ) Tj ET Q q 0 0 0 rg BT 519.24 437.00 Td (Company ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 423.80 Td (took ) Tj ET Q q 0 0 0 rg BT 72.66 423.80 Td (steps ) Tj ET Q q 0 0 0 rg BT 97.77 423.80 Td (to ) Tj ET Q q 0 0 0 rg BT 109.43 423.80 Td (reduce ) Tj ET Q q 0 0 0 rg BT 141.85 423.80 Td (its ) Tj ET Q q 0 0 0 rg BT 155.35 423.80 Td (exposure ) Tj ET Q q 0 0 0 rg BT 198.17 423.80 Td (to ) Tj ET Q q 0 0 0 rg BT 209.83 423.80 Td (other ) Tj ET Q q 0 0 0 rg BT 235.54 423.80 Td (than ) Tj ET Q q 0 0 0 rg BT 257.59 423.80 Td (fixed ) Tj ET Q q 0 0 0 rg BT 283.30 423.80 Td (income ) Tj ET Q q 0 0 0 rg BT 318.78 423.80 Td (investments. ) Tj ET Q q 0 0 0 rg BT 377.19 423.80 Td ( ) Tj ET Q q 0 0 0 rg BT 380.30 423.80 Td (Based ) Tj ET Q q 0 0 0 rg BT 410.29 423.80 Td (on ) Tj ET Q q 0 0 0 rg BT 424.39 423.80 Td (redemption ) Tj ET Q q 0 0 0 rg BT 477.60 423.80 Td (windows ) Tj ET Q q 0 0 0 rg BT 520.43 423.80 Td (and ) Tj ET Q q 0 0 0 rg BT 539.42 423.80 Td (other ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 410.60 Td (timing ) Tj ET Q q 0 0 0 rg BT 81.47 410.60 Td (considerations, ) Tj ET Q q 0 0 0 rg BT 150.51 410.60 Td (the ) Tj ET Q q 0 0 0 rg BT 166.70 410.60 Td (result ) Tj ET Q q 0 0 0 rg BT 193.89 410.60 Td (of ) Tj ET Q q 0 0 0 rg BT 205.80 410.60 Td (this ) Tj ET Q q 0 0 0 rg BT 224.45 410.60 Td (changes ) Tj ET Q q 0 0 0 rg BT 262.63 410.60 Td (will ) Tj ET Q q 0 0 0 rg BT 282.49 410.60 Td (be ) Tj ET Q q 0 0 0 rg BT 295.62 410.60 Td (seen ) Tj ET Q q 0 0 0 rg BT 317.92 410.60 Td (primarily ) Tj ET Q q 0 0 0 rg BT 361.60 410.60 Td (in ) Tj ET Q q 0 0 0 rg BT 372.90 410.60 Td (the ) Tj ET Q q 0 0 0 rg BT 389.09 410.60 Td (second ) Tj ET Q q 0 0 0 rg BT 422.39 410.60 Td (half ) Tj ET Q q 0 0 0 rg BT 442.24 410.60 Td (of ) Tj ET Q q 0 0 0 rg BT 454.15 410.60 Td (the ) Tj ET Q q 0 0 0 rg BT 470.34 410.60 Td (year) Tj ET Q q 0 0 0 rg BT 488.66 410.60 Td (.) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 50.00 391.40 Td (Net ) Tj ET Q q 0 0 0 rg BT 68.24 391.40 Td (Investment ) Tj ET Q q 0 0 0 rg BT 118.85 391.40 Td (Income ) Tj ET Q q 0 0 0 rg BT 154.19 391.40 Td (/ ) Tj ET Q q 0 0 0 rg BT 160.21 391.40 Td (Net ) Tj ET Q q 0 0 0 rg BT 178.45 391.40 Td (Investment ) Tj ET Q q 0 0 0 rg BT 229.06 391.40 Td (Realized ) Tj ET Q q 0 0 0 rg BT 269.90 391.40 Td (Gains:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 299.85 391.40 Td ( ) Tj ET Q q 0 0 0 rg BT 302.16 391.40 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 328.34 391.40 Td (generated ) Tj ET Q q 0 0 0 rg BT 374.06 391.40 Td (net ) Tj ET Q q 0 0 0 rg BT 390.46 391.40 Td (investment ) Tj ET Q q 0 0 0 rg BT 441.69 391.40 Td (income ) Tj ET Q q 0 0 0 rg BT 477.04 391.40 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 489.16 391.40 Td ($1.1 ) Tj ET Q q 0 0 0 rg BT 511.38 391.40 Td (million) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 543.16 391.40 Td ( ) Tj ET Q q 0 0 0 rg BT 546.12 391.40 Td (and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 378.20 Td ($902,000) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 91.25 378.20 Td ( ) Tj ET Q q 0 0 0 rg BT 94.11 378.20 Td (for ) Tj ET Q q 0 0 0 rg BT 109.79 378.20 Td (the ) Tj ET Q q 0 0 0 rg BT 126.09 378.20 Td (quarters ) Tj ET Q q 0 0 0 rg BT 164.38 378.20 Td (ended ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 193.50 378.20 Td (September ) Tj ET Q q 0 0 0 rg BT 243.40 378.20 Td (30, ) Tj ET Q q 0 0 0 rg BT 260.01 378.20 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 282.01 378.20 Td ( ) Tj ET Q q 0 0 0 rg BT 284.87 378.20 Td (and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 303.61 378.20 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 325.61 378.20 Td (, ) Tj ET Q q 0 0 0 rg BT 331.22 378.20 Td (respectively) Tj ET Q q 0 0 0 rg BT 383.65 378.20 Td (, ) Tj ET Q q 0 0 0 rg BT 389.25 378.20 Td (as ) Tj ET Q q 0 0 0 rg BT 401.28 378.20 Td (well ) Tj ET Q q 0 0 0 rg BT 423.07 378.20 Td (as ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 435.10 378.20 Td ($54,000) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 470.85 378.20 Td ( ) Tj ET Q q 0 0 0 rg BT 473.70 378.20 Td (and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 492.45 378.20 Td ($582,000) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 533.70 378.20 Td ( ) Tj ET Q q 0 0 0 rg BT 536.55 378.20 Td (of ) Tj ET Q q 0 0 0 rg BT 548.58 378.20 Td (net ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 365.00 Td (realized ) Tj ET Q q 0 0 0 rg BT 88.42 365.00 Td (gains, ) Tj ET Q q 0 0 0 rg BT 118.00 365.00 Td (respectively) Tj ET Q q 0 0 0 rg BT 170.43 365.00 Td (. ) Tj ET Q q 0 0 0 rg BT 176.53 365.00 Td (The ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 197.24 365.00 Td (increase) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 233.27 365.00 Td ( ) Tj ET Q q 0 0 0 rg BT 236.89 365.00 Td (in ) Tj ET Q q 0 0 0 rg BT 249.06 365.00 Td (net ) Tj ET Q q 0 0 0 rg BT 266.11 365.00 Td (investment ) Tj ET Q q 0 0 0 rg BT 317.99 365.00 Td (income ) Tj ET Q q 0 0 0 rg BT 353.98 365.00 Td (resulted ) Tj ET Q q 0 0 0 rg BT 392.42 365.00 Td (from ) Tj ET Q q 0 0 0 rg BT 417.41 365.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 449.13 365.00 Td (returns ) Tj ET Q q 0 0 0 rg BT 483.29 365.00 Td (on ) Tj ET Q q 0 0 0 rg BT 497.90 365.00 Td (equity ) Tj ET Q q 0 0 0 rg BT 529.01 365.00 Td (method ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 351.80 Td (investments ) Tj ET Q q 0 0 0 rg BT 105.44 351.80 Td (and ) Tj ET Q q 0 0 0 rg BT 124.21 351.80 Td (lower ) Tj ET Q q 0 0 0 rg BT 152.14 351.80 Td (investment ) Tj ET Q q 0 0 0 rg BT 203.30 351.80 Td (expenses, ) Tj ET Q q 0 0 0 rg BT 248.65 351.80 Td (partially ) Tj ET Q q 0 0 0 rg BT 288.19 351.80 Td (of) Tj ET Q q 0 0 0 rg BT 297.15 351.80 Td (fset ) Tj ET Q q 0 0 0 rg BT 315.92 351.80 Td (by ) Tj ET Q q 0 0 0 rg BT 329.81 351.80 Td (lower ) Tj ET Q q 0 0 0 rg BT 357.75 351.80 Td (interest ) Tj ET Q q 0 0 0 rg BT 393.01 351.80 Td (income ) Tj ET Q q 0 0 0 rg BT 428.28 351.80 Td (on ) Tj ET Q q 0 0 0 rg BT 442.16 351.80 Td (our ) Tj ET Q q 0 0 0 rg BT 459.71 351.80 Td (fixed ) Tj ET Q q 0 0 0 rg BT 485.20 351.80 Td (income ) Tj ET Q q 0 0 0 rg BT 520.47 351.80 Td (securities ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 338.60 Td (and ) Tj ET Q q 0 0 0 rg BT 68.65 338.60 Td (collateral ) Tj ET Q q 0 0 0 rg BT 112.33 338.60 Td (loans. ) Tj ET Q q 0 0 0 rg BT 140.86 338.60 Td (The ) Tj ET Q q 0 0 0 rg BT 160.73 338.60 Td (gross ) Tj ET Q q 0 0 0 rg BT 186.72 338.60 Td (annualized ) Tj ET Q q 0 0 0 rg BT 237.12 338.60 Td (investment ) Tj ET Q q 0 0 0 rg BT 288.16 338.60 Td (yield ) Tj ET Q q 0 0 0 rg BT 312.92 338.60 Td (on ) Tj ET Q q 0 0 0 rg BT 326.68 338.60 Td (the ) Tj ET Q q 0 0 0 rg BT 342.89 338.60 Td (Company) Tj ET Q q 0 0 0 rg BT 388.72 338.60 Td (s ) Tj ET Q q 0 0 0 rg BT 395.76 338.60 Td (fixed ) Tj ET Q q 0 0 0 rg BT 421.13 338.60 Td (income ) Tj ET Q q 0 0 0 rg BT 456.27 338.60 Td (securities ) Tj ET Q q 0 0 0 rg BT 500.58 338.60 Td (was ) Tj ET Q q 0 0 0 rg BT 520.45 338.60 Td (2.7% ) Tj ET Q q 0 0 0 rg BT 546.13 338.60 Td (and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 325.40 Td (2.4% ) Tj ET Q q 0 0 0 rg BT 76.14 325.40 Td (for ) Tj ET Q q 0 0 0 rg BT 92.18 325.40 Td (the ) Tj ET Q q 0 0 0 rg BT 108.85 325.40 Td (quarters ) Tj ET Q q 0 0 0 rg BT 147.50 325.40 Td (ended ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 176.98 325.40 Td (September ) Tj ET Q q 0 0 0 rg BT 227.25 325.40 Td (30, ) Tj ET Q q 0 0 0 rg BT 244.22 325.40 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 266.22 325.40 Td ( ) Tj ET Q q 0 0 0 rg BT 269.44 325.40 Td (and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 288.55 325.40 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 310.55 325.40 Td (, ) Tj ET Q q 0 0 0 rg BT 316.52 325.40 Td (respectively) Tj ET Q q 0 0 0 rg BT 368.95 325.40 Td (. ) Tj ET Q q 0 0 0 rg BT 374.69 325.40 Td (The ) Tj ET Q q 0 0 0 rg BT 395.01 325.40 Td (increase ) Tj ET Q q 0 0 0 rg BT 434.26 325.40 Td (in ) Tj ET Q q 0 0 0 rg BT 446.04 325.40 Td (the ) Tj ET Q q 0 0 0 rg BT 462.70 325.40 Td (gross ) Tj ET Q q 0 0 0 rg BT 489.15 325.40 Td (annualized ) Tj ET Q q 0 0 0 rg BT 540.01 325.40 Td (yield ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 312.20 Td (was ) Tj ET Q q 0 0 0 rg BT 69.86 312.20 Td (due ) Tj ET Q q 0 0 0 rg BT 88.50 312.20 Td (to ) Tj ET Q q 0 0 0 rg BT 99.80 312.20 Td (management) Tj ET Q q 0 0 0 rg BT 159.06 312.20 Td (s ) Tj ET Q q 0 0 0 rg BT 166.09 312.20 Td (decision ) Tj ET Q q 0 0 0 rg BT 205.50 312.20 Td (to ) Tj ET Q q 0 0 0 rg BT 216.81 312.20 Td (use ) Tj ET Q q 0 0 0 rg BT 234.23 312.20 Td (the ) Tj ET Q q 0 0 0 rg BT 250.42 312.20 Td (proceeds ) Tj ET Q q 0 0 0 rg BT 292.26 312.20 Td (from ) Tj ET Q q 0 0 0 rg BT 316.40 312.20 Td (the ) Tj ET Q q 0 0 0 rg BT 332.59 312.20 Td (maturity ) Tj ET Q q 0 0 0 rg BT 372.61 312.20 Td (and ) Tj ET Q q 0 0 0 rg BT 391.25 312.20 Td (sales ) Tj ET Q q 0 0 0 rg BT 415.38 312.20 Td (of ) Tj ET Q q 0 0 0 rg BT 427.30 312.20 Td (certain ) Tj ET Q q 0 0 0 rg BT 459.97 312.20 Td (fixed ) Tj ET Q q 0 0 0 rg BT 485.33 312.20 Td (income ) Tj ET Q q 0 0 0 rg BT 520.46 312.20 Td (securities ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 299.00 Td (to ) Tj ET Q q 0 0 0 rg BT 60.99 299.00 Td (purchase ) Tj ET Q q 0 0 0 rg BT 102.52 299.00 Td (fixed ) Tj ET Q q 0 0 0 rg BT 127.56 299.00 Td (income ) Tj ET Q q 0 0 0 rg BT 162.37 299.00 Td (securities ) Tj ET Q q 0 0 0 rg BT 206.35 299.00 Td (with ) Tj ET Q q 0 0 0 rg BT 228.34 299.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 258.88 299.00 Td (yields. ) Tj ET Q q 0 0 0 rg BT 290.17 299.00 Td (The ) Tj ET Q q 0 0 0 rg BT 309.71 299.00 Td (gross ) Tj ET Q q 0 0 0 rg BT 335.37 299.00 Td (annualized ) Tj ET Q q 0 0 0 rg BT 385.45 299.00 Td (investment ) Tj ET Q q 0 0 0 rg BT 436.15 299.00 Td (yield ) Tj ET Q q 0 0 0 rg BT 460.59 299.00 Td (on ) Tj ET Q q 0 0 0 rg BT 474.02 299.00 Td (the ) Tj ET Q q 0 0 0 rg BT 489.90 299.00 Td (Company) Tj ET Q q 0 0 0 rg BT 535.73 299.00 Td (s ) Tj ET Q q 0 0 0 rg BT 542.45 299.00 Td (cash ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 285.80 Td (and ) Tj ET Q q 0 0 0 rg BT 69.66 285.80 Td (cash ) Tj ET Q q 0 0 0 rg BT 92.99 285.80 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 146.87 285.80 Td (was ) Tj ET Q q 0 0 0 rg BT 167.76 285.80 Td (0.7% ) Tj ET Q q 0 0 0 rg BT 194.45 285.80 Td (and ) Tj ET Q q 0 0 0 rg BT 214.11 285.80 Td (0.4% ) Tj ET Q q 0 0 0 rg BT 240.81 285.80 Td (for ) Tj ET Q q 0 0 0 rg BT 257.42 285.80 Td (the ) Tj ET Q q 0 0 0 rg BT 274.64 285.80 Td (quarters ) Tj ET Q q 0 0 0 rg BT 313.84 285.80 Td (ended ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 343.89 285.80 Td (September ) Tj ET Q q 0 0 0 rg BT 394.71 285.80 Td (30, ) Tj ET Q q 0 0 0 rg BT 412.24 285.80 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 434.24 285.80 Td ( ) Tj ET Q q 0 0 0 rg BT 438.02 285.80 Td (and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 457.69 285.80 Td (2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 479.69 285.80 Td (, ) Tj ET Q q 0 0 0 rg BT 486.22 285.80 Td (respectively) Tj ET Q q 0 0 0 rg BT 538.65 285.80 Td (. ) Tj ET Q q 0 0 0 rg BT 544.90 285.80 Td (The ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 272.60 Td (increase ) Tj ET Q q 0 0 0 rg BT 88.41 272.60 Td (in ) Tj ET Q q 0 0 0 rg BT 99.35 272.60 Td (the ) Tj ET Q q 0 0 0 rg BT 115.17 272.60 Td (gross ) Tj ET Q q 0 0 0 rg BT 140.78 272.60 Td (annualized ) Tj ET Q q 0 0 0 rg BT 190.81 272.60 Td (yield ) Tj ET Q q 0 0 0 rg BT 215.18 272.60 Td (on ) Tj ET Q q 0 0 0 rg BT 228.57 272.60 Td (our ) Tj ET Q q 0 0 0 rg BT 245.61 272.60 Td (cash ) Tj ET Q q 0 0 0 rg BT 267.54 272.60 Td (investments ) Tj ET Q q 0 0 0 rg BT 322.48 272.60 Td (was ) Tj ET Q q 0 0 0 rg BT 341.97 272.60 Td (due ) Tj ET Q q 0 0 0 rg BT 360.23 272.60 Td (to ) Tj ET Q q 0 0 0 rg BT 371.17 272.60 Td (higher ) Tj ET Q q 0 0 0 rg BT 401.66 272.60 Td (interest ) Tj ET Q q 0 0 0 rg BT 436.42 272.60 Td (rates ) Tj ET Q q 0 0 0 rg BT 459.57 272.60 Td (on ) Tj ET Q q 0 0 0 rg BT 472.95 272.60 Td (certain ) Tj ET Q q 0 0 0 rg BT 505.25 272.60 Td (accounts ) Tj ET Q q 0 0 0 rg BT 546.12 272.60 Td (and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 259.40 Td (higher ) Tj ET Q q 0 0 0 rg BT 80.37 259.40 Td (balances ) Tj ET Q q 0 0 0 rg BT 120.51 259.40 Td (in ) Tj ET Q q 0 0 0 rg BT 131.34 259.40 Td (accounts ) Tj ET Q q 0 0 0 rg BT 172.10 259.40 Td (earning ) Tj ET Q q 0 0 0 rg BT 207.35 259.40 Td (greater ) Tj ET Q q 0 0 0 rg BT 240.15 259.40 Td (interest. ) Tj ET Q q 0 0 0 rg BT 277.55 259.40 Td (Net ) Tj ET Q q 0 0 0 rg BT 295.71 259.40 Td (realized ) Tj ET Q q 0 0 0 rg BT 332.78 259.40 Td (gains ) Tj ET Q q 0 0 0 rg BT 358.27 259.40 Td (for ) Tj ET Q q 0 0 0 rg BT 373.37 259.40 Td (the ) Tj ET Q q 0 0 0 rg BT 389.08 259.40 Td (quarter ) Tj ET Q q 0 0 0 rg BT 422.50 259.40 Td (ended ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 451.04 259.40 Td (September ) Tj ET Q q 0 0 0 rg BT 500.35 259.40 Td (30, ) Tj ET Q q 0 0 0 rg BT 516.37 259.40 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 538.37 259.40 Td ( ) Tj ET Q q 0 0 0 rg BT 540.64 259.40 Td (were ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 246.20 Td (primarily ) Tj ET Q q 0 0 0 rg BT 93.44 246.20 Td (comprised ) Tj ET Q q 0 0 0 rg BT 141.78 246.20 Td (of ) Tj ET Q q 0 0 0 rg BT 153.45 246.20 Td (gains ) Tj ET Q q 0 0 0 rg BT 179.18 246.20 Td (from ) Tj ET Q q 0 0 0 rg BT 203.07 246.20 Td (the ) Tj ET Q q 0 0 0 rg BT 219.02 246.20 Td (sale ) Tj ET Q q 0 0 0 rg BT 238.64 246.20 Td (of ) Tj ET Q q 0 0 0 rg BT 250.31 246.20 Td (equity ) Tj ET Q q 0 0 0 rg BT 280.32 246.20 Td (securities ) Tj ET Q q 0 0 0 rg BT 324.37 246.20 Td (and ) Tj ET Q q 0 0 0 rg BT 342.76 246.20 Td (one ) Tj ET Q q 0 0 0 rg BT 361.16 246.20 Td (equity ) Tj ET Q q 0 0 0 rg BT 391.16 246.20 Td (method ) Tj ET Q q 0 0 0 rg BT 426.67 246.20 Td (investments, ) Tj ET Q q 0 0 0 rg BT 484.48 246.20 Td (partially ) Tj ET Q q 0 0 0 rg BT 523.64 246.20 Td (of) Tj ET Q q 0 0 0 rg BT 532.61 246.20 Td (fset ) Tj ET Q q 0 0 0 rg BT 551.00 246.20 Td (by ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 233.00 Td (losses ) Tj ET Q q 0 0 0 rg BT 79.03 233.00 Td (from ) Tj ET Q q 0 0 0 rg BT 103.16 233.00 Td (the ) Tj ET Q q 0 0 0 rg BT 119.35 233.00 Td (sale ) Tj ET Q q 0 0 0 rg BT 139.20 233.00 Td (of ) Tj ET Q q 0 0 0 rg BT 151.12 233.00 Td (fixed ) Tj ET Q q 0 0 0 rg BT 176.47 233.00 Td (income ) Tj ET Q q 0 0 0 rg BT 211.59 233.00 Td (securities. ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 213.80 Td (Beginning ) Tj ET Q q 0 0 0 rg BT 99.91 213.80 Td (January ) Tj ET Q q 0 0 0 rg BT 138.20 213.80 Td (1, ) Tj ET Q q 0 0 0 rg BT 150.53 213.80 Td (2018, ) Tj ET Q q 0 0 0 rg BT 178.46 213.80 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 205.76 213.80 Td (adopted ) Tj ET Q q 0 0 0 rg BT 243.76 213.80 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 299.16 213.80 Td (Standards ) Tj ET Q q 0 0 0 rg BT 346.62 213.80 Td (Update ) Tj ET Q q 0 0 0 rg BT 382.46 213.80 Td (2016-01, ) Tj ET Q q 0 0 0 rg BT 425.96 213.80 Td (which ) Tj ET Q q 0 0 0 rg BT 456.92 213.80 Td (requires ) Tj ET Q q 0 0 0 rg BT 496.43 213.80 Td (changes ) Tj ET Q q 0 0 0 rg BT 535.93 213.80 Td (in ) Tj ET Q q 0 0 0 rg BT 548.57 213.80 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 200.60 Td (unrealized ) Tj ET Q q 0 0 0 rg BT 97.79 200.60 Td (market ) Tj ET Q q 0 0 0 rg BT 130.31 200.60 Td (value ) Tj ET Q q 0 0 0 rg BT 156.11 200.60 Td (of ) Tj ET Q q 0 0 0 rg BT 167.26 200.60 Td (equities ) Tj ET Q q 0 0 0 rg BT 203.45 200.60 Td (held ) Tj ET Q q 0 0 0 rg BT 224.37 200.60 Td (at ) Tj ET Q q 0 0 0 rg BT 234.29 200.60 Td (fair ) Tj ET Q q 0 0 0 rg BT 251.54 200.60 Td (value ) Tj ET Q q 0 0 0 rg BT 277.34 200.60 Td (to ) Tj ET Q q 0 0 0 rg BT 287.88 200.60 Td (be ) Tj ET Q q 0 0 0 rg BT 300.24 200.60 Td (recorded ) Tj ET Q q 0 0 0 rg BT 340.70 200.60 Td (through ) Tj ET Q q 0 0 0 rg BT 376.90 200.60 Td (net ) Tj ET Q q 0 0 0 rg BT 392.32 200.60 Td (income. ) Tj ET Q q 0 0 0 rg BT 428.99 200.60 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 454.19 200.60 Td (recorded ) Tj ET Q q 0 0 0 rg BT 494.65 200.60 Td (a ) Tj ET Q q 0 0 0 rg BT 501.51 200.60 Td (loss ) Tj ET Q q 0 0 0 rg BT 520.61 200.60 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.76 200.60 Td ($2,000) Tj ET Q BT /F1 11.00 Tf ET BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 187.40 Td (through ) Tj ET Q q 0 0 0 rg BT 86.51 187.40 Td (net ) Tj ET Q q 0 0 0 rg BT 102.25 187.40 Td (income ) Tj ET Q q 0 0 0 rg BT 136.92 187.40 Td (for ) Tj ET Q q 0 0 0 rg BT 152.04 187.40 Td (the ) Tj ET Q q 0 0 0 rg BT 167.77 187.40 Td (quarter ) Tj ET Q q 0 0 0 rg BT 201.22 187.40 Td (ended ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 229.78 187.40 Td (September ) Tj ET Q q 0 0 0 rg BT 279.11 187.40 Td (30, ) Tj ET Q q 0 0 0 rg BT 295.16 187.40 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 317.16 187.40 Td ( ) Tj ET Q q 0 0 0 rg BT 319.45 187.40 Td (related ) Tj ET Q q 0 0 0 rg BT 351.67 187.40 Td (to ) Tj ET Q q 0 0 0 rg BT 362.52 187.40 Td (the ) Tj ET Q q 0 0 0 rg BT 378.25 187.40 Td (changes ) Tj ET Q q 0 0 0 rg BT 415.97 187.40 Td (in ) Tj ET Q q 0 0 0 rg BT 426.83 187.40 Td (unrealized ) Tj ET Q q 0 0 0 rg BT 474.93 187.40 Td (amounts ) Tj ET Q q 0 0 0 rg BT 514.50 187.40 Td (on ) Tj ET Q q 0 0 0 rg BT 527.79 187.40 Td (equities ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 174.20 Td (held ) Tj ET Q q 0 0 0 rg BT 71.69 174.20 Td (at ) Tj ET Q q 0 0 0 rg BT 82.38 174.20 Td (fair ) Tj ET Q q 0 0 0 rg BT 100.39 174.20 Td (value. ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 155.00 Td (Outlook ) Tj ET Q q 0 0 0 rg BT 91.26 155.00 Td (for) Tj ET Q q 0 0 0 rg BT 105.11 155.00 Td ( ) Tj ET Q q 0 0 0 rg BT 107.86 155.00 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 135.80 Td (Mr) Tj ET Q q 0 0 0 rg BT 62.84 135.80 Td (. ) Tj ET Q q 0 0 0 rg BT 67.70 135.80 Td (W) Tj ET Q q 0 0 0 rg BT 77.21 135.80 Td (ollney ) Tj ET Q q 0 0 0 rg BT 106.98 135.80 Td (concluded, ) Tj ET Q q 0 0 0 rg BT 157.22 135.80 Td (Our ) Tj ET Q q 0 0 0 rg BT 181.49 135.80 Td (focus ) Tj ET Q q 0 0 0 rg BT 207.59 135.80 Td (remains ) Tj ET Q q 0 0 0 rg BT 244.70 135.80 Td (on ) Tj ET Q q 0 0 0 rg BT 257.98 135.80 Td (bottom ) Tj ET Q q 0 0 0 rg BT 291.43 135.80 Td (line ) Tj ET Q q 0 0 0 rg BT 310.20 135.80 Td (execution ) Tj ET Q q 0 0 0 rg BT 355.24 135.80 Td (and ) Tj ET Q q 0 0 0 rg BT 373.41 135.80 Td (focusing ) Tj ET Q q 0 0 0 rg BT 413.57 135.80 Td (on ) Tj ET Q q 0 0 0 rg BT 426.85 135.80 Td (risk ) Tj ET Q q 0 0 0 rg BT 445.63 135.80 Td (selection ) Tj ET Q q 0 0 0 rg BT 487.01 135.80 Td (and ) Tj ET Q q 0 0 0 rg BT 505.17 135.80 Td (underwriting ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 122.60 Td (profit. ) Tj ET Q q 0 0 0 rg BT 80.72 122.60 Td (In ) Tj ET Q q 0 0 0 rg BT 93.42 122.60 Td (the ) Tj ET Q q 0 0 0 rg BT 110.39 122.60 Td (quarter) Tj ET Q q 0 0 0 rg BT 141.09 122.60 Td (, ) Tj ET Q q 0 0 0 rg BT 147.37 122.60 Td (we ) Tj ET Q q 0 0 0 rg BT 163.73 122.60 Td (continue ) Tj ET Q q 0 0 0 rg BT 205.14 122.60 Td (to ) Tj ET Q q 0 0 0 rg BT 217.23 122.60 Td (carry ) Tj ET Q q 0 0 0 rg BT 243.35 122.60 Td (a ) Tj ET Q q 0 0 0 rg BT 251.76 122.60 Td (loss ) Tj ET Q q 0 0 0 rg BT 272.41 122.60 Td (ratio ) Tj ET Q q 0 0 0 rg BT 296.10 122.60 Td (that ) Tj ET Q q 0 0 0 rg BT 316.13 122.60 Td (we ) Tj ET Q q 0 0 0 rg BT 332.49 122.60 Td (believe ) Tj ET Q q 0 0 0 rg BT 367.78 122.60 Td (is ) Tj ET Q q 0 0 0 rg BT 378.65 122.60 Td (conservative ) Tj ET Q q 0 0 0 rg BT 437.76 122.60 Td (despite ) Tj ET Q q 0 0 0 rg BT 472.45 122.60 Td (putting ) Tj ET Q q 0 0 0 rg BT 507.15 122.60 Td (a ) Tj ET Q q 0 0 0 rg BT 515.57 122.60 Td (significant ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 109.40 Td (amount ) Tj ET Q q 0 0 0 rg BT 85.14 109.40 Td (of ) Tj ET Q q 0 0 0 rg BT 96.45 109.40 Td (rate ) Tj ET Q q 0 0 0 rg BT 115.09 109.40 Td (into ) Tj ET Q q 0 0 0 rg BT 134.35 109.40 Td (the ) Tj ET Q q 0 0 0 rg BT 149.93 109.40 Td (market. ) Tj ET Q q 0 0 0 rg BT 185.37 109.40 Td ( ) Tj ET Q q 0 0 0 rg BT 187.05 109.40 Td (As ) Tj ET Q q 0 0 0 rg BT 201.42 109.40 Td (always, ) Tj ET Q q 0 0 0 rg BT 236.86 109.40 Td (we ) Tj ET Q q 0 0 0 rg BT 251.84 109.40 Td (will ) Tj ET Q q 0 0 0 rg BT 271.10 109.40 Td (conduct ) Tj ET Q q 0 0 0 rg BT 308.07 109.40 Td (a ) Tj ET Q q 0 0 0 rg BT 315.10 109.40 Td (full-year ) Tj ET Q q 0 0 0 rg BT 355.11 109.40 Td (in-depth ) Tj ET Q q 0 0 0 rg BT 393.92 109.40 Td (analysis ) Tj ET Q q 0 0 0 rg BT 431.51 109.40 Td (of ) Tj ET Q q 0 0 0 rg BT 442.82 109.40 Td (this ) Tj ET Q q 0 0 0 rg BT 460.86 109.40 Td (ratio ) Tj ET Q q 0 0 0 rg BT 483.17 109.40 Td (along ) Tj ET Q q 0 0 0 rg BT 509.75 109.40 Td (with ) Tj ET Q q 0 0 0 rg BT 531.46 109.40 Td (overall ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 96.20 Td (reserves ) Tj ET Q q 0 0 0 rg BT 89.04 96.20 Td (for ) Tj ET Q q 0 0 0 rg BT 104.87 96.20 Td (prior ) Tj ET Q q 0 0 0 rg BT 129.25 96.20 Td (years. ) Tj ET Q q 0 0 0 rg BT 158.21 96.20 Td ( ) Tj ET Q q 0 0 0 rg BT 161.21 96.20 Td (In ) Tj ET Q q 0 0 0 rg BT 173.38 96.20 Td (the ) Tj ET Q q 0 0 0 rg BT 189.82 96.20 Td (aggregate, ) Tj ET Q q 0 0 0 rg BT 238.32 96.20 Td (we ) Tj ET Q q 0 0 0 rg BT 254.15 96.20 Td (continue ) Tj ET Q q 0 0 0 rg BT 295.03 96.20 Td (to ) Tj ET Q q 0 0 0 rg BT 306.59 96.20 Td (close ) Tj ET Q q 0 0 0 rg BT 332.19 96.20 Td (claims ) Tj ET Q q 0 0 0 rg BT 363.91 96.20 Td (faster ) Tj ET Q q 0 0 0 rg BT 391.34 96.20 Td (than ) Tj ET Q q 0 0 0 rg BT 413.28 96.20 Td (in ) Tj ET Q q 0 0 0 rg BT 424.84 96.20 Td (the ) Tj ET Q q 0 0 0 rg BT 441.28 96.20 Td (past ) Tj ET Q q 0 0 0 rg BT 462.00 96.20 Td (and ) Tj ET Q q 0 0 0 rg BT 480.89 96.20 Td (for ) Tj ET Q q 0 0 0 rg BT 496.71 96.20 Td (lower ) Tj ET Q q 0 0 0 rg BT 524.76 96.20 Td (calendar ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 83.00 Td (year ) Tj ET Q q 0 0 0 rg BT 71.25 83.00 Td (paid ) Tj ET Q q 0 0 0 rg BT 92.52 83.00 Td (severity ) Tj ET Q q 0 0 0 rg BT 129.66 83.00 Td (amounts. ) Tj ET Q q 0 0 0 rg BT 172.02 83.00 Td (Ultimately) Tj ET Q q 0 0 0 rg BT 218.35 83.00 Td (, ) Tj ET Q q 0 0 0 rg BT 223.42 83.00 Td (the ) Tj ET Q q 0 0 0 rg BT 239.19 83.00 Td (goal ) Tj ET Q q 0 0 0 rg BT 260.45 83.00 Td (of ) Tj ET Q q 0 0 0 rg BT 271.94 83.00 Td (introducing ) Tj ET Q q 0 0 0 rg BT 324.98 83.00 Td (analytics ) Tj ET Q q 0 0 0 rg BT 366.40 83.00 Td (in ) Tj ET Q q 0 0 0 rg BT 377.28 83.00 Td (our ) Tj ET Q q 0 0 0 rg BT 394.27 83.00 Td (claims ) Tj ET Q q 0 0 0 rg BT 425.31 83.00 Td (process ) Tj ET Q q 0 0 0 rg BT 460.63 83.00 Td (was ) Tj ET Q q 0 0 0 rg BT 480.06 83.00 Td (to ) Tj ET Q q 0 0 0 rg BT 490.94 83.00 Td (accomplish ) Tj ET Q q 0 0 0 rg BT 543.36 83.00 Td (this, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 69.80 Td (and ) Tj ET Q q 0 0 0 rg BT 68.45 69.80 Td (we ) Tj ET Q q 0 0 0 rg BT 83.84 69.80 Td (are ) Tj ET Q q 0 0 0 rg BT 99.83 69.80 Td (pleased ) Tj ET Q q 0 0 0 rg BT 135.37 69.80 Td (to ) Tj ET Q q 0 0 0 rg BT 146.49 69.80 Td (see ) Tj ET Q q 0 0 0 rg BT 163.10 69.80 Td (data ) Tj ET Q q 0 0 0 rg BT 183.99 69.80 Td (supporting ) Tj ET Q q 0 0 0 rg BT 233.61 69.80 Td (this ) Tj ET Q q 0 0 0 rg BT 252.06 69.80 Td (expectation. ) Tj ET Q q 0 0 0 rg BT 308.07 69.80 Td (Over ) Tj ET Q q 0 0 0 rg BT 332.63 69.80 Td (time, ) Tj ET Q q 0 0 0 rg BT 357.49 69.80 Td (we ) Tj ET Q q 0 0 0 rg BT 372.88 69.80 Td (expect ) Tj ET Q q 0 0 0 rg BT 404.15 69.80 Td (our ) Tj ET Q q 0 0 0 rg BT 421.37 69.80 Td (loss ) Tj ET Q q 0 0 0 rg BT 441.06 69.80 Td (ratio ) Tj ET Q q 0 0 0 rg BT 463.78 69.80 Td (will ) Tj ET Q q 0 0 0 rg BT 483.45 69.80 Td (trend ) Tj ET Q q 0 0 0 rg BT 508.62 69.80 Td (in ) Tj ET Q q 0 0 0 rg BT 519.74 69.80 Td (a ) Tj ET Q q 0 0 0 rg BT 527.18 69.80 Td (positive ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 56.60 Td (direction ) Tj ET Q q 0 0 0 rg BT 91.85 56.60 Td (based ) Tj ET Q q 0 0 0 rg BT 119.64 56.60 Td (on ) Tj ET Q q 0 0 0 rg BT 133.39 56.60 Td (the ) Tj ET Q q 0 0 0 rg BT 149.58 56.60 Td (approach ) Tj ET Q q 0 0 0 rg BT 192.64 56.60 Td (we ) Tj ET Q q 0 0 0 rg BT 208.22 56.60 Td (are ) Tj ET Q q 0 0 0 rg BT 224.39 56.60 Td (taking ) Tj ET Q q 0 0 0 rg BT 254.64 56.60 Td (to ) Tj ET Q q 0 0 0 rg BT 265.94 56.60 Td (leverage ) Tj ET Q q 0 0 0 rg BT 305.94 56.60 Td (current ) Tj ET Q q 0 0 0 rg BT 339.84 56.60 Td (market ) Tj ET Q q 0 0 0 rg BT 373.13 56.60 Td (conditions.) Tj ET Q endstream endobj 11 0 obj <> endobj 12 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 772.60 Td (Exhibit 99.1) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 741.60 Td (Confer) Tj ET Q q 0 0 0 rg BT 82.79 741.60 Td (ence ) Tj ET Q q 0 0 0 rg BT 106.31 741.60 Td (Call ) Tj ET Q q 0 0 0 rg BT 128.61 741.60 Td (Details) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 722.40 Td (Date/T) Tj ET Q q 0 0 0 rg BT 80.15 722.40 Td (ime:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.70 722.40 Td ( ) Tj ET Q q 0 0 0 rg BT 122.00 722.40 Td ( ) Tj ET Q q 0 0 0 rg BT 158.00 722.40 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 194.00 722.40 Td (T) Tj ET Q q 0 0 0 rg BT 200.33 722.40 Td (uesday) Tj ET Q q 0 0 0 rg BT 230.16 722.40 Td (, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 235.66 722.40 Td (November ) Tj ET Q q 0 0 0 rg BT 284.84 722.40 Td (6, ) Tj ET Q q 0 0 0 rg BT 295.84 722.40 Td (2018) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 317.84 722.40 Td ( ) Tj ET Q q 0 0 0 rg BT 320.59 722.40 Td (- ) Tj ET Q q 0 0 0 rg BT 327.00 722.40 Td (8:30 ) Tj ET Q q 0 0 0 rg BT 349.31 722.40 Td (a.m. ) Tj ET Q q 0 0 0 rg BT 371.00 722.40 Td (ET) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 709.20 Td (Participant ) Tj ET Q q 0 0 0 rg BT 100.40 709.20 Td (Dial-In ) Tj ET Q q 0 0 0 rg BT 134.92 709.20 Td (Numbers:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 696.00 Td (\(United ) Tj ET Q q 0 0 0 rg BT 86.35 696.00 Td (States\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.35 696.00 Td ( ) Tj ET Q q 0 0 0 rg BT 122.00 696.00 Td ( ) Tj ET Q q 0 0 0 rg BT 158.00 696.00 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 194.00 696.00 Td (877-423-9817) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 682.80 Td (\(International\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.58 682.80 Td ( ) Tj ET Q q 0 0 0 rg BT 122.00 682.80 Td ( ) Tj ET Q q 0 0 0 rg BT 158.00 682.80 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 194.00 682.80 Td (201-493-6770) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 663.60 Td (T) Tj ET Q q 0 0 0 rg BT 55.95 663.60 Td (o ) Tj ET Q q 0 0 0 rg BT 63.38 663.60 Td (access ) Tj ET Q q 0 0 0 rg BT 93.41 663.60 Td (the ) Tj ET Q q 0 0 0 rg BT 108.78 663.60 Td (call, ) Tj ET Q q 0 0 0 rg BT 129.34 663.60 Td (please ) Tj ET Q q 0 0 0 rg BT 158.75 663.60 Td (dial-in ) Tj ET Q q 0 0 0 rg BT 189.40 663.60 Td (approximately ) Tj ET Q q 0 0 0 rg BT 254.86 663.60 Td (five ) Tj ET Q q 0 0 0 rg BT 273.90 663.60 Td (minutes ) Tj ET Q q 0 0 0 rg BT 310.66 663.60 Td (before ) Tj ET Q q 0 0 0 rg BT 340.69 663.60 Td (the ) Tj ET Q q 0 0 0 rg BT 356.06 663.60 Td (start ) Tj ET Q q 0 0 0 rg BT 376.93 663.60 Td (time ) Tj ET Q q 0 0 0 rg BT 398.41 663.60 Td (and, ) Tj ET Q q 0 0 0 rg BT 418.97 663.60 Td (when ) Tj ET Q q 0 0 0 rg BT 444.73 663.60 Td (asked, ) Tj ET Q q 0 0 0 rg BT 474.46 663.60 Td (provide ) Tj ET Q q 0 0 0 rg BT 509.99 663.60 Td (the ) Tj ET Q q 0 0 0 rg BT 525.36 663.60 Td (operator ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 650.40 Td (with ) Tj ET Q q 0 0 0 rg BT 72.31 650.40 Td (passcode ) Tj ET Q q 0 0 0 rg BT 114.76 650.40 Td (Atlas. ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 631.20 Td (An ) Tj ET Q q 0 0 0 rg BT 66.16 631.20 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 133.02 631.20 Td (slide ) Tj ET Q q 0 0 0 rg BT 156.51 631.20 Td (presentation ) Tj ET Q q 0 0 0 rg BT 212.99 631.20 Td (will ) Tj ET Q q 0 0 0 rg BT 232.81 631.20 Td (be ) Tj ET Q q 0 0 0 rg BT 245.91 631.20 Td (available ) Tj ET Q q 0 0 0 rg BT 288.33 631.20 Td (in ) Tj ET Q q 0 0 0 rg BT 299.60 631.20 Td (.pdf ) Tj ET Q q 0 0 0 rg BT 319.73 631.20 Td (format ) Tj ET Q q 0 0 0 rg BT 351.77 631.20 Td (on ) Tj ET Q q 0 0 0 rg BT 365.48 631.20 Td (the ) Tj ET Q q 0 0 0 rg BT 381.64 631.20 Td (investor ) Tj ET Q q 0 0 0 rg BT 419.79 631.20 Td (relations ) Tj ET Q q 0 0 0 rg BT 460.38 631.20 Td (page ) Tj ET Q q 0 0 0 rg BT 483.87 631.20 Td (of ) Tj ET Q q 0 0 0 rg BT 495.75 631.20 Td (the ) Tj ET Q q 0 0 0 rg BT 511.90 631.20 Td (Company) Tj ET Q q 0 0 0 rg BT 557.73 631.20 Td (s ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 618.00 Td (website ) Tj ET Q q 0 0 0 rg BT 86.35 618.00 Td (after ) Tj ET Q q 0 0 0 rg BT 109.25 618.00 Td (issuance ) Tj ET Q q 0 0 0 rg BT 149.26 618.00 Td (of ) Tj ET Q q 0 0 0 rg BT 161.18 618.00 Td (the ) Tj ET Q q 0 0 0 rg BT 177.36 618.00 Td (earnings ) Tj ET Q q 0 0 0 rg BT 217.38 618.00 Td (release.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 598.80 Td (W) Tj ET Q q 0 0 0 rg BT 60.39 598.80 Td (ebcast) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 579.60 Td (The ) Tj ET Q q 0 0 0 rg BT 70.10 579.60 Td (call ) Tj ET Q q 0 0 0 rg BT 88.98 579.60 Td (will ) Tj ET Q q 0 0 0 rg BT 109.09 579.60 Td (also ) Tj ET Q q 0 0 0 rg BT 129.81 579.60 Td (be ) Tj ET Q q 0 0 0 rg BT 143.20 579.60 Td (simultaneously ) Tj ET Q q 0 0 0 rg BT 212.81 579.60 Td (webcast ) Tj ET Q q 0 0 0 rg BT 251.23 579.60 Td (over ) Tj ET Q q 0 0 0 rg BT 273.78 579.60 Td (the ) Tj ET Q q 0 0 0 rg BT 290.22 579.60 Td (Internet ) Tj ET Q q 0 0 0 rg BT 327.42 579.60 Td (via ) Tj ET Q q 0 0 0 rg BT 343.86 579.60 Td (the ) Tj ET Q q 0 0 0 rg BT 360.30 579.60 Td (Investor ) Tj ET Q q 0 0 0 rg BT 404.23 579.60 Td (Relations ) Tj ET Q q 0 0 0 rg BT 453.67 579.60 Td (section ) Tj ET Q q 0 0 0 rg BT 487.82 579.60 Td (of ) Tj ET Q q 0 0 0 rg BT 499.33 579.60 Td (Atlas) Tj ET Q q 0 0 0 rg BT 525.39 579.60 Td ( ) Tj ET Q q 0 0 0 rg BT 528.39 579.60 Td (website ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 566.40 Td (at ) Tj ET Q q 0 0 0 rg BT 70.91 566.40 Td (www) Tj ET Q q 0 0 0 rg BT 94.02 566.40 Td (.atlas-fin.com/investorrelations ) Tj ET Q q 0 0 0 rg BT 243.84 566.40 Td (or ) Tj ET Q q 0 0 0 rg BT 265.97 566.40 Td (by ) Tj ET Q q 0 0 0 rg BT 289.94 566.40 Td (clicking ) Tj ET Q q 0 0 0 rg BT 338.34 566.40 Td (on ) Tj ET Q q 0 0 0 rg BT 362.31 566.40 Td (the ) Tj ET Q q 0 0 0 rg BT 388.71 566.40 Td (conference ) Tj ET Q q 0 0 0 rg BT 449.92 566.40 Td (call ) Tj ET Q q 0 0 0 rg BT 478.76 566.40 Td (link: ) Tj ET Q q 0 0 0 rg BT 511.90 566.40 Td (http://atlas-) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 553.20 Td (fin.equisolvewebcast.com/q3-2018. ) Tj ET Q q 0 0 0 rg BT 208.86 553.20 Td (Audio ) Tj ET Q q 0 0 0 rg BT 239.11 553.20 Td (and ) Tj ET Q q 0 0 0 rg BT 257.74 553.20 Td (a ) Tj ET Q q 0 0 0 rg BT 265.37 553.20 Td (transcript ) Tj ET Q q 0 0 0 rg BT 309.66 553.20 Td (of ) Tj ET Q q 0 0 0 rg BT 321.57 553.20 Td (the ) Tj ET Q q 0 0 0 rg BT 337.76 553.20 Td (call ) Tj ET Q q 0 0 0 rg BT 356.39 553.20 Td (will ) Tj ET Q q 0 0 0 rg BT 376.25 553.20 Td (be ) Tj ET Q q 0 0 0 rg BT 389.38 553.20 Td (archived ) Tj ET Q q 0 0 0 rg BT 430.00 553.20 Td (on ) Tj ET Q q 0 0 0 rg BT 443.75 553.20 Td (the ) Tj ET Q q 0 0 0 rg BT 459.94 553.20 Td (Company) Tj ET Q q 0 0 0 rg BT 505.77 553.20 Td (s ) Tj ET Q q 0 0 0 rg BT 512.80 553.20 Td (website.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 534.00 Td (About ) Tj ET Q q 0 0 0 rg BT 81.49 534.00 Td (Atlas) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 514.80 Td (The ) Tj ET Q q 0 0 0 rg BT 69.02 514.80 Td (primary ) Tj ET Q q 0 0 0 rg BT 105.75 514.80 Td (business ) Tj ET Q q 0 0 0 rg BT 144.95 514.80 Td (of ) Tj ET Q q 0 0 0 rg BT 155.60 514.80 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 180.74 514.80 Td (is ) Tj ET Q q 0 0 0 rg BT 189.99 514.80 Td (commercial ) Tj ET Q q 0 0 0 rg BT 243.82 514.80 Td (automobile ) Tj ET Q q 0 0 0 rg BT 295.23 514.80 Td (insurance ) Tj ET Q q 0 0 0 rg BT 339.29 514.80 Td (in ) Tj ET Q q 0 0 0 rg BT 349.76 514.80 Td (the ) Tj ET Q q 0 0 0 rg BT 365.11 514.80 Td (United ) Tj ET Q q 0 0 0 rg BT 396.97 514.80 Td (States, ) Tj ET Q q 0 0 0 rg BT 427.91 514.80 Td (with ) Tj ET Q q 0 0 0 rg BT 449.38 514.80 Td (a ) Tj ET Q q 0 0 0 rg BT 456.18 514.80 Td (niche ) Tj ET Q q 0 0 0 rg BT 481.91 514.80 Td (market ) Tj ET Q q 0 0 0 rg BT 514.37 514.80 Td (orientation ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 501.60 Td (and ) Tj ET Q q 0 0 0 rg BT 68.30 501.60 Td (focus ) Tj ET Q q 0 0 0 rg BT 94.55 501.60 Td (on ) Tj ET Q q 0 0 0 rg BT 107.97 501.60 Td (insurance ) Tj ET Q q 0 0 0 rg BT 152.54 501.60 Td (for ) Tj ET Q q 0 0 0 rg BT 167.79 501.60 Td (the ) Tj ET Q q 0 0 0 rg BT 183.65 501.60 Td (light ) Tj ET Q q 0 0 0 rg BT 216.00 501.60 Td (commercial ) Tj ET Q q 0 0 0 rg BT 270.34 501.60 Td (automobile ) Tj ET Q q 0 0 0 rg BT 322.25 501.60 Td (sector ) Tj ET Q q 0 0 0 rg BT 350.93 501.60 Td (including ) Tj ET Q q 0 0 0 rg BT 394.90 501.60 Td (taxi ) Tj ET Q q 0 0 0 rg BT 413.82 501.60 Td (cabs, ) Tj ET Q q 0 0 0 rg BT 438.54 501.60 Td (non-emer) Tj ET Q q 0 0 0 rg BT 480.48 501.60 Td (gency ) Tj ET Q q 0 0 0 rg BT 509.17 501.60 Td (para-transit, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 488.40 Td (limousine/livery ) Tj ET Q q 0 0 0 rg BT 124.58 488.40 Td (\(including ) Tj ET Q q 0 0 0 rg BT 172.27 488.40 Td (certain ) Tj ET Q q 0 0 0 rg BT 204.67 488.40 Td (transportation ) Tj ET Q q 0 0 0 rg BT 268.24 488.40 Td (network ) Tj ET Q q 0 0 0 rg BT 306.77 488.40 Td (company ) Tj ET Q q 0 0 0 rg BT 349.57 488.40 Td (drivers\) ) Tj ET Q q 0 0 0 rg BT 386.25 488.40 Td (and ) Tj ET Q q 0 0 0 rg BT 404.61 488.40 Td (business ) Tj ET Q q 0 0 0 rg BT 444.37 488.40 Td (auto. ) Tj ET Q q 0 0 0 rg BT 468.36 488.40 Td (The ) Tj ET Q q 0 0 0 rg BT 487.94 488.40 Td (business ) Tj ET Q q 0 0 0 rg BT 527.69 488.40 Td (of ) Tj ET Q q 0 0 0 rg BT 538.79 488.40 Td (Atlas ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 475.20 Td (is ) Tj ET Q q 0 0 0 rg BT 60.18 475.20 Td (carried ) Tj ET Q q 0 0 0 rg BT 93.55 475.20 Td (on ) Tj ET Q q 0 0 0 rg BT 107.39 475.20 Td (through ) Tj ET Q q 0 0 0 rg BT 144.45 475.20 Td (its ) Tj ET Q q 0 0 0 rg BT 157.69 475.20 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 211.84 475.20 Td (American ) Tj ET Q q 0 0 0 rg BT 258.05 475.20 Td (Country ) Tj ET Q q 0 0 0 rg BT 296.94 475.20 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 342.54 475.20 Td (Company) Tj ET Q q 0 0 0 rg BT 384.60 475.20 Td (, ) Tj ET Q q 0 0 0 rg BT 389.56 475.20 Td (American ) Tj ET Q q 0 0 0 rg BT 435.77 475.20 Td (Service ) Tj ET Q q 0 0 0 rg BT 471.60 475.20 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 517.19 475.20 Td (Company) Tj ET Q q 0 0 0 rg BT 559.25 475.20 Td (, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 462.00 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 72.91 462.00 Td (Gateway ) Tj ET Q q 0 0 0 rg BT 115.37 462.00 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 161.49 462.00 Td (Company) Tj ET Q q 0 0 0 rg BT 203.55 462.00 Td (, ) Tj ET Q q 0 0 0 rg BT 209.66 462.00 Td (Global ) Tj ET Q q 0 0 0 rg BT 242.97 462.00 Td (Liberty ) Tj ET Q q 0 0 0 rg BT 278.71 462.00 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 324.83 462.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 370.97 462.00 Td (of ) Tj ET Q q 0 0 0 rg BT 383.50 462.00 Td (New ) Tj ET Q q 0 0 0 rg BT 407.13 462.00 Td (Y) Tj ET Q q 0 0 0 rg BT 413.97 462.00 Td (ork, ) Tj ET Q q 0 0 0 rg BT 434.01 462.00 Td (Anchor ) Tj ET Q q 0 0 0 rg BT 470.36 462.00 Td (Group ) Tj ET Q q 0 0 0 rg BT 501.84 462.00 Td (Management, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 448.80 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 72.48 448.80 Td (and ) Tj ET Q q 0 0 0 rg BT 91.30 448.80 Td (optOn ) Tj ET Q q 0 0 0 rg BT 121.74 448.80 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 166.78 448.80 Td (Agency ) Tj ET Q q 0 0 0 rg BT 203.92 448.80 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 223.01 448.80 Td (Atlas) Tj ET Q q 0 0 0 rg BT 249.07 448.80 Td ( ) Tj ET Q q 0 0 0 rg BT 252.01 448.80 Td (insurance ) Tj ET Q q 0 0 0 rg BT 297.09 448.80 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 351.97 448.80 Td (have ) Tj ET Q q 0 0 0 rg BT 375.67 448.80 Td (decades ) Tj ET Q q 0 0 0 rg BT 413.42 448.80 Td (of ) Tj ET Q q 0 0 0 rg BT 425.52 448.80 Td (experience ) Tj ET Q q 0 0 0 rg BT 476.08 448.80 Td (with ) Tj ET Q q 0 0 0 rg BT 498.58 448.80 Td (a ) Tj ET Q q 0 0 0 rg BT 506.40 448.80 Td (commitment ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 435.60 Td (to ) Tj ET Q q 0 0 0 rg BT 61.31 435.60 Td (always ) Tj ET Q q 0 0 0 rg BT 94.60 435.60 Td (being ) Tj ET Q q 0 0 0 rg BT 121.79 435.60 Td (an ) Tj ET Q q 0 0 0 rg BT 134.92 435.60 Td (industry ) Tj ET Q q 0 0 0 rg BT 173.73 435.60 Td (leader ) Tj ET Q q 0 0 0 rg BT 203.34 435.60 Td (in ) Tj ET Q q 0 0 0 rg BT 214.65 435.60 Td (these ) Tj ET Q q 0 0 0 rg BT 240.00 435.60 Td (specialized ) Tj ET Q q 0 0 0 rg BT 291.61 435.60 Td (areas ) Tj ET Q q 0 0 0 rg BT 316.95 435.60 Td (of ) Tj ET Q q 0 0 0 rg BT 328.87 435.60 Td (insurance.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 416.40 Td (For ) Tj ET Q q 0 0 0 rg BT 68.03 416.40 Td (more ) Tj ET Q q 0 0 0 rg BT 93.38 416.40 Td (information ) Tj ET Q q 0 0 0 rg BT 148.07 416.40 Td (about ) Tj ET Q q 0 0 0 rg BT 174.65 416.40 Td (Atlas, ) Tj ET Q q 0 0 0 rg BT 203.37 416.40 Td (please ) Tj ET Q q 0 0 0 rg BT 233.60 416.40 Td (visit ) Tj ET Q q 0 0 0 rg BT 255.30 416.40 Td (www) Tj ET Q q 0 0 0 rg BT 278.42 416.40 Td (.atlas-fin.com.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 397.20 Td (Financial Information) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 378.00 Td (Atlas) Tj ET Q q 0 0 0 rg BT 76.07 378.00 Td ( ) Tj ET Q q 0 0 0 rg BT 79.72 378.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 121.85 378.00 Td (statements ) Tj ET Q q 0 0 0 rg BT 171.93 378.00 Td (reflect ) Tj ET Q q 0 0 0 rg BT 203.67 378.00 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 262.92 378.00 Td (results ) Tj ET Q q 0 0 0 rg BT 295.29 378.00 Td (of ) Tj ET Q q 0 0 0 rg BT 307.30 378.00 Td (Atlas) Tj ET Q q 0 0 0 rg BT 333.37 378.00 Td ( ) Tj ET Q q 0 0 0 rg BT 337.02 378.00 Td (subsidiaries: ) Tj ET Q q 0 0 0 rg BT 394.86 378.00 Td (American ) Tj ET Q q 0 0 0 rg BT 441.88 378.00 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 487.48 378.00 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 542.46 378.00 Td (Inc., ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 364.80 Td (American ) Tj ET Q q 0 0 0 rg BT 96.60 364.80 Td (Country ) Tj ET Q q 0 0 0 rg BT 135.90 364.80 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 181.89 364.80 Td (Company) Tj ET Q q 0 0 0 rg BT 223.95 364.80 Td (, ) Tj ET Q q 0 0 0 rg BT 229.22 364.80 Td (American ) Tj ET Q q 0 0 0 rg BT 275.83 364.80 Td (Service ) Tj ET Q q 0 0 0 rg BT 312.05 364.80 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 358.04 364.80 Td (Company) Tj ET Q q 0 0 0 rg BT 400.10 364.80 Td (, ) Tj ET Q q 0 0 0 rg BT 406.09 364.80 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 428.87 364.80 Td (Gateway ) Tj ET Q q 0 0 0 rg BT 471.20 364.80 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 517.19 364.80 Td (Company) Tj ET Q q 0 0 0 rg BT 559.25 364.80 Td (, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 351.60 Td (Global ) Tj ET Q q 0 0 0 rg BT 83.33 351.60 Td (Liberty ) Tj ET Q q 0 0 0 rg BT 119.09 351.60 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 165.23 351.60 Td (Company ) Tj ET Q q 0 0 0 rg BT 211.40 351.60 Td (of ) Tj ET Q q 0 0 0 rg BT 223.95 351.60 Td (New ) Tj ET Q q 0 0 0 rg BT 247.60 351.60 Td (Y) Tj ET Q q 0 0 0 rg BT 254.44 351.60 Td (ork, ) Tj ET Q q 0 0 0 rg BT 274.50 351.60 Td (Anchor ) Tj ET Q q 0 0 0 rg BT 310.87 351.60 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 354.60 351.60 Td (Group, ) Tj ET Q q 0 0 0 rg BT 388.84 351.60 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 411.03 351.60 Td (Anchor ) Tj ET Q q 0 0 0 rg BT 447.41 351.60 Td (Group ) Tj ET Q q 0 0 0 rg BT 478.90 351.60 Td (Management, ) Tj ET Q q 0 0 0 rg BT 542.46 351.60 Td (Inc., ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 338.40 Td (Plainview ) Tj ET Q q 0 0 0 rg BT 96.40 338.40 Td (Premium ) Tj ET Q q 0 0 0 rg BT 139.13 338.40 Td (Finance ) Tj ET Q q 0 0 0 rg BT 176.36 338.40 Td (Company) Tj ET Q q 0 0 0 rg BT 218.42 338.40 Td (, ) Tj ET Q q 0 0 0 rg BT 223.57 338.40 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 245.52 338.40 Td (Plainview ) Tj ET Q q 0 0 0 rg BT 291.92 338.40 Td (Premium ) Tj ET Q q 0 0 0 rg BT 334.66 338.40 Td (Finance ) Tj ET Q q 0 0 0 rg BT 371.88 338.40 Td (Company ) Tj ET Q q 0 0 0 rg BT 417.06 338.40 Td (of ) Tj ET Q q 0 0 0 rg BT 428.63 338.40 Td (California, ) Tj ET Q q 0 0 0 rg BT 478.38 338.40 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 500.33 338.40 Td (UBI ) Tj ET Q q 0 0 0 rg BT 521.67 338.40 Td (Holdings ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 325.20 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 72.17 325.20 Td (DriveOn ) Tj ET Q q 0 0 0 rg BT 113.29 325.20 Td (Digital ) Tj ET Q q 0 0 0 rg BT 146.46 325.20 Td (IP) Tj ET Q q 0 0 0 rg BT 155.84 325.20 Td ( ) Tj ET Q q 0 0 0 rg BT 158.46 325.20 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 177.89 325.20 Td (and ) Tj ET Q q 0 0 0 rg BT 196.39 325.20 Td (optOn ) Tj ET Q q 0 0 0 rg BT 226.52 325.20 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 271.32 325.20 Td (Agency ) Tj ET Q q 0 0 0 rg BT 308.16 325.20 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 327.58 325.20 Td ( ) Tj ET Q q 0 0 0 rg BT 329.63 325.20 Td (Additional ) Tj ET Q q 0 0 0 rg BT 379.30 325.20 Td (information ) Tj ET Q q 0 0 0 rg BT 433.86 325.20 Td (about ) Tj ET Q q 0 0 0 rg BT 460.35 325.20 Td (Atlas, ) Tj ET Q q 0 0 0 rg BT 488.94 325.20 Td (including ) Tj ET Q q 0 0 0 rg BT 533.12 325.20 Td (a ) Tj ET Q q 0 0 0 rg BT 540.63 325.20 Td (copy ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 312.00 Td (of ) Tj ET Q q 0 0 0 rg BT 61.86 312.00 Td (Atlas) Tj ET Q q 0 0 0 rg BT 87.92 312.00 Td ( ) Tj ET Q q 0 0 0 rg BT 91.38 312.00 Td (2017 ) Tj ET Q q 0 0 0 rg BT 116.08 312.00 Td (Annual ) Tj ET Q q 0 0 0 rg BT 151.92 312.00 Td (Report ) Tj ET Q q 0 0 0 rg BT 185.32 312.00 Td (on ) Tj ET Q q 0 0 0 rg BT 199.78 312.00 Td (Form ) Tj ET Q q 0 0 0 rg BT 227.07 312.00 Td (10-K ) Tj ET Q q 0 0 0 rg BT 253.14 312.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 295.08 312.00 Td (statements ) Tj ET Q q 0 0 0 rg BT 344.97 312.00 Td (and ) Tj ET Q q 0 0 0 rg BT 364.31 312.00 Td (Management ) Tj ET Q q 0 0 0 rg BT 425.19 312.00 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 476.93 312.00 Td (& ) Tj ET Q q 0 0 0 rg BT 488.18 312.00 Td (Analysis, ) Tj ET Q q 0 0 0 rg BT 532.89 312.00 Td (can ) Tj ET Q q 0 0 0 rg BT 551.62 312.00 Td (be ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 298.80 Td (accessed ) Tj ET Q q 0 0 0 rg BT 91.13 298.80 Td (via ) Tj ET Q q 0 0 0 rg BT 107.22 298.80 Td (the ) Tj ET Q q 0 0 0 rg BT 123.31 298.80 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 145.53 298.80 Td (Securities ) Tj ET Q q 0 0 0 rg BT 191.56 298.80 Td (and ) Tj ET Q q 0 0 0 rg BT 210.10 298.80 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 256.12 298.80 Td (Commission ) Tj ET Q q 0 0 0 rg BT 314.40 298.80 Td (internet ) Tj ET Q q 0 0 0 rg BT 350.65 298.80 Td (site ) Tj ET Q q 0 0 0 rg BT 368.58 298.80 Td (at ) Tj ET Q q 0 0 0 rg BT 379.17 298.80 Td (www) Tj ET Q q 0 0 0 rg BT 402.29 298.80 Td (.sec.gov ) Tj ET Q q 0 0 0 rg BT 440.99 298.80 Td (or ) Tj ET Q q 0 0 0 rg BT 452.81 298.80 Td (through ) Tj ET Q q 0 0 0 rg BT 489.10 298.80 Td (Atlas) Tj ET Q q 0 0 0 rg BT 515.16 298.80 Td ( ) Tj ET Q q 0 0 0 rg BT 517.82 298.80 Td (website ) Tj ET Q q 0 0 0 rg BT 554.07 298.80 Td (at ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 285.60 Td (http://www) Tj ET Q q 0 0 0 rg BT 99.40 285.60 Td (.atlas-fin.com/InvestorRelations/FinancialReports.aspx.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 266.40 Td (Forward-Looking Statements) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 247.20 Td (This ) Tj ET Q q 0 0 0 rg BT 72.21 247.20 Td (release ) Tj ET Q q 0 0 0 rg BT 105.40 247.20 Td (includes ) Tj ET Q q 0 0 0 rg BT 144.71 247.20 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 219.46 247.20 Td (statements ) Tj ET Q q 0 0 0 rg BT 268.55 247.20 Td (regarding ) Tj ET Q q 0 0 0 rg BT 312.77 247.20 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 338.64 247.20 Td (and ) Tj ET Q q 0 0 0 rg BT 357.18 247.20 Td (its ) Tj ET Q q 0 0 0 rg BT 370.23 247.20 Td (insurance ) Tj ET Q q 0 0 0 rg BT 415.03 247.20 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 469.63 247.20 Td (and ) Tj ET Q q 0 0 0 rg BT 488.17 247.20 Td (businesses. ) Tj ET Q q 0 0 0 rg BT 540.02 247.20 Td (Such ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 234.00 Td (statements ) Tj ET Q q 0 0 0 rg BT 99.00 234.00 Td (are ) Tj ET Q q 0 0 0 rg BT 114.99 234.00 Td (based ) Tj ET Q q 0 0 0 rg BT 142.60 234.00 Td (on ) Tj ET Q q 0 0 0 rg BT 156.17 234.00 Td (the ) Tj ET Q q 0 0 0 rg BT 172.17 234.00 Td (current ) Tj ET Q q 0 0 0 rg BT 205.89 234.00 Td (expectations ) Tj ET Q q 0 0 0 rg BT 263.43 234.00 Td (of ) Tj ET Q q 0 0 0 rg BT 275.16 234.00 Td (the ) Tj ET Q q 0 0 0 rg BT 291.17 234.00 Td (management ) Tj ET Q q 0 0 0 rg BT 349.93 234.00 Td (of ) Tj ET Q q 0 0 0 rg BT 361.66 234.00 Td (each ) Tj ET Q q 0 0 0 rg BT 384.37 234.00 Td (entity) Tj ET Q q 0 0 0 rg BT 408.71 234.00 Td (. ) Tj ET Q q 0 0 0 rg BT 413.84 234.00 Td (The ) Tj ET Q q 0 0 0 rg BT 433.50 234.00 Td (words ) Tj ET Q q 0 0 0 rg BT 462.96 234.00 Td (anticipate, ) Tj ET Q q 0 0 0 rg BT 520.79 234.00 Td (expect, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 220.80 Td (believe, ) Tj ET Q q 0 0 0 rg BT 97.73 220.80 Td (may, ) Tj ET Q q 0 0 0 rg BT 132.64 220.80 Td (should, ) Tj ET Q q 0 0 0 rg BT 177.94 220.80 Td (estimate, ) Tj ET Q q 0 0 0 rg BT 230.57 220.80 Td (project, ) Tj ET Q q 0 0 0 rg BT 277.08 220.80 Td (outlook, ) Tj ET Q q 0 0 0 rg BT 326.66 220.80 Td (forecast ) Tj ET Q q 0 0 0 rg BT 374.69 220.80 Td (or ) Tj ET Q q 0 0 0 rg BT 387.31 220.80 Td (similar ) Tj ET Q q 0 0 0 rg BT 421.31 220.80 Td (words ) Tj ET Q q 0 0 0 rg BT 451.65 220.80 Td (are ) Tj ET Q q 0 0 0 rg BT 468.54 220.80 Td (used ) Tj ET Q q 0 0 0 rg BT 492.16 220.80 Td (to ) Tj ET Q q 0 0 0 rg BT 504.17 220.80 Td (identify ) Tj ET Q q 0 0 0 rg BT 541.84 220.80 Td (such ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 207.60 Td (forward ) Tj ET Q q 0 0 0 rg BT 87.42 207.60 Td (looking ) Tj ET Q q 0 0 0 rg BT 123.63 207.60 Td (information. ) Tj ET Q q 0 0 0 rg BT 180.92 207.60 Td ( ) Tj ET Q q 0 0 0 rg BT 183.33 207.60 Td (The ) Tj ET Q q 0 0 0 rg BT 203.04 207.60 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 277.73 207.60 Td (events ) Tj ET Q q 0 0 0 rg BT 308.43 207.60 Td (and ) Tj ET Q q 0 0 0 rg BT 326.92 207.60 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 391.83 207.60 Td (discussed ) Tj ET Q q 0 0 0 rg BT 436.59 207.60 Td (in ) Tj ET Q q 0 0 0 rg BT 447.75 207.60 Td (this ) Tj ET Q q 0 0 0 rg BT 466.25 207.60 Td (release ) Tj ET Q q 0 0 0 rg BT 499.38 207.60 Td (may ) Tj ET Q q 0 0 0 rg BT 520.92 207.60 Td (not ) Tj ET Q q 0 0 0 rg BT 537.58 207.60 Td (occur ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 194.40 Td (and ) Tj ET Q q 0 0 0 rg BT 68.55 194.40 Td (could ) Tj ET Q q 0 0 0 rg BT 95.66 194.40 Td (dif) Tj ET Q q 0 0 0 rg BT 107.68 194.40 Td (fer ) Tj ET Q q 0 0 0 rg BT 122.56 194.40 Td (materially ) Tj ET Q q 0 0 0 rg BT 169.82 194.40 Td (as ) Tj ET Q q 0 0 0 rg BT 181.65 194.40 Td (a ) Tj ET Q q 0 0 0 rg BT 189.20 194.40 Td (result ) Tj ET Q q 0 0 0 rg BT 216.31 194.40 Td (of ) Tj ET Q q 0 0 0 rg BT 228.14 194.40 Td (known ) Tj ET Q q 0 0 0 rg BT 260.76 194.40 Td (and ) Tj ET Q q 0 0 0 rg BT 279.31 194.40 Td (unknown ) Tj ET Q q 0 0 0 rg BT 322.92 194.40 Td (risk ) Tj ET Q q 0 0 0 rg BT 342.09 194.40 Td (factors ) Tj ET Q q 0 0 0 rg BT 374.69 194.40 Td (and ) Tj ET Q q 0 0 0 rg BT 393.24 194.40 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 452.11 194.40 Td (af) Tj ET Q q 0 0 0 rg BT 460.45 194.40 Td (fecting ) Tj ET Q q 0 0 0 rg BT 493.66 194.40 Td (the ) Tj ET Q q 0 0 0 rg BT 509.77 194.40 Td (Companies, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 181.20 Td (including ) Tj ET Q q 0 0 0 rg BT 93.60 181.20 Td (risks ) Tj ET Q q 0 0 0 rg BT 116.44 181.20 Td (regarding ) Tj ET Q q 0 0 0 rg BT 160.64 181.20 Td (the ) Tj ET Q q 0 0 0 rg BT 176.13 181.20 Td (insurance ) Tj ET Q q 0 0 0 rg BT 220.33 181.20 Td (industry) Tj ET Q q 0 0 0 rg BT 255.67 181.20 Td (, ) Tj ET Q q 0 0 0 rg BT 260.48 181.20 Td (economic ) Tj ET Q q 0 0 0 rg BT 305.29 181.20 Td (factors ) Tj ET Q q 0 0 0 rg BT 337.27 181.20 Td (and ) Tj ET Q q 0 0 0 rg BT 355.20 181.20 Td (the ) Tj ET Q q 0 0 0 rg BT 370.70 181.20 Td (equity ) Tj ET Q q 0 0 0 rg BT 400.24 181.20 Td (markets ) Tj ET Q q 0 0 0 rg BT 437.12 181.20 Td (generally ) Tj ET Q q 0 0 0 rg BT 480.09 181.20 Td (and ) Tj ET Q q 0 0 0 rg BT 498.03 181.20 Td (the ) Tj ET Q q 0 0 0 rg BT 513.52 181.20 Td (risk ) Tj ET Q q 0 0 0 rg BT 532.07 181.20 Td (factors ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 168.00 Td (discussed ) Tj ET Q q 0 0 0 rg BT 95.43 168.00 Td (in ) Tj ET Q q 0 0 0 rg BT 107.26 168.00 Td (the ) Tj ET Q q 0 0 0 rg BT 123.97 168.00 Td (Risk ) Tj ET Q q 0 0 0 rg BT 152.30 168.00 Td (Factors ) Tj ET Q q 0 0 0 rg BT 192.83 168.00 Td (section ) Tj ET Q q 0 0 0 rg BT 227.26 168.00 Td (of ) Tj ET Q q 0 0 0 rg BT 239.70 168.00 Td (the ) Tj ET Q q 0 0 0 rg BT 256.41 168.00 Td (Company) Tj ET Q q 0 0 0 rg BT 302.24 168.00 Td (s ) Tj ET Q q 0 0 0 rg BT 309.79 168.00 Td (2017 ) Tj ET Q q 0 0 0 rg BT 334.34 168.00 Td (Annual ) Tj ET Q q 0 0 0 rg BT 369.99 168.00 Td (Report ) Tj ET Q q 0 0 0 rg BT 403.20 168.00 Td (on ) Tj ET Q q 0 0 0 rg BT 417.47 168.00 Td (Form ) Tj ET Q q 0 0 0 rg BT 444.58 168.00 Td (10-K. ) Tj ET Q q 0 0 0 rg BT 473.21 168.00 Td (No ) Tj ET Q q 0 0 0 rg BT 489.92 168.00 Td (forward-looking ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 154.80 Td (statement ) Tj ET Q q 0 0 0 rg BT 94.52 154.80 Td (can ) Tj ET Q q 0 0 0 rg BT 112.14 154.80 Td (be ) Tj ET Q q 0 0 0 rg BT 124.89 154.80 Td (guaranteed. ) Tj ET Q q 0 0 0 rg BT 178.25 154.80 Td (Except ) Tj ET Q q 0 0 0 rg BT 211.15 154.80 Td (as ) Tj ET Q q 0 0 0 rg BT 222.68 154.80 Td (required ) Tj ET Q q 0 0 0 rg BT 261.69 154.80 Td (by ) Tj ET Q q 0 0 0 rg BT 275.05 154.80 Td (applicable ) Tj ET Q q 0 0 0 rg BT 322.62 154.80 Td (securities ) Tj ET Q q 0 0 0 rg BT 366.52 154.80 Td (laws, ) Tj ET Q q 0 0 0 rg BT 391.79 154.80 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 466.25 154.80 Td (statements ) Tj ET Q q 0 0 0 rg BT 515.05 154.80 Td (speak ) Tj ET Q q 0 0 0 rg BT 542.45 154.80 Td (only ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 141.60 Td (as ) Tj ET Q q 0 0 0 rg BT 62.63 141.60 Td (of ) Tj ET Q q 0 0 0 rg BT 75.25 141.60 Td (the ) Tj ET Q q 0 0 0 rg BT 92.15 141.60 Td (date ) Tj ET Q q 0 0 0 rg BT 113.93 141.60 Td (on ) Tj ET Q q 0 0 0 rg BT 128.40 141.60 Td (which ) Tj ET Q q 0 0 0 rg BT 158.74 141.60 Td (they ) Tj ET Q q 0 0 0 rg BT 181.14 141.60 Td (are ) Tj ET Q q 0 0 0 rg BT 198.03 141.60 Td (made ) Tj ET Q q 0 0 0 rg BT 225.31 141.60 Td (and ) Tj ET Q q 0 0 0 rg BT 243.89 141.60 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 270.57 141.60 Td (and ) Tj ET Q q 0 0 0 rg BT 289.92 141.60 Td (its ) Tj ET Q q 0 0 0 rg BT 303.77 141.60 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 359.17 141.60 Td (undertake ) Tj ET Q q 0 0 0 rg BT 406.00 141.60 Td (no ) Tj ET Q q 0 0 0 rg BT 420.46 141.60 Td (obligation ) Tj ET Q q 0 0 0 rg BT 468.53 141.60 Td (to ) Tj ET Q q 0 0 0 rg BT 480.55 141.60 Td (publicly ) Tj ET Q q 0 0 0 rg BT 520.06 141.60 Td (update ) Tj ET Q q 0 0 0 rg BT 552.85 141.60 Td (or ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 128.40 Td (revise ) Tj ET Q q 0 0 0 rg BT 79.01 128.40 Td (any ) Tj ET Q q 0 0 0 rg BT 97.65 128.40 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 172.49 128.40 Td (statement, ) Tj ET Q q 0 0 0 rg BT 220.14 128.40 Td (whether ) Tj ET Q q 0 0 0 rg BT 258.32 128.40 Td (as ) Tj ET Q q 0 0 0 rg BT 270.23 128.40 Td (a ) Tj ET Q q 0 0 0 rg BT 277.86 128.40 Td (result ) Tj ET Q q 0 0 0 rg BT 305.05 128.40 Td (of ) Tj ET Q q 0 0 0 rg BT 316.96 128.40 Td (new ) Tj ET Q q 0 0 0 rg BT 338.04 128.40 Td (information, ) Tj ET Q q 0 0 0 rg BT 395.47 128.40 Td (future ) Tj ET Q q 0 0 0 rg BT 424.49 128.40 Td (events, ) Tj ET Q q 0 0 0 rg BT 458.09 128.40 Td (or ) Tj ET Q q 0 0 0 rg BT 470.00 128.40 Td (otherwise.) Tj ET Q endstream endobj 13 0 obj <> endobj 14 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 772.60 Td (Exhibit 99.1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Contact ) Tj ET Q q 0 0 0 rg BT 86.38 742.25 Td (Information:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 727.25 Td (At ) Tj ET Q q 0 0 0 rg BT 62.50 727.25 Td (the ) Tj ET Q q 0 0 0 rg BT 77.22 727.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 122.00 727.25 Td ( ) Tj ET Q q 0 0 0 rg BT 158.00 727.25 Td ( ) Tj ET Q q 0 0 0 rg BT 194.00 727.25 Td ( ) Tj ET Q q 0 0 0 rg BT 230.00 727.25 Td ( ) Tj ET Q q 0 0 0 rg BT 266.00 727.25 Td ( ) Tj ET Q q 0 0 0 rg BT 302.00 727.25 Td ( ) Tj ET Q q 0 0 0 rg BT 338.00 727.25 Td ( ) Tj ET Q q 0 0 0 rg BT 374.00 727.25 Td (Investor ) Tj ET Q q 0 0 0 rg BT 409.27 727.25 Td (Relations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 715.25 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 73.61 715.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 113.32 715.25 Td (Holdings, ) Tj ET Q q 0 0 0 rg BT 154.99 715.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 172.76 715.25 Td ( ) Tj ET Q q 0 0 0 rg BT 194.00 715.25 Td ( ) Tj ET Q q 0 0 0 rg BT 230.00 715.25 Td ( ) Tj ET Q q 0 0 0 rg BT 266.00 715.25 Td ( ) Tj ET Q q 0 0 0 rg BT 302.00 715.25 Td ( ) Tj ET Q q 0 0 0 rg BT 338.00 715.25 Td ( ) Tj ET Q q 0 0 0 rg BT 374.00 715.25 Td (The ) Tj ET Q q 0 0 0 rg BT 392.05 715.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 421.21 715.25 Td (Group ) Tj ET Q q 0 0 0 rg BT 449.26 715.25 Td (Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 703.25 Td (Scott ) Tj ET Q q 0 0 0 rg BT 72.88 703.25 Td (W) Tj ET Q q 0 0 0 rg BT 81.51 703.25 Td (ollney) Tj ET Q q 0 0 0 rg BT 105.86 703.25 Td (, CEO ) Tj ET Q q 0 0 0 rg BT 158.00 703.25 Td ( ) Tj ET Q q 0 0 0 rg BT 194.00 703.25 Td ( ) Tj ET Q q 0 0 0 rg BT 230.00 703.25 Td ( ) Tj ET Q q 0 0 0 rg BT 266.00 703.25 Td ( ) Tj ET Q q 0 0 0 rg BT 302.00 703.25 Td ( ) Tj ET Q q 0 0 0 rg BT 338.00 703.25 Td ( ) Tj ET Q q 0 0 0 rg BT 374.00 703.25 Td (Adam Prior) Tj ET Q q 0 0 0 rg BT 420.54 703.25 Td (, Senior ) Tj ET Q q 0 0 0 rg BT 453.97 703.25 Td (V) Tj ET Q q 0 0 0 rg BT 460.59 703.25 Td (ice President) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 691.25 Td (Phone: ) Tj ET Q q 0 0 0 rg BT 80.28 691.25 Td (847-700-8600 ) Tj ET Q q 0 0 0 rg BT 194.00 691.25 Td ( ) Tj ET Q q 0 0 0 rg BT 230.00 691.25 Td ( ) Tj ET Q q 0 0 0 rg BT 266.00 691.25 Td ( ) Tj ET Q q 0 0 0 rg BT 302.00 691.25 Td ( ) Tj ET Q q 0 0 0 rg BT 338.00 691.25 Td ( ) Tj ET Q q 0 0 0 rg BT 374.00 691.25 Td (212-836-9606) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 679.25 Td (swollney@atlas-fin.com ) Tj ET Q q 0 0 0 rg BT 158.00 679.25 Td ( ) Tj ET Q q 0 0 0 rg BT 194.00 679.25 Td ( ) Tj ET Q q 0 0 0 rg BT 230.00 679.25 Td ( ) Tj ET Q q 0 0 0 rg BT 266.00 679.25 Td ( ) Tj ET Q q 0 0 0 rg BT 302.00 679.25 Td ( ) Tj ET Q q 0 0 0 rg BT 338.00 679.25 Td ( ) Tj ET Q q 0 0 0 rg BT 374.00 679.25 Td (aprior@equityny) Tj ET Q q 0 0 0 rg BT 441.43 679.25 Td (.com) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 667.25 Td (www) Tj ET Q q 0 0 0 rg BT 71.02 667.25 Td (.atlas-fin.com ) Tj ET Q q 0 0 0 rg BT 158.00 667.25 Td ( ) Tj ET Q q 0 0 0 rg BT 194.00 667.25 Td ( ) Tj ET Q q 0 0 0 rg BT 230.00 667.25 Td ( ) Tj ET Q q 0 0 0 rg BT 266.00 667.25 Td ( ) Tj ET Q q 0 0 0 rg BT 302.00 667.25 Td ( ) Tj ET Q q 0 0 0 rg BT 338.00 667.25 Td ( ) Tj ET Q q 0 0 0 rg BT 374.00 667.25 Td (www) Tj ET Q q 0 0 0 rg BT 395.02 667.25 Td (.theequitygroup.com) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 643.25 Td (###) Tj ET Q endstream endobj 15 0 obj <> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 772.60 Td (Exhibit 99.1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 219.25 742.25 Td (A) Tj ET Q q 0 0 0 rg BT 225.73 742.25 Td (TLAS FINANCIAL) Tj ET Q q 0 0 0 rg BT 310.47 742.25 Td ( HOLDINGS, INC.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 87.95 730.25 Td (CONDENSED CONSOLIDA) Tj ET Q q 0 0 0 rg BT 213.06 730.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 247.61 730.25 Td (A) Tj ET Q q 0 0 0 rg BT 254.09 730.25 Td (TEMENTS OF) Tj ET Q q 0 0 0 rg BT 319.01 730.25 Td ( INCOME ) Tj ET Q q 0 0 0 rg BT 365.68 730.25 Td (AND COMPREHENSIVE INCOME) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.75 718.25 Td (\($ in 000s, except for share and per share data\)) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 707.75 m 351.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 683.75 m 351.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 707.75 m 355.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 683.75 m 355.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 707.75 m 421.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 683.75 m 421.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 707.75 m 425.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 683.75 m 425.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 707.75 m 491.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 683.75 m 491.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 707.75 m 495.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 683.75 m 495.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 707.75 m 561.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 683.75 m 561.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 683.75 m 351.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 669.75 m 351.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 683.75 m 355.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 669.75 m 355.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 683.75 m 421.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 669.75 m 421.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 683.75 m 425.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 669.75 m 425.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 683.75 m 491.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 669.75 m 491.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 683.75 m 495.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 669.75 m 495.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 683.75 m 561.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 669.75 m 561.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 669.75 m 351.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 669.75 m 355.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 669.75 m 421.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 669.75 m 425.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 669.75 m 491.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 669.75 m 495.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 669.75 m 561.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 585.75 m 351.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 585.75 m 355.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 585.75 m 421.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 585.75 m 425.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 585.75 m 491.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 585.75 m 495.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 585.75 m 561.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 585.75 m 351.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 585.75 m 355.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 585.75 m 421.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 585.75 m 425.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 479.75 m 351.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 465.75 m 351.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 479.75 m 355.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 465.75 m 355.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 479.75 m 421.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 465.75 m 421.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 479.75 m 425.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 465.75 m 425.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 479.75 m 491.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 465.75 m 491.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 479.75 m 495.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 465.75 m 495.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 479.75 m 561.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 465.75 m 561.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 465.75 m 351.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 465.75 m 355.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 465.75 m 421.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 465.75 m 425.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 465.75 m 491.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 465.75 m 495.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 465.75 m 561.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 437.75 m 351.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 437.75 m 355.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 437.75 m 421.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 437.75 m 425.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 437.75 m 491.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 437.75 m 495.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 437.75 m 561.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 437.75 m 351.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 423.75 m 351.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 437.75 m 355.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 423.75 m 355.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 437.75 m 421.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 423.75 m 421.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 437.75 m 425.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 423.75 m 425.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 437.75 m 491.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 423.75 m 491.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 437.75 m 495.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 423.75 m 495.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 437.75 m 561.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 423.75 m 561.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 248.75 m 351.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 248.75 m 355.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 248.75 m 421.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 248.75 m 425.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 248.75 m 491.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 248.75 m 495.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 248.75 m 561.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 234.75 m 351.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 234.75 m 355.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 234.75 m 421.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 234.75 m 425.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 234.75 m 491.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 234.75 m 495.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 234.75 m 561.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 221.75 m 351.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 219.75 m 351.5 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 221.75 m 355.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 219.75 m 355.5 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 221.75 m 421.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 219.75 m 421.5 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 221.75 m 425.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 219.75 m 425.5 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 221.75 m 491.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 219.75 m 491.5 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 221.75 m 495.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 219.75 m 495.5 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 221.75 m 561.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 219.75 m 561.5 219.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.15 698.43 Td (Thr) Tj ET Q q 0 0 0 rg BT 325.73 698.43 Td (ee months ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.50 688.43 Td (September) Tj ET Q q 0 0 0 rg BT 368.51 688.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.85 698.43 Td (Nine months ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.50 688.43 Td (September) Tj ET Q q 0 0 0 rg BT 508.51 688.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 674.43 Td (Condensed Consolidated Statements of Income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.00 674.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.00 674.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.00 674.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.00 674.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 327.95 660.43 Td (\(unaudited\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.95 660.43 Td (\(unaudited\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 646.32 Td (Net premiums earned) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.00 646.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 646.32 Td (54,461) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 646.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.15 646.32 Td (55,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 646.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 646.32 Td (165,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 646.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 646.32 Td (158,340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 632.32 Td (Net investment income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 632.32 Td (1,070) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 632.32 Td (902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 632.32 Td (3,201) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 632.32 Td (3,31) Tj ET Q q 0 0 0 rg BT 552.65 632.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 618.32 Td (Loss from change in fair value of equity securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.30 618.37 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 618.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 618.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.30 618.37 Td (\(97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 618.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 618.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 604.32 Td (Net realized gains) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.65 604.32 Td (54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 604.32 Td (582) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 604.32 Td (501) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 604.32 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 590.32 Td (Other income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.65 590.32 Td (186) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 590.32 Td (1) Tj ET Q q 0 0 0 rg BT 407.65 590.32 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 590.32 Td (366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 590.32 Td (332) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 576.43 Td (T) Tj ET Q q 0 0 0 rg BT 58.21 576.43 Td (otal r) Tj ET Q q 0 0 0 rg BT 80.71 576.43 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 576.32 Td (55,769) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.15 576.32 Td (57,464) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 576.32 Td (169,683) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 576.32 Td (162,983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 562.32 Td (Net claims incurred) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 562.32 Td (33,542) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.15 562.32 Td (33,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 562.32 Td (102,397) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 562.32 Td (95,027) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 548.32 Td (Acquisition costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 548.32 Td (5,701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 548.32 Td (7,820) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 548.32 Td (18,357) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 548.32 Td (19,586) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 534.32 Td (Other underwriting expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 534.32 Td (8,841) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 534.32 Td (7,937) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 534.32 Td (26,762) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 534.32 Td (22,870) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 520.32 Td (Amortization of intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.65 520.32 Td (97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 520.32 Td (97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 520.32 Td (292) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 520.32 Td (292) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 506.32 Td (Interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.65 506.32 Td (465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 506.32 Td (467) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 506.32 Td (1,381) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 506.32 Td (1,379) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 492.32 Td (Expenses recovered pursuant to stock purchase) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 482.37 Td (agreement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.65 484.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 484.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 484.47 Td (\(520) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 484.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 484.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 470.43 Td (T) Tj ET Q q 0 0 0 rg BT 58.21 470.43 Td (otal expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 470.32 Td (48,646) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.15 470.32 Td (49,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 470.32 Td (148,669) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 470.32 Td (139,154) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 456.43 Td (Income fr) Tj ET Q q 0 0 0 rg BT 93.84 456.43 Td (om operations befor) Tj ET Q q 0 0 0 rg BT 179.76 456.43 Td (e income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 456.32 Td (7,123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 456.32 Td (7,885) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 456.32 Td (21,014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 456.32 Td (23,829) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 442.32 Td (Income tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 442.32 Td (1,518) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 442.32 Td (2,760) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 442.32 Td (4,304) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 442.32 Td (8,342) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 428.43 Td (Net income attributable to common shar) Tj ET Q q 0 0 0 rg BT 224.94 428.43 Td (eholders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.00 428.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 428.32 Td (5,605) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 428.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 428.32 Td (5,125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 428.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 428.32 Td (16,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 428.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 428.32 Td (15,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 408.32 Td (Basic weighted average common shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.60 408.32 Td (1) Tj ET Q q 0 0 0 rg BT 307.60 408.32 Td (1,936,970) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.60 408.32 Td (12,045,519) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.60 408.32 Td (12,014,817) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.60 408.32 Td (12,045,519) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 394.32 Td (Earnings per common share, basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.00 394.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 394.32 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 394.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 394.32 Td (0.43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 394.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 394.32 Td (1.39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 394.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 394.32 Td (1.29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 372.42 Td (Diluted weighted average common shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.60 372.42 Td (1) Tj ET Q q 0 0 0 rg BT 307.60 372.42 Td (1,951,217) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.60 372.42 Td (12,207,537) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.60 372.42 Td (12,031,738) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.60 372.42 Td (12,197,365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 358.32 Td (Earnings per common share, diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.00 358.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 358.32 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 358.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 358.32 Td (0.42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 358.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 358.32 Td (1.39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 358.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 358.32 Td (1.27) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 337.43 Td (Condensed Consolidated Statements of Compr) Tj ET Q q 0 0 0 rg BT 251.36 337.43 Td (ehensive Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 317.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.00 317.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 317.32 Td (5,605) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 317.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 317.32 Td (5,125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 317.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 317.32 Td (16,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 317.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 317.32 Td (15,487) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 295.43 Td (Other) Tj ET Q q 0 0 0 rg BT 77.46 295.43 Td ( compr) Tj ET Q q 0 0 0 rg BT 107.54 295.43 Td (ehensive \(loss\) income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 281.32 Td (Changes in net unrealized investment \(losses\) gains) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.30 281.37 Td (\(307) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 281.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 281.32 Td (144) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 281.37 Td (\(4,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 281.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 281.32 Td (1,226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 267.32 Td (Reclassification to net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.30 267.37 Td (\(19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 267.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 267.32 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 267.32 Td (191) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 267.37 Td (\(183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.65 267.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 253.32 Td (Ef) Tj ET Q q 0 0 0 rg BT 61.26 253.32 Td (fect of income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.65 253.32 Td (69) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.30 253.37 Td (\(70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.65 253.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 253.32 Td (802) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 253.37 Td (\(365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.65 253.32 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 239.43 Td (Other) Tj ET Q q 0 0 0 rg BT 77.46 239.43 Td ( compr) Tj ET Q q 0 0 0 rg BT 107.54 239.43 Td (ehensive \(loss\) income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.30 239.37 Td (\(257) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 239.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 239.32 Td (130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 239.37 Td (\(3,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 239.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 239.32 Td (678) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 225.43 Td (T) Tj ET Q q 0 0 0 rg BT 57.75 225.43 Td (otal compr) Tj ET Q q 0 0 0 rg BT 103.95 225.43 Td (ehensive income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.00 225.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 225.32 Td (5,348) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 225.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 225.32 Td (5,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 225.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 225.32 Td (13,695) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 225.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 225.32 Td (16,165) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 17 0 obj <> endobj 18 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 772.60 Td (Exhibit 99.1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 219.25 742.25 Td (A) Tj ET Q q 0 0 0 rg BT 225.73 742.25 Td (TLAS FINANCIAL) Tj ET Q q 0 0 0 rg BT 310.47 742.25 Td ( HOLDINGS, INC.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 135.45 730.25 Td (CONDENSED CONSOLIDA) Tj ET Q q 0 0 0 rg BT 260.56 730.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 295.11 730.25 Td (A) Tj ET Q q 0 0 0 rg BT 301.59 730.25 Td (TEMENTS OF) Tj ET Q q 0 0 0 rg BT 366.51 730.25 Td ( FINANCIAL) Tj ET Q q 0 0 0 rg BT 425.13 730.25 Td ( POSITION) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.75 718.25 Td (\($ in 000s, except for share and per share data\)) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 707.75 m 467.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 693.75 m 467.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 707.75 m 471.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 693.75 m 471.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 707.75 m 561.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 693.75 m 561.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 601.75 m 467.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 601.75 m 471.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 601.75 m 561.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 419.75 m 467.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 406.75 m 467.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 404.75 m 467.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 419.75 m 471.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 406.75 m 471.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 404.75 m 471.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 419.75 m 561.5 419.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 406.75 m 561.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 404.75 m 561.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 315.75 m 467.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 301.75 m 467.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 315.75 m 471.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 301.75 m 471.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 315.75 m 561.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 301.75 m 561.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 145.75 m 467.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 145.75 m 471.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 145.75 m 561.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 132.75 m 467.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 132.75 m 471.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 132.75 m 561.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 132.75 m 467.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 120.75 m 467.5 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 118.75 m 467.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 132.75 m 471.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 120.75 m 471.5 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 118.75 m 471.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 132.75 m 561.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 120.75 m 561.5 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 118.75 m 561.5 118.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.25 698.43 Td (September) Tj ET Q q 0 0 0 rg BT 426.26 698.43 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.65 698.43 Td (December) Tj ET Q q 0 0 0 rg BT 518.87 698.43 Td ( 31, 2017) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 197.65 682.86259765625 m 224.3150390625 682.86259765625 l s q 0 0 0 rg BT 197.65 684.43 Td (Assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 396.95 684.43 Td (\(unaudited\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 670.32 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 656.32 Td (Fixed income securities, available for sale, at fair value \(amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 646.37 Td ($132,181 and $158,41) Tj ET Q q 0 0 0 rg BT 147.25 646.37 Td (1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 648.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 648.42 Td (127,937) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 648.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 648.42 Td (157,984) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 634.32 Td (Equity securities, at fair value \(cost $5,650 and $7,969\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 634.32 Td (6,030) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 634.32 Td (8,446) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 620.32 Td (Short-term investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 620.32 Td (4,620) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 620.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 606.32 Td (Other investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 606.32 Td (29,665) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 606.32 Td (31,438) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 592.32 Td (T) Tj ET Q q 0 0 0 rg BT 57.76 592.32 Td (otal Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 592.32 Td (168,252) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 592.32 Td (197,868) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 578.32 Td (Cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 578.32 Td (49,251) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 578.32 Td (45,615) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 564.32 Td (Accrued investment income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 564.32 Td (1,105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 564.32 Td (1,248) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 550.32 Td (Premiums receivable \(net of allowance of $4,401 and $3,418\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 550.32 Td (101,361) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 550.32 Td (79,664) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 536.32 Td (Reinsurance recoverables on amounts paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 536.32 Td (9,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 536.32 Td (7,982) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 522.32 Td (Reinsurance recoverables on amounts unpaid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 522.32 Td (55,085) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 522.32 Td (53,402) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 508.32 Td (Prepaid reinsurance premiums) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 508.32 Td (34,798) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 508.32 Td (12,878) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 494.32 Td (Deferred policy acquisition costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 494.32 Td (10,394) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 494.32 Td (14,797) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 480.32 Td (Deferred tax asset, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 480.32 Td (13,042) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 480.32 Td (16,985) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 466.32 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 466.32 Td (2,726) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 466.32 Td (2,726) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 452.32 Td (Intangible assets, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 452.32 Td (3,853) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 452.32 Td (4,145) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 438.32 Td (Property and equipment, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 438.32 Td (30,328) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 438.32 Td (24,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 424.32 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 424.32 Td (21,31) Tj ET Q q 0 0 0 rg BT 458.65 424.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 424.32 Td (20,754) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 410.43 Td ( ) Tj ET Q q 0 0 0 rg BT 76.91 410.43 Td (T) Tj ET Q q 0 0 0 rg BT 83.03 410.43 Td (otal ) Tj ET Q q 0 0 0 rg BT 100.90 410.43 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 410.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 410.32 Td (501,167) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 410.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 410.32 Td (482,503) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 189.6 388.86259765625 m 232.383203125 388.86259765625 l s q 0 0 0 rg BT 189.60 390.43 Td (Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 376.32 Td (Claims liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 376.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 376.32 Td (186,981) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 376.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 376.32 Td (21) Tj ET Q q 0 0 0 rg BT 535.15 376.32 Td (1,648) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 362.32 Td (Unearned premium reserves) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 362.32 Td (149,363) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 362.32 Td (128,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 348.32 Td (Due to reinsurers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 348.32 Td (19,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 348.32 Td (8,41) Tj ET Q q 0 0 0 rg BT 552.65 348.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 334.32 Td (Notes payable, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 334.32 Td (24,199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 334.32 Td (24,031) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 320.32 Td (Other liabilities and accrued expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 320.32 Td (19,616) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 320.32 Td (19,725) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 306.43 Td ( ) Tj ET Q q 0 0 0 rg BT 76.91 306.43 Td (T) Tj ET Q q 0 0 0 rg BT 83.03 306.43 Td (otal Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 306.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 306.32 Td (399,312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 306.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 306.32 Td (391,858) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 165.75 284.86259765625 m 256.228515625 284.86259765625 l s q 0 0 0 rg BT 165.75 286.43 Td (Shar) Tj ET Q q 0 0 0 rg BT 186.13 286.43 Td (eholders) Tj ET Q q 0 0 0 rg BT 224.83 286.43 Td ( Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 272.32 Td (Ordinary voting common shares, $0.003 par value, 266,666,667 shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 262.32 Td (authorized, shares issued: September 30, 2018 - 12,192,475 and December 31,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 252.32 Td (2017 - 12,164,041; shares outstanding: September 30, 2018 - 1) Tj ET Q q 0 0 0 rg BT 303.45 252.32 Td (1,936,970 and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 242.37 Td (December 31, 2017 - 12,164,041) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 244.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 244.42 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 244.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 244.42 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 230.32 Td (Restricted voting common shares, $0.003 par value, 33,333,334 shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 220.32 Td (authorized, shares issued and outstanding: September 30, 2018 and December) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 210.37 Td (31, 2017 - 0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 212.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 212.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 198.32 Td (Additional paid-in capital) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 198.32 Td (201,953) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 198.32 Td (201,105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 184.32 Td (T) Tj ET Q q 0 0 0 rg BT 57.93 184.32 Td (reasury stock, at cost: September 30, 2018 - 255,505 and December 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 174.37 Td (- 0 shares of ordinary voting common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.80 176.47 Td (\(3,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 176.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 176.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 162.32 Td (Retained deficit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.80 162.37 Td (\(93,781) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 162.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.80 162.37 Td (\(1) Tj ET Q q 0 0 0 rg BT 530.13 162.37 Td (10,535) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.65 162.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 149.32 Td (Accumulated other comprehensive \(loss\) income, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.80 149.37 Td (\(3,353) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 149.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 149.32 Td (39) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 136.48 Td ( ) Tj ET Q q 0 0 0 rg BT 76.91 136.48 Td (T) Tj ET Q q 0 0 0 rg BT 83.03 136.48 Td (otal Shar) Tj ET Q q 0 0 0 rg BT 121.65 136.48 Td (eholders) Tj ET Q q 0 0 0 rg BT 160.63 136.48 Td ( Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 136.32 Td (101,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 136.32 Td (90,645) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 123.48 Td ( ) Tj ET Q q 0 0 0 rg BT 76.82 123.48 Td (T) Tj ET Q q 0 0 0 rg BT 82.57 123.48 Td (otal Liabilities and Shar) Tj ET Q q 0 0 0 rg BT 185.47 123.48 Td (eholders) Tj ET Q q 0 0 0 rg BT 224.16 123.48 Td ( Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 123.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 123.32 Td (501,167) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 123.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 123.32 Td (482,503) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 19 0 obj <> endobj 20 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 772.60 Td (Exhibit 99.1) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 741.60 Td (Use ) Tj ET Q q 0 0 0 rg BT 69.86 741.60 Td (of ) Tj ET Q q 0 0 0 rg BT 81.77 741.60 Td (Non-U.S. ) Tj ET Q q 0 0 0 rg BT 127.31 741.60 Td (GAAP) Tj ET Q q 0 0 0 rg BT 157.86 741.60 Td ( ) Tj ET Q q 0 0 0 rg BT 160.61 741.60 Td (Financial ) Tj ET Q q 0 0 0 rg BT 207.37 741.60 Td (Measur) Tj ET Q q 0 0 0 rg BT 243.21 741.60 Td (ements) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 722.40 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 76.01 722.40 Td (uses ) Tj ET Q q 0 0 0 rg BT 97.75 722.40 Td (these ) Tj ET Q q 0 0 0 rg BT 123.14 722.40 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 172.85 722.40 Td ( ) Tj ET Q q 0 0 0 rg BT 175.64 722.40 Td (financial ) Tj ET Q q 0 0 0 rg BT 216.91 722.40 Td (measures ) Tj ET Q q 0 0 0 rg BT 260.63 722.40 Td (in ) Tj ET Q q 0 0 0 rg BT 271.98 722.40 Td (order ) Tj ET Q q 0 0 0 rg BT 297.98 722.40 Td (to ) Tj ET Q q 0 0 0 rg BT 309.33 722.40 Td (present ) Tj ET Q q 0 0 0 rg BT 343.89 722.40 Td (its ) Tj ET Q q 0 0 0 rg BT 357.08 722.40 Td (financial ) Tj ET Q q 0 0 0 rg BT 398.35 722.40 Td (condition ) Tj ET Q q 0 0 0 rg BT 442.69 722.40 Td (and ) Tj ET Q q 0 0 0 rg BT 461.37 722.40 Td (results ) Tj ET Q q 0 0 0 rg BT 492.88 722.40 Td (of ) Tj ET Q q 0 0 0 rg BT 504.83 722.40 Td (operations ) Tj ET Q q 0 0 0 rg BT 553.45 722.40 Td (in ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 709.20 Td (the ) Tj ET Q q 0 0 0 rg BT 65.04 709.20 Td (way ) Tj ET Q q 0 0 0 rg BT 84.96 709.20 Td (it ) Tj ET Q q 0 0 0 rg BT 92.67 709.20 Td (believes ) Tj ET Q q 0 0 0 rg BT 130.30 709.20 Td (will ) Tj ET Q q 0 0 0 rg BT 149.01 709.20 Td (be ) Tj ET Q q 0 0 0 rg BT 160.99 709.20 Td (most ) Tj ET Q q 0 0 0 rg BT 183.98 709.20 Td (meaningful ) Tj ET Q q 0 0 0 rg BT 235.67 709.20 Td (and ) Tj ET Q q 0 0 0 rg BT 253.15 709.20 Td (representative ) Tj ET Q q 0 0 0 rg BT 316.44 709.20 Td (of ) Tj ET Q q 0 0 0 rg BT 327.20 709.20 Td (its ) Tj ET Q q 0 0 0 rg BT 339.19 709.20 Td (business ) Tj ET Q q 0 0 0 rg BT 378.06 709.20 Td (results. ) Tj ET Q q 0 0 0 rg BT 411.01 709.20 Td (The ) Tj ET Q q 0 0 0 rg BT 429.71 709.20 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 479.42 709.20 Td ( ) Tj ET Q q 0 0 0 rg BT 481.01 709.20 Td (financial ) Tj ET Q q 0 0 0 rg BT 521.09 709.20 Td (measures ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 696.00 Td (that ) Tj ET Q q 0 0 0 rg BT 68.64 696.00 Td (Atlas ) Tj ET Q q 0 0 0 rg BT 94.61 696.00 Td (presents ) Tj ET Q q 0 0 0 rg BT 133.40 696.00 Td (may ) Tj ET Q q 0 0 0 rg BT 155.09 696.00 Td (not ) Tj ET Q q 0 0 0 rg BT 171.90 696.00 Td (be ) Tj ET Q q 0 0 0 rg BT 185.03 696.00 Td (comparable ) Tj ET Q q 0 0 0 rg BT 239.08 696.00 Td (to ) Tj ET Q q 0 0 0 rg BT 250.39 696.00 Td (similarly-named ) Tj ET Q q 0 0 0 rg BT 325.23 696.00 Td (measures ) Tj ET Q q 0 0 0 rg BT 368.91 696.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 408.31 696.00 Td (by ) Tj ET Q q 0 0 0 rg BT 422.06 696.00 Td (other ) Tj ET Q q 0 0 0 rg BT 447.41 696.00 Td (companies.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 676.80 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 95.96 676.80 Td (operating ) Tj ET Q q 0 0 0 rg BT 144.36 676.80 Td (income, ) Tj ET Q q 0 0 0 rg BT 183.89 676.80 Td (befor) Tj ET Q q 0 0 0 rg BT 208.74 676.80 Td (e ) Tj ET Q q 0 0 0 rg BT 216.80 676.80 Td (income ) Tj ET Q q 0 0 0 rg BT 253.58 676.80 Td (taxes) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 277.40 676.80 Td ( ) Tj ET Q q 0 0 0 rg BT 280.58 676.80 Td (includes ) Tj ET Q q 0 0 0 rg BT 320.42 676.80 Td (both ) Tj ET Q q 0 0 0 rg BT 343.15 676.80 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 403.15 676.80 Td (income ) Tj ET Q q 0 0 0 rg BT 438.71 676.80 Td (and ) Tj ET Q q 0 0 0 rg BT 457.77 676.80 Td (loss ) Tj ET Q q 0 0 0 rg BT 478.06 676.80 Td (and ) Tj ET Q q 0 0 0 rg BT 497.12 676.80 Td (net ) Tj ET Q q 0 0 0 rg BT 513.74 676.80 Td (investment ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 663.60 Td (income, ) Tj ET Q q 0 0 0 rg BT 89.73 663.60 Td (but ) Tj ET Q q 0 0 0 rg BT 108.40 663.60 Td (excludes ) Tj ET Q q 0 0 0 rg BT 151.49 663.60 Td (net ) Tj ET Q q 0 0 0 rg BT 169.53 663.60 Td (realized ) Tj ET Q q 0 0 0 rg BT 208.94 663.60 Td (gains ) Tj ET Q q 0 0 0 rg BT 236.77 663.60 Td (and ) Tj ET Q q 0 0 0 rg BT 257.26 663.60 Td (losses, ) Tj ET Q q 0 0 0 rg BT 290.89 663.60 Td (legal ) Tj ET Q q 0 0 0 rg BT 316.88 663.60 Td (and ) Tj ET Q q 0 0 0 rg BT 337.37 663.60 Td (professional ) Tj ET Q q 0 0 0 rg BT 395.74 663.60 Td (expense ) Tj ET Q q 0 0 0 rg BT 435.77 663.60 Td (incurred ) Tj ET Q q 0 0 0 rg BT 477.02 663.60 Td (related ) Tj ET Q q 0 0 0 rg BT 511.55 663.60 Td (to ) Tj ET Q q 0 0 0 rg BT 524.72 663.60 Td (business ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 650.40 Td (combinations, ) Tj ET Q q 0 0 0 rg BT 114.41 650.40 Td (interest ) Tj ET Q q 0 0 0 rg BT 149.18 650.40 Td (expense, ) Tj ET Q q 0 0 0 rg BT 189.75 650.40 Td (net ) Tj ET Q q 0 0 0 rg BT 205.59 650.40 Td (impairment ) Tj ET Q q 0 0 0 rg BT 258.69 650.40 Td (char) Tj ET Q q 0 0 0 rg BT 277.42 650.40 Td (ges ) Tj ET Q q 0 0 0 rg BT 294.47 650.40 Td (recognized ) Tj ET Q q 0 0 0 rg BT 345.11 650.40 Td (in ) Tj ET Q q 0 0 0 rg BT 356.06 650.40 Td (earnings ) Tj ET Q q 0 0 0 rg BT 395.72 650.40 Td (and ) Tj ET Q q 0 0 0 rg BT 414.00 650.40 Td (other ) Tj ET Q q 0 0 0 rg BT 438.99 650.40 Td (items. ) Tj ET Q q 0 0 0 rg BT 467.97 650.40 Td (Underwriting ) Tj ET Q q 0 0 0 rg BT 529.62 650.40 Td (income ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 637.20 Td (is ) Tj ET Q q 0 0 0 rg BT 60.80 637.20 Td (derived ) Tj ET Q q 0 0 0 rg BT 97.24 637.20 Td (by ) Tj ET Q q 0 0 0 rg BT 111.70 637.20 Td (reducing ) Tj ET Q q 0 0 0 rg BT 153.65 637.20 Td (net ) Tj ET Q q 0 0 0 rg BT 170.55 637.20 Td (premiums ) Tj ET Q q 0 0 0 rg BT 218.00 637.20 Td (earned ) Tj ET Q q 0 0 0 rg BT 250.77 637.20 Td (by ) Tj ET Q q 0 0 0 rg BT 265.23 637.20 Td (net ) Tj ET Q q 0 0 0 rg BT 282.13 637.20 Td (claims ) Tj ET Q q 0 0 0 rg BT 314.30 637.20 Td (incurred, ) Tj ET Q q 0 0 0 rg BT 357.16 637.20 Td (policy ) Tj ET Q q 0 0 0 rg BT 388.12 637.20 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 439.85 637.20 Td (costs ) Tj ET Q q 0 0 0 rg BT 465.31 637.20 Td (and ) Tj ET Q q 0 0 0 rg BT 484.65 637.20 Td (general ) Tj ET Q q 0 0 0 rg BT 520.48 637.20 Td (operating ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 624.00 Td (expenses.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.00 604.25 Td (Reconciliation ) Tj ET Q q 0 0 0 rg BT 112.60 604.25 Td (of ) Tj ET Q q 0 0 0 rg BT 123.43 604.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 143.72 604.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 171.50 604.25 Td ( ) Tj ET Q q 0 0 0 rg BT 174.00 604.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 191.49 604.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 225.65 604.25 Td (to ) Tj ET Q q 0 0 0 rg BT 235.92 604.25 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 277.32 604.25 Td (Operating ) Tj ET Q q 0 0 0 rg BT 323.71 604.25 Td (Income, ) Tj ET Q q 0 0 0 rg BT 360.37 604.25 Td (Befor) Tj ET Q q 0 0 0 rg BT 384.06 604.25 Td (e ) Tj ET Q q 0 0 0 rg BT 391.00 604.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 424.98 604.25 Td (T) Tj ET Q q 0 0 0 rg BT 430.73 604.25 Td (axes ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.00 592.25 Td (\($ ) Tj ET Q q 0 0 0 rg BT 59.83 592.25 Td (in ) Tj ET Q q 0 0 0 rg BT 70.67 592.25 Td (000s, ) Tj ET Q q 0 0 0 rg BT 97.89 592.25 Td (except ) Tj ET Q q 0 0 0 rg BT 127.60 592.25 Td (per) Tj ET Q q 0 0 0 rg BT 141.86 592.25 Td ( ) Tj ET Q q 0 0 0 rg BT 144.36 592.25 Td (shar) Tj ET Q q 0 0 0 rg BT 163.07 592.25 Td (e ) Tj ET Q q 0 0 0 rg BT 170.01 592.25 Td (data\)) Tj ET Q 1 1 1 rg /GS0 gs 49.50 558.50 192.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 241.50 558.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 281.50 558.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 321.50 558.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 361.50 558.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 401.50 558.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 441.50 558.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 481.50 558.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 521.50 558.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 49.50 530.50 192.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 241.50 530.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 281.50 530.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 321.50 530.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 361.50 530.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 401.50 530.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 441.50 530.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 481.50 530.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 521.50 530.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 241.50 494.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 281.50 494.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 321.50 494.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 361.50 494.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 401.50 494.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 441.50 494.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 481.50 494.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 521.50 494.50 40.00 -22.00 re f /GS0 gs 1 1 1 rg /GS0 gs 49.50 458.50 192.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 241.50 458.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 281.50 458.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 321.50 458.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 361.50 458.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 401.50 458.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 441.50 458.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 481.50 458.50 40.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 521.50 458.50 40.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 586.5 m 281.5 586.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 572.5 m 281.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 586.5 m 321.5 586.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 572.5 m 321.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 586.5 m 361.5 586.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 572.5 m 361.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 586.5 m 401.5 586.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 572.5 m 401.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 586.5 m 441.5 586.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 572.5 m 441.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 586.5 m 481.5 586.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 572.5 m 481.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 586.5 m 521.5 586.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 572.5 m 521.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 586.5 m 561.5 586.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 572.5 m 561.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 572.5 m 281.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 558.5 m 281.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 572.5 m 321.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 558.5 m 321.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 572.5 m 361.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 558.5 m 361.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 572.5 m 401.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 558.5 m 401.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 572.5 m 441.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 558.5 m 441.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 572.5 m 481.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 558.5 m 481.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 572.5 m 521.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 558.5 m 521.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 572.5 m 561.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 558.5 m 561.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 558.5 m 281.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 558.5 m 321.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 558.5 m 361.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 558.5 m 401.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 558.5 m 441.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 558.5 m 481.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 558.5 m 521.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 558.5 m 561.5 558.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 444.5 m 281.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 444.5 m 321.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 444.5 m 361.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 444.5 m 401.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 444.5 m 441.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 444.5 m 481.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 444.5 m 521.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 444.5 m 561.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 444.5 m 281.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 423.5 m 281.5 423.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 421.5 m 281.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 444.5 m 321.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 423.5 m 321.5 423.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 421.5 m 321.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 444.5 m 361.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 423.5 m 361.5 423.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 421.5 m 361.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 444.5 m 401.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 423.5 m 401.5 423.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 421.5 m 401.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 444.5 m 441.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 423.5 m 441.5 423.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 421.5 m 441.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 444.5 m 481.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 423.5 m 481.5 423.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 421.5 m 481.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 444.5 m 521.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 423.5 m 521.5 423.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 421.5 m 521.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 444.5 m 561.5 444.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 423.5 m 561.5 423.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 421.5 m 561.5 421.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 245.45 576.18 Td (Thr) Tj ET Q q 0 0 0 rg BT 262.03 576.18 Td (ee months ended September) Tj ET Q q 0 0 0 rg BT 381.56 576.18 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.15 576.18 Td (Nine months ended September) Tj ET Q q 0 0 0 rg BT 538.89 576.18 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 271.00 562.18 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.00 562.18 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.00 562.18 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.00 562.18 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 549.07 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.00 548.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.10 548.17 Td (5,605) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.00 548.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 548.17 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 548.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.10 548.17 Td (5,125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.00 548.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 548.17 Td (0.42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.00 548.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.10 548.17 Td (16,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 548.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 548.17 Td (1.39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 548.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.10 548.17 Td (15,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.00 548.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 548.17 Td (1.27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 535.07 Td (Add: income tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.10 535.07 Td (1,518) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 535.07 Td (0.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.10 535.07 Td (2,760) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 535.07 Td (0.23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.10 535.07 Td (4,304) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 534.17 Td (0.36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.10 535.07 Td (8,342) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 535.07 Td (0.69) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 521.07 Td (Add: expenses recovered pursuant to stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 511.12 Td (purchase agreement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 513.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.65 513.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 513.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.65 513.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.30 513.22 Td (\(520) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 513.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 513.22 Td (\(0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 513.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 513.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 513.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 498.17 Td (Add: interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 498.17 Td (465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 498.17 Td (0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 498.17 Td (467) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 499.07 Td (0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.10 498.17 Td (1,381) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 498.17 Td (0.1) Tj ET Q q 0 0 0 rg BT 472.65 498.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.10 498.17 Td (1,379) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 499.07 Td (0.1) Tj ET Q q 0 0 0 rg BT 552.65 499.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 485.07 Td (Less: loss from change in fair value of equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 475.12 Td (securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.30 477.17 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.65 477.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.65 476.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 477.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.65 477.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.30 477.22 Td (\(97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 477.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 476.22 Td (\(0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 476.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 477.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 477.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 463.07 Td (Less: net realized investment gains) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 462.17 Td (54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.65 462.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 462.17 Td (582) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 463.07 Td (0.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.65 462.17 Td (501) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 462.17 Td (0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.10 462.17 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 463.07 Td (0.08) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 448.17 Td (Less: other income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 448.17 Td (186) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 448.17 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 448.17 Td (1) Tj ET Q q 0 0 0 rg BT 347.65 448.17 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 449.07 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.65 448.17 Td (366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 448.17 Td (0.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.65 448.17 Td (332) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 449.07 Td (0.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 435.07 Td (Adjusted operating income, before income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 425.12 Td (taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.00 426.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.10 426.17 Td (7,350) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.00 426.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 426.17 Td (0.62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 426.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.10 426.17 Td (7,655) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.00 426.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 426.17 Td (0.63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.00 426.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.10 426.17 Td (21,105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 427.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 427.17 Td (1.76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 426.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.10 426.17 Td (23,876) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.00 426.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 426.17 Td (1.96) Tj ET Q BT /F1 10.00 Tf ET BT /F2 11.00 Tf ET q 0 0 0 rg BT 50.00 403.80 Td (After) Tj ET Q q 0 0 0 rg BT 74.63 403.80 Td (-tax ) Tj ET Q q 0 0 0 rg BT 95.97 403.80 Td (r) Tj ET Q q 0 0 0 rg BT 100.65 403.80 Td (eturn ) Tj ET Q q 0 0 0 rg BT 129.34 403.80 Td (on ) Tj ET Q q 0 0 0 rg BT 143.97 403.80 Td (average ) Tj ET Q q 0 0 0 rg BT 183.64 403.80 Td (common ) Tj ET Q q 0 0 0 rg BT 226.98 403.80 Td (equity ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 259.34 403.80 Td (is ) Tj ET Q q 0 0 0 rg BT 269.69 403.80 Td (derived ) Tj ET Q q 0 0 0 rg BT 305.70 403.80 Td (by ) Tj ET Q q 0 0 0 rg BT 319.71 403.80 Td (subtracting ) Tj ET Q q 0 0 0 rg BT 371.61 403.80 Td (preferred ) Tj ET Q q 0 0 0 rg BT 414.93 403.80 Td (share ) Tj ET Q q 0 0 0 rg BT 441.16 403.80 Td (dividends ) Tj ET Q q 0 0 0 rg BT 486.95 403.80 Td (accrued ) Tj ET Q q 0 0 0 rg BT 524.16 403.80 Td (from ) Tj ET Q q 0 0 0 rg BT 548.56 403.80 Td (net ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 390.60 Td (income ) Tj ET Q q 0 0 0 rg BT 85.60 390.60 Td (and ) Tj ET Q q 0 0 0 rg BT 104.70 390.60 Td (dividing ) Tj ET Q q 0 0 0 rg BT 144.59 390.60 Td (by ) Tj ET Q q 0 0 0 rg BT 158.81 390.60 Td (average ) Tj ET Q q 0 0 0 rg BT 196.22 390.60 Td (common ) Tj ET Q q 0 0 0 rg BT 237.94 390.60 Td (equity) Tj ET Q q 0 0 0 rg BT 264.72 390.60 Td (. ) Tj ET Q q 0 0 0 rg BT 270.69 390.60 Td (Common ) Tj ET Q q 0 0 0 rg BT 314.86 390.60 Td (equity ) Tj ET Q q 0 0 0 rg BT 345.57 390.60 Td (is ) Tj ET Q q 0 0 0 rg BT 356.13 390.60 Td (total ) Tj ET Q q 0 0 0 rg BT 378.90 390.60 Td (shareholders) Tj ET Q q 0 0 0 rg BT 437.34 390.60 Td ( ) Tj ET Q q 0 0 0 rg BT 440.56 390.60 Td (equity ) Tj ET Q q 0 0 0 rg BT 471.27 390.60 Td (less ) Tj ET Q q 0 0 0 rg BT 490.99 390.60 Td (preferred ) Tj ET Q q 0 0 0 rg BT 534.51 390.60 Td (shares ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 377.40 Td (and ) Tj ET Q q 0 0 0 rg BT 69.06 377.40 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 121.11 377.40 Td (preferred ) Tj ET Q q 0 0 0 rg BT 164.58 377.40 Td (share ) Tj ET Q q 0 0 0 rg BT 190.96 377.40 Td (dividends ) Tj ET Q q 0 0 0 rg BT 236.92 377.40 Td (accrued. ) Tj ET Q q 0 0 0 rg BT 276.33 377.40 Td (A) Tj ET Q q 0 0 0 rg BT 283.46 377.40 Td (verage ) Tj ET Q q 0 0 0 rg BT 315.95 377.40 Td (common ) Tj ET Q q 0 0 0 rg BT 357.62 377.40 Td (equity ) Tj ET Q q 0 0 0 rg BT 388.29 377.40 Td (is ) Tj ET Q q 0 0 0 rg BT 398.80 377.40 Td (the ) Tj ET Q q 0 0 0 rg BT 415.41 377.40 Td (average ) Tj ET Q q 0 0 0 rg BT 452.78 377.40 Td (of ) Tj ET Q q 0 0 0 rg BT 465.12 377.40 Td (common ) Tj ET Q q 0 0 0 rg BT 506.79 377.40 Td (equity ) Tj ET Q q 0 0 0 rg BT 537.46 377.40 Td (at ) Tj ET Q q 0 0 0 rg BT 548.58 377.40 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 364.20 Td (beginning ) Tj ET Q q 0 0 0 rg BT 96.74 364.20 Td (and ) Tj ET Q q 0 0 0 rg BT 115.38 364.20 Td (the ) Tj ET Q q 0 0 0 rg BT 131.57 364.20 Td (ending ) Tj ET Q q 0 0 0 rg BT 164.25 364.20 Td (of ) Tj ET Q q 0 0 0 rg BT 176.17 364.20 Td (the ) Tj ET Q q 0 0 0 rg BT 192.36 364.20 Td (reporting ) Tj ET Q q 0 0 0 rg BT 235.43 364.20 Td (period.) Tj ET Q 1 1 1 rg /GS0 gs 49.50 317.70 142.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 191.50 317.70 68.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 259.50 317.70 52.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 311.50 317.70 65.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 376.50 317.70 68.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 444.50 317.70 52.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 496.50 317.70 65.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 49.50 281.70 142.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 191.50 281.70 68.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 259.50 281.70 52.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 311.50 281.70 65.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 376.50 281.70 68.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 444.50 281.70 52.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 496.50 281.70 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 339.70000000000005 m 259.5 339.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 317.70000000000005 m 259.5 317.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 339.70000000000005 m 311.5 339.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 317.70000000000005 m 311.5 317.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 339.70000000000005 m 376.5 339.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 317.70000000000005 m 376.5 317.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 339.70000000000005 m 444.5 339.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 317.70000000000005 m 444.5 317.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 339.70000000000005 m 496.5 339.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 317.70000000000005 m 496.5 317.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 339.70000000000005 m 561.5 339.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 317.70000000000005 m 561.5 317.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 317.70000000000005 m 259.5 317.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 317.70000000000005 m 311.5 317.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 317.70000000000005 m 376.5 317.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 317.70000000000005 m 444.5 317.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 317.70000000000005 m 496.5 317.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 317.70000000000005 m 561.5 317.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 281.70000000000005 m 259.5 281.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 281.70000000000005 m 311.5 281.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 281.70000000000005 m 376.5 281.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 281.70000000000005 m 444.5 281.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 281.70000000000005 m 496.5 281.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 281.70000000000005 m 561.5 281.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 281.70000000000005 m 259.5 281.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 268.70000000000005 m 259.5 268.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 266.70000000000005 m 259.5 266.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 281.70000000000005 m 311.5 281.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 268.70000000000005 m 311.5 268.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 266.70000000000005 m 311.5 266.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 281.70000000000005 m 376.5 281.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 268.70000000000005 m 376.5 268.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 266.70000000000005 m 376.5 266.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 281.70000000000005 m 444.5 281.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 268.70000000000005 m 444.5 268.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 266.70000000000005 m 444.5 266.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 281.70000000000005 m 496.5 281.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 268.70000000000005 m 496.5 268.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 266.70000000000005 m 496.5 266.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 281.70000000000005 m 561.5 281.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 268.70000000000005 m 561.5 268.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 266.70000000000005 m 561.5 266.70000000000005 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 344.38 Td (Reconciliation ) Tj ET Q q 0 0 0 rg BT 115.60 344.38 Td (of ) Tj ET Q q 0 0 0 rg BT 126.43 344.38 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 146.72 344.38 Td (GAAP) Tj ET Q q 0 0 0 rg BT 174.50 344.38 Td ( ) Tj ET Q q 0 0 0 rg BT 177.00 344.38 Td (Shar) Tj ET Q q 0 0 0 rg BT 197.38 344.38 Td (eholders) Tj ET Q q 0 0 0 rg BT 236.07 344.38 Td ( ) Tj ET Q q 0 0 0 rg BT 238.57 344.38 Td (Equity ) Tj ET Q q 0 0 0 rg BT 269.97 344.38 Td (to ) Tj ET Q q 0 0 0 rg BT 280.80 344.38 Td (Common ) Tj ET Q q 0 0 0 rg BT 322.75 344.38 Td (Equity ) Tj ET Q q 0 0 0 rg BT 354.15 344.38 Td (\($ ) Tj ET Q q 0 0 0 rg BT 364.98 344.38 Td (in ) Tj ET Q q 0 0 0 rg BT 375.82 344.38 Td (000s\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 322.38 Td (As of:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 194.50 330.43 Td (September) Tj ET Q q 0 0 0 rg BT 240.51 330.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 215.00 320.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 267.20 330.43 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 275.00 320.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.40 330.43 Td (December) Tj ET Q q 0 0 0 rg BT 357.62 330.43 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.50 320.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.50 330.43 Td (September) Tj ET Q q 0 0 0 rg BT 425.51 330.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.00 320.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.20 330.43 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.00 320.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.40 330.43 Td (December) Tj ET Q q 0 0 0 rg BT 542.52 330.43 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.50 320.43 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 308.27 Td (T) Tj ET Q q 0 0 0 rg BT 57.76 308.27 Td (otal shareholders) Tj ET Q q 0 0 0 rg BT 128.40 308.27 Td ( equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.00 308.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.15 308.27 Td (101,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 308.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.15 308.27 Td (96,222) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.00 308.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 308.27 Td (90,645) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.00 308.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.15 308.27 Td (144,397) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.00 308.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.10 308.27 Td (138,857) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 308.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 308.27 Td (127,342) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 294.27 Td (Accrued dividends on preferred) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 284.32 Td (shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.65 286.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.65 286.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.30 286.42 Td (\(333) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.65 286.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.30 286.42 Td (\(333) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.65 286.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.30 286.42 Td (\(333) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 286.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 286.42 Td (\(333) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.65 286.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 272.27 Td (T) Tj ET Q q 0 0 0 rg BT 57.41 272.27 Td (otal common equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.00 272.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.15 272.27 Td (101,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 272.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.15 272.27 Td (96,222) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.00 272.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 272.27 Td (90,312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.00 272.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.15 272.27 Td (144,064) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.00 272.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.10 272.27 Td (138,524) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 272.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 272.27 Td (127,009) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.00 248.45 Td (Reconciliation of U.S. GAAP) Tj ET Q q 0 0 0 rg BT 171.50 248.45 Td ( Return on Equity to Return on Common Equity \($ in 000s\)) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 242.70000000000005 m 351.5 242.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 218.70000000000005 m 351.5 218.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 242.70000000000005 m 421.5 242.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 242.70000000000005 m 491.5 242.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 218.70000000000005 m 491.5 218.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 242.70000000000005 m 561.5 242.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 218.70000000000005 m 351.5 218.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 204.70000000000005 m 351.5 204.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 218.70000000000005 m 421.5 218.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 204.70000000000005 m 421.5 204.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 218.70000000000005 m 491.5 218.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 204.70000000000005 m 491.5 204.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 218.70000000000005 m 561.5 218.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 204.70000000000005 m 561.5 204.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 204.70000000000005 m 351.5 204.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 204.70000000000005 m 421.5 204.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 204.70000000000005 m 491.5 204.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 204.70000000000005 m 561.5 204.70000000000005 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.15 233.38 Td (Thr) Tj ET Q q 0 0 0 rg BT 323.73 233.38 Td (ee months ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.50 223.38 Td (September) Tj ET Q q 0 0 0 rg BT 366.51 223.38 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.65 233.38 Td (Nine months ended September) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 484.75 223.38 Td (30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.00 209.38 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.00 209.38 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.00 209.38 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 516.00 209.38 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 195.27 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.00 195.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 195.27 Td (5,605) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.00 195.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.15 195.27 Td (5,125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 195.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 195.27 Td (16,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 195.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 195.27 Td (15,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 181.27 Td (A) Tj ET Q q 0 0 0 rg BT 58.85 181.27 Td (verage equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.15 181.27 Td (99,039) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 181.27 Td (141,627) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 181.27 Td (96,250) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.15 181.27 Td (135,869) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 167.27 Td (Return on average equity \(annualized\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 167.27 Td (22.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 167.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 167.27 Td (14.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 167.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 167.27 Td (23.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 167.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 167.27 Td (15.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 167.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 147.27 Td (Net income attributable to common shareholders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.00 147.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 147.27 Td (5,605) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.00 147.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.15 147.27 Td (5,125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 147.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 147.27 Td (16,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 147.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 147.27 Td (15,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 133.27 Td (A) Tj ET Q q 0 0 0 rg BT 58.85 133.27 Td (verage common equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.15 133.27 Td (99,039) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 133.27 Td (141,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 133.27 Td (96,084) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.15 133.27 Td (135,537) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 119.27 Td (Return on average common equity \(annualized\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 119.27 Td (22.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 119.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 119.27 Td (14.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 119.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 119.27 Td (23.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 119.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 119.27 Td (15.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 119.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 21 0 obj <> /View <>>>>> endobj 22 0 obj <> /View <>>>>> endobj 23 0 obj <> endobj 24 0 obj <> stream xy\E7~n{{w'd'52 HaGPPA!"" b-&h,+TLy?:uk?uΩoH""?W~.Xv3&rm 2\jMgwm'CڴzlycǏ\ rBjx\DsV@{twocmC{Iwl11z:1m!t-\q3D.:yz'Wɨp[_F=>E"ǢӦ/|K&_~=!wn-az3¦h$7,ؑ2Oo_eSFLlk}Fg[F>|;